Finance of America Companies Inc. Files 8-K

TL;DR

FOA filed an 8-K on 11/17/25 for a material definitive agreement. Watch for details.

AI Summary

On November 17, 2025, Finance of America Companies Inc. filed an 8-K report detailing a material definitive agreement. The filing also includes Regulation FD disclosures and financial statements/exhibits. The company is incorporated in Delaware and headquartered in Plano, Texas.

Why It Matters

This 8-K filing indicates a significant new agreement for Finance of America Companies Inc., which could impact its financial performance and strategic direction.

Risk Assessment

Risk Level: medium — Material definitive agreements can introduce new risks or opportunities that may affect the company's financial health and stock price.

Key Numbers

• 001-40308 — SEC File Number (Identifies the company's filings with the SEC.)
• 85-3474065 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• Finance of America Companies Inc. (company) — Registrant
• November 17, 2025 (date) — Date of earliest event reported
• Delaware (jurisdiction) — State of incorporation
• Plano, Texas (location) — Principal executive offices

FAQ

Key Financial Figures

• $0.0001 — stered Class A Common Stock, par value $0.0001 per share FOA New York Stock Exchange

Filing Documents

• foa-20251117.htm (8-K) — 34KB
• a991phhpressrelease111825.htm (EX-99.1) — 11KB
• 0001628280-25-052883.txt ( ) — 218KB
• foa-20251117.xsd (EX-101.SCH) — 2KB
• foa-20251117_def.xml (EX-101.DEF) — 19KB
• foa-20251117_lab.xml (EX-101.LAB) — 32KB
• foa-20251117_pre.xml (EX-101.PRE) — 19KB
• foa-20251117_htm.xml (XML) — 3KB

01. Entry Into a Material Definitive Agreement

Item 1.01. Entry Into a Material Definitive Agreement. On November 17, 2025, Finance of America Reverse LLC ("FAR"), a Delaware limited liability company and an indirect subsidiary of Finance of America Companies Inc., a Delaware corporation (the "Company"), entered into an Asset Purchase Agreement (the "Asset Purchase Agreement") with PHH Mortgage Corporation, a New Jersey corporation ("PHH"). Also on November 17, 2025, concurrently with the execution of the Asset Purchase Agreement, FAR entered into a Reverse Mortgage Servicing Rights Purchase and Sale Agreement (the "MSR Purchase Agreement") and a Mortgage Loan Sale Agreement (the "Mortgage Loan Purchase Agreement" and collectively with the Asset Purchase Agreement and MSR Purchase Agreement, the "PHH Purchase Agreements"), with PHH. Pursuant to the PHH Purchase Agreements, on the terms and subject to the conditions set forth therein, FAR will purchase from PHH, and PHH will sell to FAR (such transactions contemplated by the PHH Purchase Agreements, the "PHH Transaction"), certain assets and liabilities of PHH, relating to PHH's residential reverse mortgage loan origination and servicing business, including a portfolio of residential reverse mortgage loans and a portfolio of reverse mortgage servicing rights ("Servicing Rights"). In exchange therefor, pursuant to the PHH Purchase Agreements, among other things, FAR will pay to PHH an amount at the closing equal to the estimated book value of the purchased assets (including the Servicing Rights), subject to certain customary holdbacks and post-closing price adjustments, and FAR and PHH will enter into a subservicing agreement under which PHH will act as FAR's subservicer for a period of three (3) years after the consummation of the PHH Transaction, subject to certain rights to extend the subservicing agreement beyond the three (3) year period. The obligations of the parties to the PHH Purchase Agreements to consummate the PHH Transaction are subject to the s

01. Regulation FD Disclosure

Item 7.01. Regulation FD Disclosure On November 18, 2025, the Company issued a press release announcing the PHH Transaction. A copy of the press release is furnished as Exhibit 99.1 hereto and is incorporated herein by reference. The information in this Item 7.01, including Exhibit 99.1 , is furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section and shall not be deemed incorporated by reference in any filing under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Exhibit Description 99.1* Press Release, dated as of November 18, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) * Furnished Herewith

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Finance of America Companies Inc. Date: November 18, 2025 By: /s/ Matthew A. Engel Name: Matthew A. Engel Title: Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR