Hills Bancorporation (HBIA) — SEC Filings

Q: What are the key financial highlights for Hills Bancorporation?

Key financial highlights for Hills Bancorporation are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Hills Bancorporation?

Key executives at Hills Bancorporation are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Hills Bancorporation stock?

Risk factors for Hills Bancorporation (HBIA) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Hills Bancorporation?

Forward-looking statements and predictions from Hills Bancorporation are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Hills Bancorporation. Recent 8-K filing on Apr 24, 2026. AI-decoded analysis of earnings, risk factors, and insider trades.

View Hills Bancorporation on SEC EDGAR

Overview

Hills Bancorporation (HBIA) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 24, 2026: Hills Bancorporation filed an 8-K on April 24, 2026, reporting on the submission of matters to a vote of security holders. The period of report was April 20, 2026. The filing includes various XBRL documents for data submission.

Sentiment Summary

Across 21 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 17 neutral, 2 mixed. The dominant filing sentiment for Hills Bancorporation is neutral.

Filing Type Overview

Hills Bancorporation (HBIA) has filed 8 8-K, 1 ARS, 1 10-Q/A, 6 10-Q, 2 DEF 14A, 2 10-K, 1 SC 13G/A with the SEC between Feb 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (21)

Hills Bancorporation Files 8-K on Shareholder Vote Matters — 8-K · Apr 24, 2026 Risk: low
Hills Bancorporation filed an 8-K on April 24, 2026, reporting on the submission of matters to a vote of security holders. The period of report was April 20, 20
Hills Bancorporation Files 8-K for Officer/Director Changes — 8-K · Apr 24, 2026 Risk: low
Hills Bancorporation filed an 8-K on April 24, 2026, reporting changes related to Item 5.02, which covers the departure or election of directors and officers, a
Hills Bancorporation Changes Certifying Accountant — 8-K · Apr 6, 2026 Risk: low
Hills Bancorporation announced on April 6, 2026, a change in its certifying accountant, effective April 2, 2026. The company has dismissed its previous accounta
ARS Filing — ARS · Apr 3, 2026
Hills Bancorporation Amends 10-Q, Boosts Net Income Despite Credit Loss Surge — 10-Q/A · Nov 14, 2025 Risk: medium
Hills Bancorporation (HBIA) filed an amended 10-Q/A for the period ended September 30, 2025, primarily to correct an inadvertent upload of a draft version of it
Hills Bancorporation's Net Income Jumps 25.7% Amid Rising Credit Losses — 10-Q · Nov 10, 2025 Risk: medium
HILLS BANCORPORATION reported a significant increase in net income for the nine months ended September 30, 2025, reaching $45,990 thousand, up 25.7% from $36,58
HILLS BANCORP Q2 Net Income Dips 11.5% Amid Rising Deposit Costs — 10-Q · Aug 8, 2025 Risk: medium
HILLS BANCORPORATION reported a net income of $5.4 million for the second quarter of 2025, a decrease from $6.1 million in the second quarter of 2024, represent
Hills Bancorporation Files Q1 2025 10-Q — 10-Q · May 9, 2025 Risk: low
Hills Bancorporation filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the first quarter
Hills Bancorporation Files 8-K on Shareholder Vote Matters — 8-K · Apr 22, 2025 Risk: low
Hills Bancorporation filed an 8-K on April 22, 2025, to report on matters submitted to a vote of its security holders. The filing pertains to events that occurr
Hills Bancorporation Files 8-K on Financials — 8-K · Apr 21, 2025 Risk: low
Hills Bancorporation filed an 8-K on April 21, 2025, reporting on its financial condition and results of operations. The filing also included Regulation FD disc
Hills Bancorporation Files 2024 Executive Compensation Details — DEF 14A · Mar 21, 2025 Risk: low
Hills Bancorporation filed its DEF 14A on March 21, 2025, detailing executive compensation for the fiscal year ending December 31, 2024. The filing includes inf
Hills Bancorporation Files 2024 10-K — 10-K · Mar 14, 2025 Risk: low
Hills Bancorporation filed its 2024 10-K on March 14, 2025, reporting on its fiscal year ending December 31, 2024. The company, incorporated in Iowa, operates i
Hills Bancorporation Announces Executive and Director Changes — 8-K · Jan 3, 2025 Risk: medium
Hills Bancorporation announced changes effective January 1, 2025, including the departure of director Michael J. Nelson and the election of new director Brenda
Hills Bancorporation Files Q3 2024 10-Q — 10-Q · Nov 8, 2024 Risk: low
Hills Bancorporation filed its 10-Q for the period ending September 30, 2024. The filing covers financial performance and operational details for the third quar
Hills Bancorporation Elects New Directors, Appoints Officers — 8-K · Oct 9, 2024 Risk: low
Hills Bancorporation announced on October 8, 2024, a change in its board of directors. Specifically, the company elected new directors and appointed certain off
Hills Bancorporation Files Q2 2024 10-Q — 10-Q · Aug 7, 2024 Risk: low
Hills Bancorporation filed its 10-Q for the period ending June 30, 2024. The filing covers financial performance and operations for the second quarter of 2024.
Hills Bancorporation Files 10-Q for Q1 2024 — 10-Q · May 8, 2024 Risk: low
HILLS BANCORPORATION (HBIA) filed a Quarterly Report (10-Q) with the SEC on May 8, 2024. Hills Bancorporation filed its 10-Q report for the period ending March
Hills Bancorporation Files 8-K on Financials — 8-K · Apr 16, 2024 Risk: low
Hills Bancorporation filed an 8-K on April 16, 2024, reporting on its results of operations and financial condition as of April 15, 2024. The filing includes fi
Hills Bancorporation files DEF 14A for fiscal year ending December 31, 2023. — DEF 14A · Mar 15, 2024 Risk: low
HILLS BANCORPORATION (HBIA) filed a Proxy Statement (DEF 14A) with the SEC on March 15, 2024. Hills Bancorporation filed a DEF 14A with the SEC on March 15, 202
Hills Bancorporation Files 2023 Annual Report on Form 10-K — 10-K · Mar 5, 2024 Risk: medium
HILLS BANCORPORATION (HBIA) filed a Annual Report (10-K) with the SEC on March 5, 2024. Hills Bancorporation filed its 2023 Form 10-K on March 5, 2024. The fili
Hills Bank ESOP Maintains 10.0% Stake in Hills Bancorporation — SC 13G/A · Feb 12, 2024 Risk: low
Hills Bank and Trust Company Employee Stock Ownership Plan and Trust (ESOP) filed an amended SC 13G/A on February 12, 2024, disclosing its beneficial ownership

Risk Profile

Risk Assessment: Of HBIA's 20 recent filings, 0 were flagged as high-risk, 5 as medium-risk, and 15 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Hills Bancorporation's most recent 10-Q filing (Nov 10, 2025):

Revenue: $130,613,000
Net Income: $45,990,000
EPS: $5.16
Total Assets: $4,653,468,000

Key Executives

Michael J. Nelson
Brenda J. K. Smith
David L. Schaer

Industry Context

Hills Bancorporation operates as a commercial bank within a competitive financial services landscape. The industry is characterized by evolving interest rate environments, increasing regulatory scrutiny, and a growing emphasis on digital services. Banks are navigating challenges related to credit risk management, particularly in sectors like commercial real estate, while seeking to optimize net interest margins through effective balance sheet management.

Top Tags

10-Q (4) · banking (4) · Regional Banking (3) · Financial Performance (3) · financials (3) · Hills Bancorporation (3) · Credit Loss Expense (2) · Net Interest Income (2) · Asset Quality (2) · governance (2)

Key Numbers

Net Income (9 months): $45.990M — Increased from $36.582M in 2024, representing a 25.7% rise.
Credit Loss Expense (9 months): $10.982M — Significantly increased from $2.622M in 2024, indicating potential asset quality concerns.
Net Interest Income (3 months): $38.510M — Increased from $29.428M in 2024, showing strong core banking performance.
Loss on Sale of Investment Securities: $4.294M — New loss recorded in 2025, impacting noninterest income.
Total Assets: $4.653B — Increased from $4.588B at December 31, 2024.
Total Stockholders' Equity (Less ESOP): $531.229M — Increased from $492.687M at December 31, 2024.
Common Stock Shares Outstanding: 8,795,437 — As of October 31, 2025.
Basic EPS (3 months): $1.46 — Increased from $1.35 in 2024.
Basic EPS (9 months): $5.17 — Increased from $4.03 in 2024.
Cash Dividends Per Share (9 months): $1.15 — Increased from $1.10 in 2024.
Net Income: $45.99M — Increased 25.7% from $36.58M in 2024 for the nine months ended September 30.
Net Interest Income: $109.71M — Increased 28.9% from $85.09M in 2024 for the nine months ended September 30.
Credit Loss Expense: $10.98M — Increased 318% from $2.62M in 2024 for the nine months ended September 30.
Diluted EPS: $5.16 — Increased from $4.03 in 2024 for the nine months ended September 30.
Loans, net: $3.497B — Increased from $3.388B at December 31, 2024, to September 30, 2025.

Forward-Looking Statements

{"claim":"The significant ESOP ownership will likely contribute to long-term employee retention and motivation at Hills Bancorporation.","entity":"Hills Bancorporation","targetDate":"2025-12-31","confidence":"high"}
{"claim":"The stable ownership by the ESOP suggests a reduced likelihood of hostile takeover attempts in the near future.","entity":"Hills Bancorporation","targetDate":"2024-12-31","confidence":"medium"}

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Frequently Asked Questions

What are the latest SEC filings for Hills Bancorporation (HBIA)?

Hills Bancorporation has 21 recent SEC filings from Feb 2024 to Apr 2026, including 8 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of HBIA filings?

Across 21 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 17 neutral, 2 mixed. The dominant sentiment is neutral.

Where can I find Hills Bancorporation SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Hills Bancorporation (HBIA) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Hills Bancorporation?

Key financial highlights from Hills Bancorporation's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for HBIA?

The investment thesis for HBIA includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Hills Bancorporation?

Key executives identified across Hills Bancorporation's filings include Michael J. Nelson, Brenda J. K. Smith, David L. Schaer.

What are the main risk factors for Hills Bancorporation stock?

Of HBIA's 20 assessed filings, 0 were flagged high-risk, 5 medium-risk, and 15 low-risk.

What are recent predictions and forward guidance from Hills Bancorporation?

Recent forward-looking statements from Hills Bancorporation include guidance on {"claim":"The significant ESOP ownership will likely contribute to long-term employee retention and motivation at Hills and 1 other predictions.