First Foundation Inc. Files 8-K Report

Ticker: FFWM · Form: 8-K · Filed: Oct 27, 2025 · CIK: 1413837

Sentiment: neutral

Topics: 8-K, financial-statements, disclosure

TL;DR

First Foundation Inc. dropped an 8-K on 10/27/25 with financial updates and other disclosures.

AI Summary

On October 27, 2025, First Foundation Inc. filed an 8-K report. The filing primarily concerns financial statements and exhibits, along with other events and a Regulation FD disclosure. The company, incorporated in Delaware, is headquartered in Irving, Texas.

Why It Matters

This 8-K filing provides important updates and disclosures from First Foundation Inc. to investors and the public regarding the company's financial status and other material events.

Risk Assessment

Risk Level: low — The filing is a standard 8-K report detailing financial statements and other events, with no immediate indication of significant negative developments.

Key Numbers

Key Players & Entities

FAQ

What specific financial statements are included in this 8-K filing?

The filing indicates that 'Financial Statements and Exhibits' are part of the report, but the specific statements are not detailed in the provided text.

What is the primary purpose of this 8-K filing?

The filing serves as a Current Report under Section 13 or 15(d) of the Securities Exchange Act of 1934, reporting on 'Other Events', 'Regulation FD Disclosure', and 'Financial Statements and Exhibits'.

When was First Foundation Inc. incorporated?

First Foundation Inc. was incorporated in Delaware.

What was the former name of First Foundation Inc.?

The former name of First Foundation Inc. was KELLER FINANCIAL GROUP.

What is the principal executive office address for First Foundation Inc.?

The principal executive offices are located at 5221 North O'Connor Boulevard, Suite 1375, Irving, Texas 75039.

Filing Stats: 2,192 words · 9 min read · ~7 pages · Grade level 14.8 · Accepted 2025-10-27 16:58:36

Key Financial Figures

Filing Documents

01

Item 7.01 Regulation FD Disclosure. An investor presentation related to the transaction described in Item 8.01 is furnished as 99.1 to this Current Report on Form 8-K and incorporated by reference herein (the "Investor Presentation"). Page 45 of the Investor Presentation also contains preliminary earnings estimates for the third quarter of 2025 for First Foundation Inc. The information contained in Item 7.01 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities under that section, nor shall it be deemed incorporated by reference into any registration statement or other documents pursuant to the Securities Act of 1933, as amended (the "Securities Act"), or into any filing or other document pursuant to the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

01

Item 8.01 Other Events. On October 27, 2025, First Foundation Inc. ("First Foundation") and FirstSun Capital Bancorp ("FirstSun") issued a joint press release announcing the execution of an Agreement and Plan of Merger (the "Merger Agreement"), dated as of October 27, 2025, by and between First Foundation and FirstSun, pursuant to which, upon the terms and subject to the conditions set forth therein, First Foundation will merge with and into FirstSun, with FirstSun continuing as the surviving entity (the "Corporate Merger"). Immediately following the Corporate Merger, First Foundation Bank will merge with and into Sunflower Bank, National Association ("Sunflower Bank"), with Sunflower Bank continuing as the surviving bank. The transaction is expected to close early in the second quarter of 2026, subject to the receipt of regulatory approvals, the approval of First Foundation's and FirstSun's shareholders and the satisfaction of customary closing conditions. A copy of the joint press release issued by First Foundation and FirstSun is filed as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated by reference herein.

Forward Looking Statements "Safe Harbor"

Forward Looking Statements "Safe Harbor" included in this communication which are not historical in nature are intended to be, and hereby are identified as, "forward-looking 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward-looking statements. Examples of forward-looking statements include, but are not limited to, statements regarding the outlook, benefits and expectations of FirstSun and First Foundation with respect to the proposed merger, including future financial and operating results (including the anticipated impact of the proposed merger on First Foundation's and FirstSun's respective earnings and tangible book value), and the expected timing of the closing of the merger. These statements reflect management's current expectations and are not guarantees of future performance. Words such as "may," "will," "believe," "anticipate," "expect," "intend," "opportunity," "continue," "should," and "could" and variations of such words and similar expressions are intended to identify such forward-looking statements. Forward-looking statements are subject to risks, uncertainties and assumptions that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence, which could cause actual results to differ materially from anticipated results. Such risks, uncertainties and assumptions, include, among others, the following: the failure to obtain necessary regulatory approvals when expected or at all (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the proposed transaction); the failure of First Foundation or FirstSun to obtain the required stockholder appr

Financial Statements and Exhibits

Financial Statements and Exhibits. Exhibit No. Description of Exhibit 99.1 Investor Presentation, dated October 27, 2025 99.2 Joint Press Release, dated October 27, 2025 104 Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document

Signatures

Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: October 27, 2025 FIRST FOUNDATION INC. By: /s/ James Britton James Britton Executive Vice President & Chief Financial Officer

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