Franklin Financial Services Corp /Pa/ (FRAF) — SEC Filings
Franklin Financial Services Corp /Pa/ (FRAF) — 46 SEC filings. Latest: 8-K (Apr 13, 2026). Includes 34 8-K, 6 10-Q, 2 DEF 14A.
View Franklin Financial Services Corp /Pa/ on SEC EDGAR
Overview
Franklin Financial Services Corp /Pa/ (FRAF) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 13, 2026: Franklin Financial Services Corp /PA/ filed an 8-K on April 13, 2026, reporting under Item 8.01 (Other Events) and Item 9.01 (Financial Statements and Exhibits). The filing includes an iXBRL 8-K document and associated XBRL data files.
Sentiment Summary
Across 46 filings, the sentiment breakdown is: 2 bullish, 44 neutral. The dominant filing sentiment for Franklin Financial Services Corp /Pa/ is neutral.
Filing Type Overview
Franklin Financial Services Corp /Pa/ (FRAF) has filed 34 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 10-K/A, 1 SC 13G/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (46)
Risk Profile
Risk Assessment: Of FRAF's 41 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 38 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $85,333,000 |
| Net Income | $15,183,000 |
| EPS | $3.41 |
| Debt-to-Equity | 12.81 |
| Cash Position | $188,144,000 |
| Operating Margin | N/A |
| Total Assets | $2,297,077,000 |
| Total Debt | $210,841,000 |
Industry Context
Franklin Financial Services operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is currently navigating a landscape of rising interest rates, which can impact net interest margins, and ongoing digital transformation pressures. Competition remains robust from both traditional banks and newer fintech entrants.
Top Tags
8-K (16) · financial-statements (9) · financial-reporting (8) · 8-k (8) · regulatory-filing (7) · SEC Filing (7) · financials (5) · corporate-governance (5) · 10-Q (4) · corporate-filing (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| SEC Accession Number | 0000723646-26-000025 | Unique identifier for this filing |
| Report Date | 20251212 | Date of the 8-K filing |
| SEC File Number | 001-38884 | Registrant's SEC file number |
| IRS Employer Identification No. | 25-1440803 | Registrant's EIN |
| Net Income (9 months) | $15.183M | Increased 43.07% from $10.612M in 2024 |
| Net Income (3 months) | $5.354M | Increased 26.93% from $4.218M in 2024 |
| Total Assets | $2.297B | Increased from $2.198B at Dec 31, 2024 |
| Net Loans | $1.544B | Increased from $1.380B at Dec 31, 2024 |
| Basic EPS (9 months) | $3.41 | Increased from $2.41 in 2024 |
| Provision for Credit Losses (9 months) | $2.704M | Increased 77.4% from $1.524M in 2024 |
| Total Deposits | $1.903B | Increased from $1.816B at Dec 31, 2024 |
| Accumulated Other Comprehensive Loss | $(25.806)M | Improved from $(35.508)M at Dec 31, 2024 |
| Net Income (Q2 2025) | $5.908M | Increased 94.8% from $3.033M in Q2 2024 |
| Net Income (H1 2025) | $9.829M | Increased 53.7% from $6.394M in H1 2024 |
| Total Interest Income (Q2 2025) | $28.600M | Up from $24.732M in Q2 2024 |
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Frequently Asked Questions
What are the latest SEC filings for Franklin Financial Services Corp /Pa/ (FRAF)?
Franklin Financial Services Corp /Pa/ has 46 recent SEC filings from Jan 2024 to Apr 2026, including 34 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FRAF filings?
Across 46 filings, the sentiment breakdown is: 2 bullish, 44 neutral. The dominant sentiment is neutral.
Where can I find Franklin Financial Services Corp /Pa/ SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Franklin Financial Services Corp /Pa/ (FRAF) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Franklin Financial Services Corp /Pa/?
Key financial highlights from Franklin Financial Services Corp /Pa/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FRAF?
The investment thesis for FRAF includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Franklin Financial Services Corp /Pa/?
Executive information for Franklin Financial Services Corp /Pa/ is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Franklin Financial Services Corp /Pa/ stock?
Of FRAF's 41 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 38 low-risk.
What are recent predictions and forward guidance from Franklin Financial Services Corp /Pa/?
Forward guidance and predictions for Franklin Financial Services Corp /Pa/ are extracted from SEC filings as they are enriched.