Fiserv Inc. Issues Multiple Series of Senior Notes

TL;DR

Fiserv just dropped a bunch of new debt – notes due 2027 through 2036. Big financing move.

AI Summary

On August 11, 2025, Fiserv Inc. entered into a material definitive agreement related to the issuance of senior notes. This agreement creates a direct financial obligation for the company, specifically concerning notes due in 2027, 2028, 2030, 2031 (two series), 2032, and 2036.

Why It Matters

This filing indicates Fiserv Inc. is raising capital through debt issuance, which could impact its financial leverage and future investment capacity.

Risk Assessment

Risk Level: medium — Issuing multiple series of senior notes increases the company's debt obligations and financial leverage, which can carry inherent risks.

Key Numbers

• 2027 — Senior Notes Maturity Year (Indicates an upcoming debt obligation for Fiserv Inc.)
• 2036 — Senior Notes Maturity Year (Indicates a long-term debt obligation for Fiserv Inc.)

Key Players & Entities

• Fiserv Inc. (company) — Filer of the 8-K report
• August 11, 2025 (date) — Date of the earliest event reported
• Senior Notes Due 2027 (dollar_amount) — Specific debt instrument mentioned
• Senior Notes Due 2028 (dollar_amount) — Specific debt instrument mentioned
• Senior Notes Due 2030 (dollar_amount) — Specific debt instrument mentioned
• Senior Notes Due 2031 (dollar_amount) — Specific debt instrument mentioned
• Senior Notes Due 2032 (dollar_amount) — Specific debt instrument mentioned
• Senior Notes Due 2036 (dollar_amount) — Specific debt instrument mentioned

FAQ

Key Financial Figures

• $0.01 — ich registered Common Stock, par value $0.01 per share FI The New York Stock Exc
• $1,000,000,000 — ted the public offering and issuance of $1,000,000,000 aggregate principal amount of its 4.550

Filing Documents

• d14327d8k.htm (8-K) — 44KB
• d14327dex41.htm (EX-4.1) — 204KB
• d14327dex42.htm (EX-4.2) — 203KB
• d14327dex51.htm (EX-5.1) — 8KB
• g14327g25j10.jpg (GRAPHIC) — 3KB
• 0001193125-25-177920.txt ( ) — 742KB
• fi-20250811.xsd (EX-101.SCH) — 5KB
• fi-20250811_def.xml (EX-101.DEF) — 15KB
• fi-20250811_lab.xml (EX-101.LAB) — 26KB
• fi-20250811_pre.xml (EX-101.PRE) — 16KB
• d14327d8k_htm.xml (XML) — 12KB

From the Filing

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2025 Fiserv, Inc. (Exact name of registrant as specified in its charter) Wisconsin 1-38962 39-1506125 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) 600 N. Vel R. Phillips Avenue , Milwaukee , WI 53203 (Address of principal executive offices, including zip code) (262) 879-5000 (Registrant's telephone number, including area code) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share FI The New York Stock Exchange 1.125% Senior Notes due 2027 FI27 The New York Stock Exchange 1.625% Senior Notes due 2030 FI30 The New York Stock Exchange 3.000% Senior Notes due 2031 FI31 The New York Stock Exchange 4.500% Senior Notes due 2031 FI31A The New York Stock Exchange 2.875% Senior Notes due 2028 FI/28C The New York Stock Exchange 3.500% Senior Notes due 2032 FI/32 The New York Stock Exchange 4.000% Senior Notes due 2036 FI/36 The New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Item1.01. Entry into a Material Definitive Agreement. Closing of U.S Dollar Notes Offering General Information On August 11, 2025, Fiserv, Inc. (the "Company") completed the public offering and issuance of $1,000,000,000 aggregate principal amount of its 4.550% Senior Notes due 2031 (the "2031 Notes") and $1,000,000,000 aggregate principal amount of its 5.250% Senior Notes due 2035 (the "2035 Notes" and, together with the 2031 Notes, the "Notes"). The Notes were issued under an Indenture (the "Indenture"), dated as of November 20, 2007, between the Company and U.S. Bank Trust Company, National Association (as successor in interest to U.S. Bank National Association), as trustee (the "Trustee"), as supplemented by (i) a Thirty-Seventh Supplemental Indenture, establishing the terms and providing for the issuance of the 2031 Notes (the "2031 Notes Supplemental Indenture") and (ii) a Thirty-Eighth Supplemental Indenture, establishing the terms and providing for the issuance of the 2035 Notes (the "2035 Notes Supplemental Indenture"), each dated as of August 11, 2025 and each by and between the Company and the Trustee. Interest Rate and Maturity The 2031 Notes Supplemental Indenture and the form of the 2031 Notes that is included therein provide, among other things, that the 2031 Notes bear interest at a rate of 4.550% per year (payable semi-annually in arrears on February 15 and August 15 of each year, beginning on February 15, 2026) and will mature on February 15, 2031. The 2035 Notes Supplemental Indenture and the form of the 2035 Notes that is included therein provide, among other things, that the 2035 Notes bear interest at a rate of 5.250% per year (payable semi-annually in arrears on February 11 and August 11 of each year, beginning on February 11, 2026) and will mature on August 11, 2035. Optional Redemption Prior to (i) with respect to the 2031 Notes, January 15, 2031 (one month prior to the maturity date of such notes) and (ii) with respect to the 2035 Notes, May 11, 2035 (three months prior to the maturity date of such notes) (each, a "par call date"), the Company may redeem the applicable series of Notes at the Company's option, in whole or in part, at any time and from time to time, at a redemption price (expressed as a percentage of principal amount and rounded to three decimal places) equal to the greater of: (a) the sum of the present values of the remaining scheduled payments of principal and interest on the Notes to be redeemed discounted to the redemption date (assuming that such Notes matured

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