Flagstar Financial Files Proxy Statement Amendment

TL;DR

Flagstar Financial filed an amendment to its proxy statement, shareholders need to review for voting.

AI Summary

Flagstar Financial, Inc. filed an amendment (Amendment No. 1) to its Schedule 14A proxy statement on October 10, 2025. This filing concerns the company's proxy materials, which are used to solicit votes from shareholders for an upcoming meeting. The amendment indicates that this is a definitive proxy statement, meaning it contains the final information to be sent to shareholders.

Why It Matters

This filing is crucial for shareholders as it contains the official information and proposals on which they will be asked to vote, impacting corporate governance and strategic decisions.

Risk Assessment

Risk Level: low — This is a routine regulatory filing (DEFA14A) for a proxy statement amendment, not indicating any immediate financial distress or significant new risks.

Key Players & Entities

• Flagstar Financial, Inc. (company) — Registrant
• 0000910073-25-000133.txt (document) — Filing document name
• 102 Duffy Avenue (address) — Business and Mail Address
• New York Community Bancorp, Inc. (company) — Former company name

FAQ

Key Financial Figures

• $92.2 billion — York. At June 30, 2025, the Company had $92.2 billion of assets, $64.4 billion of loans, depo
• $64.4 billion — he Company had $92.2 billion of assets, $64.4 billion of loans, deposits of $69.7 billion, an
• $69.7 b — ts, $64.4 billion of loans, deposits of $69.7 billion, and total stockholders' equity o
• $8.1 billion — lion, and total stockholders' equity of $8.1 billion. Flagstar Bank, N.A. operates approxima
• $100 billion — ment programs institutions greater than $100 billion in assets must maintain for so long as
• $1.05 billion — such requirements (h) the impact of the $1.05 billion capital raise we completed in March 202

Filing Documents

• schedule14a-proxyamendment.htm (DEFA14A) — 42KB
• 0000910073-25-000133.txt ( ) — 44KB

From the Filing

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box Preliminary Proxy Statement Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) Definitive Proxy Statement Definitive Additional Materials Soliciting Material under 240.14a-12 Flagstar Financial, Inc. (Name of registrant as specified in its charter) Payment of Filing Fee (Check the appropriate box) No fee required Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11. Fee paid previously with preliminary materials. Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing. This Schedule 14A consists of a press release relating to Flagstar Financial, Inc.'s internal corporate reorganization to streamline and simplify its corporate structure pursuant to the Agreement and Plan of Merger, dated as of July 24, 2025, by and between the Flagstar Financial, Inc. and Flagstar Bank, National Association, as amended and restated on August 22, 2025 and on September 22, 2025. The press release was first used or made available on October 9, 2025 Flagstar Financial, Inc. ISS Support Press Release FLAGSTAR FINANCIAL, INC. RECEIVES SUPPORT FROM INDUSTRY LEADING INDEPENDENT PROXY ADVISORY FIRM ISS FOR UPCOMING SHAREHOLDER VOTE TO ENHANCE CORPORATE STRUCTURE HICKSVILLE, N.Y., October 9, 2025 – Flagstar Financial, Inc. (NYSE FLG) (the "Company") the holding company for Flagstar Bank, N.A., (the Bank), today announced that Institutional Shareholder Services (ISS), an industry leading independent proxy advisory firm, has recommended that FLG shareholders vote "FOR" the Company's three proposals to enhance its corporate structure by merging the Holding Company into its Bank subsidiary at the upcoming Special Meeting of Shareholders on Wednesday, October 15. "The support of Institutional Shareholder Services — widely recognized as the industry's leading independent proxy advisory firm — underscores the strong merit of our proposals and the value they bring to shareholders," said Joseph Otting, Chairman, President, CEO, Flagstar Bank. "Following recent regulatory approval for the proposed reorganization, their endorsement reaffirms the benefits of this strategic step, which will simplify our organizational structure, streamline managerial, operational, and administrative functions, further reduce costs, and eliminate redundant corporate activities going forward. This reorganization marks an important milestone in our ongoing transformation, and we remain committed to delivering value to all our shareholders as we build a diversified, leading regional bank." Further details about the virtual Special Meeting, including participation instructions, are outlined in the Company's Proxy Statement and Notice of Special Meeting of Shareholders, which have been filed with the Securities and Exchange Commission and distributed to shareholders. Additional information is also available online at ir.flagstar.com. Flagstar Financial, Inc. Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York. At June 30, 2025, the Company had $92.2 billion of assets, $64.4 billion of loans, deposits of $69.7 billion, and total stockholders' equity of $8.1 billion. Flagstar Bank, N.A. operates approximately 360 locations across nine states, with strong footholds in the greater New YorkNew Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast. Cautionary Statements Regarding Forward-Looking Language This press release may include forwardlooking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding, among other things (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters (b) the future costs and benefits of the actions we may take (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves (d) our assessments of interest rate and other market risks (e) our ability to achieve profitability goals within projected timeframes and to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems (f) our ability to attract, incentivize, and retain key personn

View Full Filing

View this DEFA14A filing on SEC EDGAR