Fs Bancorp, Inc. (FSBW) — SEC Filings
Fs Bancorp, Inc. (FSBW) — 50 SEC filings. Latest: 8-K (Dec 8, 2025). Includes 30 8-K, 6 10-Q, 4 SC 13G/A.
View Fs Bancorp, Inc. on SEC EDGAR
Overview
Fs Bancorp, Inc. (FSBW) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 8, 2025: FS Bancorp, Inc. filed an 8-K on December 8, 2025, reporting on the departure of directors or certain officers, election of directors, appointment of certain officers, and compensatory arrangements. The filing also includes financial statements and exhibits related to these events, with the earliest
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 46 neutral, 4 mixed. The dominant filing sentiment for Fs Bancorp, Inc. is neutral.
Filing Type Overview
Fs Bancorp, Inc. (FSBW) has filed 30 8-K, 6 10-Q, 1 8-K/A, 1 DEF 14A, 2 DEFA14A, 1 10-K/A, 2 10-K, 4 SC 13G/A, 3 SC 13G with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of FSBW's 41 recent filings, 0 were flagged as high-risk, 10 as medium-risk, and 31 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $50.973M |
| Net Income | $9.177M |
| Cash Position | $61.280M |
| Total Assets | $3.208B |
| Total Debt | $178.949M |
Industry Context
FS Bancorp, Inc. operates as a community-based savings bank, primarily serving small and middle-market businesses and individuals in the greater Puget Sound area and Oregon. The banking industry is characterized by intense competition, evolving regulatory landscapes, and sensitivity to interest rate movements. Community banks like FS Bancorp often differentiate themselves through personalized service and local market knowledge, while facing challenges from larger national banks and fintech competitors.
Top Tags
financials (7) · corporate-governance (6) · sec-filing (6) · financial-reporting (5) · 8-K (5) · financial-condition (4) · filing (4) · shareholder-vote (4) · disclosure (4) · officer-changes (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $9.177M | 10.78% decrease from $10.286M in Q3 2024 |
| Net Income (9M 2025) | $24.926M | 9.82% decrease from $27.642M in 9M 2024 |
| Total Interest & Dividend Income (Q3 2025) | $50.973M | 8.35% increase from $47.043M in Q3 2024 |
| Total Interest Expense (Q3 2025) | $17.283M | 9.39% increase from $15.799M in Q3 2024 |
| Provision for Credit Losses (Q3 2025) | $2.309M | 52.61% increase from $1.513M in Q3 2024 |
| Total Assets (Sep 30, 2025) | $3.208B | 5.90% increase from $3.029B at Dec 31, 2024 |
| Loans Receivable, Net (Sep 30, 2025) | $2.599B | 3.90% increase from $2.501B at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $2.686B | 14.84% increase from $2.339B at Dec 31, 2024 |
| Borrowings (Sep 30, 2025) | $129.305M | 58.00% decrease from $307.806M at Dec 31, 2024 |
| Total Stockholders' Equity (Sep 30, 2025) | $300.511M | Modest increase from $295.767M at Dec 31, 2024 |
| SEC File Number | 001-35589 | Identifies the company's filing with the SEC. |
| EIN | 45-4585178 | Employer Identification Number for tax purposes. |
| Net Income (6 months) | $13.24M | Slight decrease from $12.73M in prior year, indicating margin pressure. |
| Total Revenue (6 months) | $329.83M | Increased from $310.27M in prior year, showing top-line growth. |
| Brokered Deposits | $280.8M | Significant increase from $143.1M at Dec 31, 2024, indicating a shift in funding strategy. |
Forward-Looking Statements
- {"claim":"Principal Financial Group will continue to hold a significant stake in FS Bancorp, Inc. through the ESOP.","entity":"Principal Financial Group Inc","targetDate":"Next 12-24 months","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for Fs Bancorp, Inc. (FSBW)?
Fs Bancorp, Inc. has 50 recent SEC filings from Jan 2024 to Dec 2025, including 30 8-K, 6 10-Q, 4 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FSBW filings?
Across 50 filings, the sentiment breakdown is: 46 neutral, 4 mixed. The dominant sentiment is neutral.
Where can I find Fs Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Fs Bancorp, Inc. (FSBW) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Fs Bancorp, Inc.?
Key financial highlights from Fs Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FSBW?
The investment thesis for FSBW includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Fs Bancorp, Inc.?
Executive information for Fs Bancorp, Inc. is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Fs Bancorp, Inc. stock?
Of FSBW's 41 assessed filings, 0 were flagged high-risk, 10 medium-risk, and 31 low-risk.
What are recent predictions and forward guidance from Fs Bancorp, Inc.?
Recent forward-looking statements from Fs Bancorp, Inc. include guidance on {"claim":"Principal Financial Group will continue to hold a significant stake in FS Bancorp, Inc. through the ESOP.","en.