Horizon Bancorp Files 8-K on Material Agreement

Ticker: HBNC · Form: 8-K · Filed: Aug 29, 2025 · CIK: 706129

Horizon Bancorp INC /In/ 8-K Filing Summary
FieldDetail
CompanyHorizon Bancorp INC /In/ (HBNC)
Form Type8-K
Filed DateAug 29, 2025
Risk Levelmedium
Pages6
Reading Time7 min
Key Dollar Amounts$100.0 million, $56.5 million
Sentimentneutral

Sentiment: neutral

Topics: material-agreement, financial-obligation, 8-k

TL;DR

Horizon Bancorp just signed a big deal creating a financial obligation. Details TBD.

AI Summary

Horizon Bancorp, Inc. filed an 8-K on August 29, 2025, reporting a material definitive agreement and a direct financial obligation. The filing indicates the company entered into a significant agreement that creates a financial obligation, though specific details of the agreement and the exact dollar amounts involved are not immediately clear from the provided text.

Why It Matters

This filing signals a new material definitive agreement and a direct financial obligation for Horizon Bancorp, which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a direct financial obligation, which inherently carries some level of financial risk and requires further investigation into the specifics.

Key Players & Entities

FAQ

What is the nature of the material definitive agreement entered into by Horizon Bancorp?

The filing states that Horizon Bancorp entered into a material definitive agreement, but the specific details of this agreement are not provided in the excerpt.

What is the direct financial obligation created by this agreement?

The filing confirms the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement, but the exact nature and amount of this obligation are not specified in the provided text.

When was the earliest event reported in this 8-K filing?

The earliest event reported in this 8-K filing was on August 29, 2025.

What is Horizon Bancorp's state of incorporation?

Horizon Bancorp's state of incorporation is Indiana.

What are the key items reported in this 8-K filing?

The key items reported are Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Regulation FD Disclosure, and Financial Statements and Exhibits.

Filing Stats: 1,813 words · 7 min read · ~6 pages · Grade level 12 · Accepted 2025-08-29 16:17:55

Key Financial Figures

Filing Documents

01 Financial

Item 9.01 Financial (d) Exhibits Exhibit No. Description 4.1 Indenture dated August 29, 2025, between Horizon Bancorp, Inc. and Wilmington Trust, National Association. 4.2 Form of 7.00% Fixed-to-Floating Rate Subordinated Note due September 15, 2035 (included as Exhibit A-1 and Exhibit A-2 to the Indenture filed as Exhibit 4.1 hereto). 10.1 Form of Subordinated Note Purchase Agreement, dated as of August 29, 2025, by and among Horizon Bancorp, Inc. and the Purchasers. 10.2 Form of Registration Rights Agreement, dated as of August 29, 2025, by and among Horizon Bancorp, Inc. and the Purchasers. 99.1 Press Release of Horizon Bancorp, Inc. dated August 29, 2025. 104 Cover Page Interactive Data File (Embedded within the Inline XBRL document) 2

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: August 29, 2025 HORIZON BANCORP, INC. By: /s/ John R. Stewart, CFA John R. Stewart, CFA Executive Vice President & Chief Financial Officer 3

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