Finwise Bancorp (FINW) — SEC Filings
Latest SEC filings for Finwise Bancorp. Recent 8-K filing on Apr 8, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.
View Finwise Bancorp on SEC EDGAR
Overview
Finwise Bancorp (FINW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 8, 2026: Finwise Bancorp filed an 8-K on April 8, 2026, reporting changes in officers and compensatory arrangements. The filing also includes Regulation FD disclosures and financial statements/exhibits. Specific details regarding the officer changes and compensatory arrangements are provided within the docum
Sentiment Summary
Across 36 filings, the sentiment breakdown is: 33 neutral, 3 mixed. The dominant filing sentiment for Finwise Bancorp is neutral.
Filing Type Overview
Finwise Bancorp (FINW) has filed 22 8-K, 6 10-Q, 1 DEF 14A, 2 10-K, 1 DEFA14A, 3 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent Filings (36)
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Finwise Bancorp Files 8-K on Officer Changes
— 8-K · Apr 8, 2026 Risk: medium
Finwise Bancorp filed an 8-K on April 8, 2026, reporting changes in officers and compensatory arrangements. The filing also includes Regulation FD disclosures a -
FinWise Bancorp's Q3 Net Income Jumps 41% on Soaring Fee Income
— 10-Q · Nov 10, 2025 Risk: high
FinWise Bancorp reported a significant increase in net income for the three months ended September 30, 2025, reaching $4.891 million, up 41.6% from $3.454 milli -
Finwise Bancorp Files 8-K on Financials
— 8-K · Oct 29, 2025 Risk: low
Finwise Bancorp filed an 8-K on October 29, 2025, reporting on its results of operations and financial condition. The filing also includes Regulation FD disclos -
Finwise Bancorp Q2 Net Income Dips to $7.5M Amidst Market Shifts
— 10-Q · Aug 11, 2025 Risk: medium
Finwise Bancorp reported a net income of $7.5 million for the three months ended June 30, 2025, a decrease from $8.2 million in the prior-year quarter. For the -
Finwise Bancorp Files 8-K on Financials
— 8-K · Jul 24, 2025 Risk: low
On July 24, 2025, Finwise Bancorp filed an 8-K report. The filing primarily concerns the company's results of operations and financial condition, along with Reg -
Finwise Bancorp Files 8-K with Financials
— 8-K · Jun 30, 2025 Risk: low
Finwise Bancorp filed an 8-K on June 30, 2025, reporting information under Regulation FD and including financial statements and exhibits. The filing details the -
Finwise Bancorp Files 8-K on Security Holder Votes
— 8-K · Jun 26, 2025 Risk: low
Finwise Bancorp filed an 8-K on June 26, 2025, reporting on matters submitted to a vote of security holders and financial statements. The filing details the com -
Finwise Bancorp Appoints BDO USA as New Auditor
— 8-K · Jun 6, 2025 Risk: medium
Finwise Bancorp (FINW) announced on June 3, 2025, that it has appointed BDO USA, LLP as its new independent registered public accounting firm, effective immedia -
Finwise Bancorp Q1 2025 10-Q Filed
— 10-Q · May 13, 2025 Risk: low
Finwise Bancorp filed its 10-Q for the period ending March 31, 2025. The filing details the company's financial position and performance, including common stock -
Finwise Bancorp Files 8-K on Financials
— 8-K · Apr 30, 2025 Risk: low
Finwise Bancorp filed an 8-K on April 30, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and exh -
Finwise Bancorp Files 2025 Proxy Statement
— DEF 14A · Apr 29, 2025 Risk: low
Finwise Bancorp filed its definitive proxy statement (DEF 14A) on April 29, 2025, for its fiscal year ending December 31, 2024. The filing pertains to the compa -
Finwise Bancorp Files 8-K on Director/Officer Changes & Bylaws
— 8-K · Apr 22, 2025 Risk: medium
Finwise Bancorp filed an 8-K on April 22, 2025, reporting events as of April 16, 2025. The filing covers the departure and election of directors, appointment of -
Finwise Bancorp Files 2024 10-K
— 10-K · Mar 26, 2025 Risk: low
Finwise Bancorp filed its 2024 10-K on March 26, 2025, reporting financial results for the fiscal year ending December 31, 2024. The filing provides detailed fi -
Finwise Bancorp Files 8-K on Financials
— 8-K · Jan 30, 2025 Risk: low
Finwise Bancorp filed an 8-K on January 30, 2025, reporting on its Results of Operations and Financial Condition, Regulation FD Disclosure, and Financial Statem -
Finwise Bancorp Files Q3 2024 10-Q Report
— 10-Q · Nov 12, 2024 Risk: medium
Finwise Bancorp filed its 10-Q for the period ending September 30, 2024. The filing covers the third quarter of 2024, detailing financial performance and operat -
Finwise Bancorp Announces Director Changes and Officer Compensation
— 8-K · Nov 4, 2024 Risk: medium
Finwise Bancorp announced on October 29, 2024, the departure of Director Kent W. Jones and the appointment of new directors, including Michael J. O'Brien and Da -
Finwise Bancorp Files 8-K on Financials
— 8-K · Oct 24, 2024 Risk: low
Finwise Bancorp filed an 8-K on October 24, 2024, reporting on its results of operations and financial condition. The filing includes financial statements and e -
Finwise Bancorp Files 8-K With Financial Exhibits
— 8-K · Aug 14, 2024 Risk: low
On August 14, 2024, Finwise Bancorp filed an 8-K report. The filing primarily concerns financial statements and exhibits, indicating a routine disclosure of fin -
Finwise Bancorp Files Q2 2024 10-Q
— 10-Q · Aug 13, 2024 Risk: medium
Finwise Bancorp filed its 10-Q for the period ending June 30, 2024. The filing details financial performance and operational updates for the second quarter of 2 -
Finwise Bancorp Files 8-K on Financials
— 8-K · Jul 25, 2024 Risk: low
Finwise Bancorp filed an 8-K on July 25, 2024, to report on its results of operations and financial condition. The filing includes financial statements and exhi -
Finwise Bancorp Announces Director Departure and New Appointments
— 8-K · Jul 22, 2024 Risk: medium
Finwise Bancorp announced on July 16, 2024, the departure of Director Michael J. W. Johnson. The company also elected new directors, including Michael J. W. Joh -
Finwise Bancorp Reports Director/Officer Changes & Shareholder Votes
— 8-K · Jul 3, 2024 Risk: low
Finwise Bancorp filed an 8-K on July 3, 2024, reporting events as of June 27, 2024. The filing indicates changes related to the departure and election of direct -
Finwise Bancorp Files 8-K with Corporate Updates
— 8-K · May 21, 2024 Risk: low
Finwise Bancorp filed an 8-K on May 21, 2024, to report a Regulation FD Disclosure and Financial Statements and Exhibits. The filing details the company's princ -
Finwise Bancorp Files 10-Q for Period Ending March 31, 2024
— 10-Q · May 14, 2024 Risk: low
Finwise Bancorp (FINW) filed a Quarterly Report (10-Q) with the SEC on May 14, 2024. Finwise Bancorp filed its 10-Q report for the quarterly period ended March -
Finwise Bancorp Files Definitive Proxy Statement
— DEFA14A · Apr 30, 2024 Risk: low
Finwise Bancorp filed a Definitive Proxy Statement (DEFA14A) on April 30, 2024, related to its annual meeting. The filing indicates no fee was required for this -
Finwise Bancorp Files 8-K on Financials
— 8-K · Apr 29, 2024 Risk: low
Finwise Bancorp filed an 8-K on April 29, 2024, to report on its results of operations and financial condition. The filing includes financial statements and exh -
Finwise Bancorp Announces Director Changes and Officer Compensation
— 8-K · Apr 2, 2024 Risk: low
Finwise Bancorp announced on March 26, 2024, the departure of director David L. Nelson and the appointment of new director Michael J. O'Brien. The company also -
Finwise Bancorp Files 2023 Annual Report on Form 10-K
— 10-K · Mar 25, 2024 Risk: medium
Finwise Bancorp (FINW) filed a Annual Report (10-K) with the SEC on March 25, 2024. Finwise Bancorp filed its 10-K report for the fiscal year ending December 31 -
Finwise Bancorp Files 8-K
— 8-K · Mar 7, 2024 Risk: low
Finwise Bancorp filed an 8-K on March 7, 2024, reporting events that occurred on March 6, 2024. The filing includes information related to Regulation FD Disclos -
Finwise Bancorp Files 8-K for Regulation FD Disclosure
— 8-K · Feb 26, 2024 Risk: low
Finwise Bancorp filed an 8-K on February 26, 2024, to disclose information under Regulation FD. The filing indicates that the earliest event reported was on Feb - SC 13G/A Filing — SC 13G/A · Feb 14, 2024
- SC 13G Filing — SC 13G · Feb 13, 2024
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Basswood Capital Amends FinWise Bancorp Stake (SC 13G/A)
— SC 13G/A · Feb 12, 2024 Risk: low
Basswood Capital Management, L.L.C. filed an amended Schedule 13G on February 12, 2024, indicating their ownership of FinWise Bancorp (NASDAQ: FINW) common stoc -
Jarret Prussin Amends Finwise Bancorp Stake to 6.03%
— SC 13G/A · Feb 6, 2024
Jarret Prussin, an individual investor, has filed an amended SC 13G/A for Finwise Bancorp (NASDAQ: FINW), indicating a change in his beneficial ownership as of -
Finwise Bancorp Files 8-K as Emerging Growth Company
— 8-K · Jan 30, 2024
Finwise Bancorp filed an 8-K on January 29, 2024, under Regulation FD Disclosure, indicating they are an 'emerging growth company.' This filing is a routine dis -
Finwise Bancorp Files 8-K on Material Agreement & Financial Results
— 8-K · Jan 29, 2024
Finwise Bancorp filed an 8-K on January 29, 2024, reporting an event that occurred on January 26, 2024, related to an 'Entry into a Material Definitive Agreemen
Risk Profile
Risk Assessment: Of FINW's 31 recent filings, 1 were flagged as high-risk, 9 as medium-risk, and 21 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
Key financial metrics from Finwise Bancorp's most recent 10-Q filing (Nov 10, 2025):
- Revenue: $42.018M
- Net Income: $4.891M
- EPS: N/A
- Debt-to-Equity: N/A
- Cash Position: $105.627M
- Operating Margin: N/A
- Total Assets: $899.929M
- Total Debt: N/A
Key Executives
- Kent W. Jones
- Michael J. O'Brien
- David L. Nelson
- Michael J. W. Johnson
- BENNETT LINDENBAUM
- MATTHEW LINDENBAUM
Industry Context
FinWise Bancorp operates in the competitive banking sector, differentiating itself through a technology-focused approach and a Banking-as-a-Service (BaaS) model. This strategy allows it to partner with fintech companies, expanding its reach and revenue streams beyond traditional banking. The industry is characterized by increasing digital adoption, evolving regulatory landscapes, and a focus on fee-based income generation.
Top Tags
corporate-governance (6) · financial-reporting (5) · disclosure (5) · financial-condition (4) · 10-Q (4) · financials (4) · regulation-fd (3) · results-of-operations (3) · 8-K (3) · financial-statements (3)
Key Numbers
- SEC Accession Number: 0001856365-26-000028 — Unique identifier for this specific SEC filing
- Net income for Q3 2025: $4.891M — Increased 41.6% from $3.454 million in Q3 2024
- Total non-interest income for Q3 2025: $18.052M — Increased 198.2% from $6.054 million in Q3 2024
- Provision for credit losses for Q3 2025: $12.799M — Increased 493.4% from $2.157 million in Q3 2024
- Credit enhancement income for Q3 2025: $8.762M — Significant driver of non-interest income growth, up from $47 thousand in Q3 2024
- Strategic Program loans held-for-sale as of Sep 30, 2025: $156.718M — Increased 71.1% from $91.588 million as of Dec 31, 2024
- Total assets as of Sep 30, 2025: $899.929M — Increased 20.6% from $745.976 million as of Dec 31, 2024
- Total deposits as of Sep 30, 2025: $682.310M — Increased 25.2% from $544.952 million as of Dec 31, 2024
- Allowance for credit losses on loans held-for-investment as of Sep 30, 2025: $25.8M — Increased 95.5% from $13.2 million as of Dec 31, 2024
- Net Income (Q2 2025): $7.5M — Decreased from $8.2M in Q2 2024, indicating a 8.5% decline.
- Net Income (YTD 2025): $15.1M — Down from $16.5M in YTD 2024, a 8.5% decrease.
- Common Stock: $1.0M — Stable capital base as of June 30, 2025.
- Additional Paid-In Capital: $110.5M — Significant component of equity as of June 30, 2025.
- Retained Earnings: $105.2M — Reflects accumulated profits as of June 30, 2025.
- Accumulated Other Comprehensive Income: -$1.2M — Slightly more negative than -$1.0M at year-end 2024, indicating unrealized losses.
Forward-Looking Statements
- {"claim":"Basswood Capital Management will maintain a significant stake in FinWise Bancorp.","entity":"Basswood Capital Management, L.L.C.","targetDate":"Q1 2025","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Finwise Bancorp (FINW)?
Finwise Bancorp has 36 recent SEC filings from Jan 2024 to Apr 2026, including 22 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FINW filings?
Across 36 filings, the sentiment breakdown is: 33 neutral, 3 mixed. The dominant sentiment is neutral.
Where can I find Finwise Bancorp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Finwise Bancorp (FINW) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Finwise Bancorp?
Key financial highlights from Finwise Bancorp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FINW?
The investment thesis for FINW includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Finwise Bancorp?
Key executives identified across Finwise Bancorp's filings include Kent W. Jones, Michael J. O'Brien, David L. Nelson, Michael J. W. Johnson, BENNETT LINDENBAUM and 1 others.
What are the main risk factors for Finwise Bancorp stock?
Of FINW's 31 assessed filings, 1 were flagged high-risk, 9 medium-risk, and 21 low-risk.
What are recent predictions and forward guidance from Finwise Bancorp?
Recent forward-looking statements from Finwise Bancorp include guidance on {"claim":"Basswood Capital Management will maintain a significant stake in FinWise Bancorp.","entity":"Basswood Capital .