First Merchants Corp. Files 8-K for Material Definitive Agreement

TL;DR

FIRST MERCHANTS CORP (FRME) signed a big deal, filing an 8-K. Details TBD.

AI Summary

First Merchants Corporation announced on September 24, 2025, that it has entered into a material definitive agreement. The company, incorporated in Indiana with its principal executive offices in Muncie, IN, filed a Form 8-K to report this event. Specific details of the agreement were not disclosed in the provided excerpt.

Why It Matters

This filing indicates a significant business development for First Merchants Corporation, which could impact its future operations and financial standing.

Risk Assessment

Risk Level: medium — The filing of a material definitive agreement suggests a significant event, but the lack of specific details introduces uncertainty about the associated risks.

Key Players & Entities

• First Merchants Corporation (company) — Registrant
• September 24, 2025 (date) — Date of earliest event reported
• Muncie, IN (location) — Principal executive offices
• Indiana (location) — State of incorporation

FAQ

Key Financial Figures

• $0.125 — ange on which registered Common Stock, $0.125 stated value per share FRME Nasdaq
• $39.53 — ' common stock on September 24, 2025 of $39.53 per share, the implied value for a shar
• $33.60 — share of First Savings common stock is $33.60. The aggregate transaction value is est
• $241.3 million — ion value is estimated at approximately $241.3 million. The Boards of Directors of both Firs

Filing Documents

• d83219d8k.htm (8-K) — 44KB
• d83219dex21.htm (EX-2.1) — 344KB
• d83219dex101.htm (EX-10.1) — 29KB
• d83219dex991.htm (EX-99.1) — 16KB
• d83219dex992.htm (EX-99.2) — 39KB
• g83219g00a00.jpg (GRAPHIC) — 192KB
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• g83219g00a97.jpg (GRAPHIC) — 335KB
• g83219g00a98.jpg (GRAPHIC) — 411KB
• g83219g00a99.jpg (GRAPHIC) — 357KB
• 0001193125-25-216440.txt ( ) — 7159KB
• frme-20250924.xsd (EX-101.SCH) — 3KB
• frme-20250924_lab.xml (EX-101.LAB) — 18KB
• frme-20250924_pre.xml (EX-101.PRE) — 11KB
• d83219d8k_htm.xml (XML) — 4KB

FORWARD-LOOKING STATEMENTS

FORWARD-LOOKING STATEMENTS This filing and the exhibits hereto contain forward-looking statements made pursuant to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements can often, but not always, be identified by the use of words like "believe", "continue", "pattern", "estimate", "project", "intend", "anticipate", "expect" and similar expressions or future or conditional verbs such as "will", "would", "should", "could", "might", "can", "may", or similar expressions. These forward-looking statements include, but are not limited to, statements relating to the expected timing and benefits of the Merger, including future financial and operating results, cost savings, enhanced revenues, and accretion/dilution to reported earnings that may be realized from the Merger, as well as other statements of expectations regarding the Merger, and other statements of First Merchants' goals, intentions and expectations; statements regarding First Merchants' business plan and growth strategies; statements regarding the asset quality of First Merchants' loan and investment portfolios; and estimates of First Merchants' risks and future costs and benefits, whether with respect to the Merger or otherwise. These forward-looking statements are subject to significant risks, assumptions and uncertainties that may cause results to differ materially from those set forth in forward-looking statements, including, among other things: the risk that the businesses of First Merchants and First Savings will not be integrated successfully or such integration may be more difficult, time-consuming or costly than expected; expected revenue synergies and cost savings from the Merger may not be fully realized or realized within the expected time frame; revenues following the Merger may be lower than expected; customer and employee relationships and business operations may be disrupted by the Merger; the ability to obtain required regulatory a

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description of Exhibit 2.1* Agreement and Plan of Merger between First Merchants Corporation and First Savings Financial Group, Inc. dated September 24, 2025 10.1 Voting Agreement, dated September 24, 2025, among First Merchants Corporation and each member of the Board of Directors and certain executive officers of First Savings Financial Group, Inc. 99.1 Press Release, dated September 25, 2025 99.2 Presentation, dated September 25, 2025 104 Cover Page Interactive Data File (embedded within the inline XBRL document). * Schedules to the subject agreement have been omitted pursuant to Item 601(b)(2) of Regulation S-K. A copy of any omitted schedule will be furnished to the Securities and Exchange Commission upon request. - 5 -

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 25, 2025 First Merchants Corporation By: /s/ Michele M. Kawiecki Michele M. Kawiecki Executive Vice President and Chief Financial Officer - 6 -

View Full Filing

View this 8-K filing on SEC EDGAR