First Bancorp, Inc /Me/ (FNLC) — SEC Filings
First Bancorp, Inc /Me/ (FNLC) — 45 SEC filings. Latest: 8-K (May 1, 2026). Includes 24 8-K, 8 13F-HR, 6 10-Q.
View First Bancorp, Inc /Me/ on SEC EDGAR
Overview
First Bancorp, Inc /Me/ (FNLC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: First Bancorp, Inc. reported a significant increase in net income for the nine months ended September 30, 2025, reaching $24.222 million, up 22.57% from $19.763 million in the same period of 2024. This was driven by a robust 21.39% increase in net interest income to $56.266 million from $46.357 mill
Sentiment Summary
Across 45 filings, the sentiment breakdown is: 1 bullish, 2 bearish, 40 neutral, 2 mixed. The dominant filing sentiment for First Bancorp, Inc /Me/ is neutral.
Filing Type Overview
First Bancorp, Inc /Me/ (FNLC) has filed 24 8-K, 6 10-Q, 8 13F-HR, 2 8-K/A, 2 DEF 14A, 2 10-K, 1 SC 13G/A with the SEC between Jan 2024 to May 2026.
Filings by Year
Recent SEC Filings (45)
Risk Profile
Risk Assessment: Of FNLC's 31 recent filings, 0 were flagged as high-risk, 4 as medium-risk, and 27 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $132,145,000 |
| Net Income | $24,222,000 |
| EPS | $2.19 |
| Debt-to-Equity | N/A |
| Cash Position | $31,606,000 |
| Operating Margin | N/A |
| Total Assets | $3,198,478,000 |
| Total Debt | N/A |
Industry Context
The banking industry is characterized by intense competition, stringent regulatory oversight, and sensitivity to macroeconomic conditions, particularly interest rate fluctuations. Banks are focused on managing credit risk, optimizing operational efficiency, and adapting to evolving customer preferences for digital services. Profitability is heavily influenced by net interest margins, non-interest income streams, and the ability to control operating expenses.
Top Tags
financial-condition (7) · 8-K (7) · corporate-governance (5) · results-of-operations (4) · 10-Q (3) · financials (3) · banking (3) · amendment (3) · governance (3) · Regional Banking (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $24.222M | Increased 22.57% for the nine months ended September 30, 2025, from $19.763M in 2024. |
| Net Interest Income | $56.266M | Increased 21.39% for the nine months ended September 30, 2025, from $46.357M in 2024. |
| Non-Performing Loans to Total Loans | 0.40% | Increased from 0.11% at September 30, 2024, indicating a rise in credit risk. |
| Total Assets | $3.198B | Increased from $3.142B at September 30, 2024, showing asset growth. |
| Return on Average Equity | 12.28% | Improved from 10.67% in 2024, reflecting better profitability. |
| Efficiency Ratio | 53.12% | Improved from 57.88% in 2024, indicating better cost management. |
| Basic Earnings per Share | $2.19 | Increased from $1.79 in 2024 for the nine months ended September 30. |
| Total Loans | $2.398B | Increased from $2.307B at September 30, 2024, showing loan portfolio expansion. |
| Allowance for Credit Losses | $25.078M | Increased from $23.999M at September 30, 2024, reflecting higher credit loss expense. |
| Credit Loss Expense | $1.578M | Increased from a reduction of ($639,000) in 2024 for the nine months ended September 30. |
| Net Income (YTD) | $15.2M | Six months ended June 30, 2025, down from $16.8M in 2024 |
| Reporting Period End Date | 2025-03-31 | Indicates the end of the financial quarter covered by the report. |
| Filing Date | 2025-05-09 | The date the 10-Q was officially submitted to the SEC. |
| Prior Year End Date | 2024-12-31 | Provides a comparative point to the end of the previous fiscal year. |
| Central Index Key | 0000765207 | Unique identifier for the filer |
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Frequently Asked Questions
What are the latest SEC filings for First Bancorp, Inc /Me/ (FNLC)?
First Bancorp, Inc /Me/ has 45 recent SEC filings from Jan 2024 to May 2026, including 24 8-K, 8 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FNLC filings?
Across 45 filings, the sentiment breakdown is: 1 bullish, 2 bearish, 40 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find First Bancorp, Inc /Me/ SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all First Bancorp, Inc /Me/ (FNLC) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for First Bancorp, Inc /Me/?
Key financial highlights from First Bancorp, Inc /Me/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FNLC?
The investment thesis for FNLC includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at First Bancorp, Inc /Me/?
Executive information for First Bancorp, Inc /Me/ is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for First Bancorp, Inc /Me/ stock?
Of FNLC's 31 assessed filings, 0 were flagged high-risk, 4 medium-risk, and 27 low-risk.
What are recent predictions and forward guidance from First Bancorp, Inc /Me/?
Forward guidance and predictions for First Bancorp, Inc /Me/ are extracted from SEC filings as they are enriched.