FIS Enters Material Definitive Agreement, Details Senior Notes

TL;DR

FIS just dropped an 8-K detailing new debt agreements for various Euro and Sterling notes maturing through 2031.

AI Summary

Fidelity National Information Services, Inc. (FIS) entered into a material definitive agreement on November 6, 2025, related to the creation of a direct financial obligation. The filing details various senior notes, including Euro and Sterling denominated notes with maturity dates ranging from December 2025 to May 2031, and interest rates from 0.625% to 3.36%.

Why It Matters

This filing indicates FIS is undertaking new financial obligations, which could impact its debt structure and future financial flexibility.

Risk Assessment

Risk Level: medium — The creation of new financial obligations and the details of various senior notes suggest potential changes in the company's debt profile and financial commitments.

Key Numbers

• 2025-11-06 — Agreement Date (Date of material definitive agreement and creation of financial obligation.)
• 2031-05-01 — Latest Maturity Date (The latest maturity date among the listed senior notes.)

Key Players & Entities

• Fidelity National Information Services, Inc. (company) — Filer
• FIS (company) — Abbreviated Filer Name
• 0.625% Euro Senior Notes Due December 2025 (dollar_amount) — Financial Obligation
• 1.5% Euro Senior Notes Due May 2027 (dollar_amount) — Financial Obligation
• 1.0% Euro Senior Notes Due December 2028 (dollar_amount) — Financial Obligation
• 2.25% Sterling Senior Notes Due December 2029 (dollar_amount) — Financial Obligation
• 2.0% Euro Senior Notes Due May 2030 (dollar_amount) — Financial Obligation
• 3.36% Sterling Senior Notes Due May 2031 (dollar_amount) — Financial Obligation

FAQ

Key Financial Figures

• $0.01 — ich registered Common Stock, par value $0.01 per share FIS New York Stock Exchan
• $6.0 billion — lving credit commitments outstanding of $6.0 billion. The term of the Restated Credit Agreem
• $1.0 billion — lving credit commitments outstanding of $1.0 billion. The term of the Revolving Credit Agree

Filing Documents

• d46240d8k.htm (8-K) — 41KB
• d46240dex101.htm (EX-10.1) — 809KB
• d46240dex102.htm (EX-10.2) — 678KB
• 0001193125-25-277795.txt ( ) — 2072KB
• fis-20251106.xsd (EX-101.SCH) — 6KB
• fis-20251106_def.xml (EX-101.DEF) — 16KB
• fis-20251106_lab.xml (EX-101.LAB) — 27KB
• fis-20251106_pre.xml (EX-101.PRE) — 17KB
• d46240d8k_htm.xml (XML) — 13KB

From the Filing

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2025 Fidelity National Information Services, Inc. (Exact name of registrant as specified in its charter) Georgia 1-16427 37-1490331 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) 347 Riverside Avenue Jacksonville , Florida 32202 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (904) 438-6000 N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share FIS New York Stock Exchange 0.625% Senior Notes due 2025 FIS25B New York Stock Exchange 1.500% Senior Notes due 2027 FIS27 New York Stock Exchange 1.000% Senior Notes due 2028 FIS28 New York Stock Exchange 2.250% Senior Notes due 2029 FIS29 New York Stock Exchange 2.000% Senior Notes due 2030 FIS30 New York Stock Exchange 3.360% Senior Notes due 2031 FIS31 New York Stock Exchange 2.950% Senior Notes due 2039 FIS39 New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Item1.01 Entry into a Material Definitive Agreement. Ninth Amendment and Restatement of Credit Agreement On November 6, 2025, Fidelity National Information Services, Inc. (the "Company" or "FIS"), JPMorgan Chase Bank, N.A., as administrative agent, and the lenders party thereto entered into a Ninth Amendment and Restatement Agreement, dated as of November 6, 2025 (the "Credit Facility Amendment"), which amends and restates the Company's existing credit agreement (as amended, the "Restated Credit Agreement"). The Credit Facility Amendment has revolving credit commitments outstanding of $6.0 billion. The term of the Restated Credit Agreement expires on September 27, 2029. The Company's obligations under the Restated Credit Agreement are on an unsecured basis. The proceeds of any borrowings under the Restated Credit Agreement will be used to provide ongoing working capital and for other general corporate purposes of the Company and its subsidiaries (including refinancing of upcoming maturing debt). The Restated Credit Agreement contains customary covenants restricting, among other things, the incurrence of indebtedness, certain restricted payments and use of proceeds. The foregoing descriptions of the Credit Facility Amendment and the Restated Credit Agreement are qualified in their entirety by reference to the actual terms of such documents, copies of which are attached as Exhibit 10.1 (with respect to the Credit Facility Amendment and, through its Annex A, the Restated Credit Agreement and its exhibits and schedules) to this report and are incorporated by reference into this Item 1.01. Revolving Credit Agreement On November 6, 2025, FIS, JPMorgan Chase Bank, N.A., as administrative agent, and the lenders party thereto entered into a Revolving Credit Agreement, dated as of November 6, 2025 (the "Revolving Credit Agreement"). The Revolving Credit Agreement has revolving credit commitments outstanding of $1.0 billion. The term of the Revolving Credit Agreement expires on June 15, 2027. The other terms of the Revolving Credit Agreement are substantially similar to those contained in the Restated Credit Agreement. The Company's obligations under the Revolving Credit Agreement are on an unsecured basis. The proceeds of any borrowings under the Revolving Credit Agreement will be used to provide ongoing working capital and for other general corporate purposes of the Company and its subsidiaries (including refinancing of upcoming maturing debt). The Re

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