German American Bancorp, Inc. (GABC) — SEC Filings
German American Bancorp, Inc. (GABC) — 47 SEC filings. Latest: 8-K (Nov 18, 2025). Includes 26 8-K, 6 10-Q, 6 13F-HR.
View German American Bancorp, Inc. on SEC EDGAR
Overview
German American Bancorp, Inc. (GABC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 5, 2025: German American Bancorp, Inc. (GABC) reported a significant increase in net income for the three months ended September 30, 2025, reaching $35.074 million, up 66.65% from $21.048 million in the same period of 2024. This growth was primarily driven by a substantial rise in total interest income, whic
Sentiment Summary
Across 47 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 44 neutral. The dominant filing sentiment for German American Bancorp, Inc. is neutral.
Filing Type Overview
German American Bancorp, Inc. (GABC) has filed 26 8-K, 6 10-Q, 6 13F-HR, 2 8-K/A, 2 DEF 14A, 2 10-K, 2 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (47)
Risk Profile
Risk Assessment: Of GABC's 39 recent filings, 0 were flagged as high-risk, 7 as medium-risk, and 32 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $108.097M |
| Net Income | $35.074M |
| EPS | $0.94 |
| Debt-to-Equity | 0.65 |
| Cash Position | $255.648M |
| Operating Margin | N/A |
| Total Assets | $8.401B |
| Total Debt | $211.016M |
Key Executives
- Mark A. Wernert
- Bradley J. Scott
- Timothy J. Steimel
- D. Randall
- Bradley S. Chambers
- Mark R. Gruen
- Mark R. Neumann
- D. Randall Weesmiller
- December 29, 2023
- Bradley M. Rust
Industry Context
The U.S. banking industry is characterized by intense competition, evolving regulatory landscapes, and sensitivity to interest rate movements. Consolidation through mergers and acquisitions remains a key trend as institutions seek scale and diversification. Banks are also investing in technology to improve customer experience and operational efficiency, while managing risks associated with credit quality and cybersecurity.
Top Tags
financials (7) · corporate-governance (7) · sec-filing (6) · financial-condition (5) · disclosure (4) · 10-Q (4) · banking (4) · amendment (4) · financial-statements (4) · 8-K (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $35.074M | Increased 66.65% from $21.048M in Q3 2024 |
| Total Interest Income (Q3 2025) | $108.097M | Increased 44.80% from $74.653M in Q3 2024 |
| Net Interest Income (Q3 2025) | $75.725M | Increased 55.83% from $48.594M in Q3 2024 |
| Total Assets (Sep 30, 2025) | $8.401B | Increased from $6.296B at Dec 31, 2024, largely due to acquisition |
| Loans, Net (Sep 30, 2025) | $5.702B | Increased from $4.080B at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $7.015B | Increased from $5.329B at Dec 31, 2024 |
| Provision for Credit Losses (Q3 2025) | $700K | Increased from $625K in Q3 2024 |
| Total Non-Interest Expense (Q3 2025) | $49.700M | Increased 37.58% from $36.126M in Q3 2024 |
| Basic Earnings per Share (Q3 2025) | $0.94 | Increased from $0.71 in Q3 2024 |
| Goodwill (Sep 30, 2025) | $375.237M | Increased from $179.025M at Dec 31, 2024, due to acquisition |
| SEC File Number | 001-15877 | Identifies the company's filing with the SEC. |
| IRS Employer Identification No. | 35-1547518 | Company's tax identification number. |
| Net Income Q2 2025 | $15.5M | Decreased from $17.8M in Q2 2024, indicating a 13% decline. |
| Net Income YTD 2025 | $31.0M | Decreased from $35.1M in YTD 2024, representing an 11.7% drop. |
| Total Interest Income Q2 2025 | $56.7M | Increased from $53.2M in Q2 2024, showing a 6.6% growth. |
Forward-Looking Statements
- {"claim":"Champlain Investment Partners, LLC will maintain a significant, but potentially fluctuating, stake in German American Bancorp, Inc. (GABC) throughout 2024, continuing to be an active institutional holder.","entity":"Champlain Investment Partners, LLC","targetDate":"2024-12-31","confidence":"medium"}
- {"claim":"German American Bancorp Inc. stock may experience increased investor confidence due to Vanguard's disclosed stake.","entity":"German American Bancorp Inc.","targetDate":"Q2 2024","confidence":"medium"}
- {"claim":"German American Bancorp will likely maintain its significant exposure to large-cap technology stocks in its next filing.","entity":"GERMAN AMERICAN BANCORP, INC.","targetDate":"2024-05-15","confidence":"medium"}
- {"claim":"The bank's investment performance will be closely tied to the performance of its top tech holdings.","entity":"GERMAN AMERICAN BANCORP, INC.","targetDate":"2024-12-31","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for German American Bancorp, Inc. (GABC)?
German American Bancorp, Inc. has 47 recent SEC filings from Jan 2024 to Nov 2025, including 26 8-K, 6 10-Q, 6 13F-HR. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of GABC filings?
Across 47 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 44 neutral. The dominant sentiment is neutral.
Where can I find German American Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all German American Bancorp, Inc. (GABC) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for German American Bancorp, Inc.?
Key financial highlights from German American Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for GABC?
The investment thesis for GABC includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at German American Bancorp, Inc.?
Key executives identified across German American Bancorp, Inc.'s filings include Mark A. Wernert, Bradley J. Scott, Timothy J. Steimel, D. Randall, Bradley S. Chambers and 5 others.
What are the main risk factors for German American Bancorp, Inc. stock?
Of GABC's 39 assessed filings, 0 were flagged high-risk, 7 medium-risk, and 32 low-risk.
What are recent predictions and forward guidance from German American Bancorp, Inc.?
Recent forward-looking statements from German American Bancorp, Inc. include guidance on {"claim":"Champlain Investment Partners, LLC will maintain a significant, but potentially fluctuating, stake in German A and 3 other predictions.