HCI Group Reports on Financial Condition

TL;DR

HCI Group filed an 8-K on Oct 16, 2025, updating on financial condition. Details TBD.

AI Summary

HCI Group, Inc. filed an 8-K on October 16, 2025, to report on its Results of Operations and Financial Condition. The filing provides an update on the company's financial performance and operational status as of the reporting date. No specific financial figures or significant events were detailed in the provided excerpt.

Why It Matters

This filing provides stakeholders with an update on HCI Group's financial health and operational performance, which can influence investment decisions.

Risk Assessment

Risk Level: low — The filing is a routine update on financial condition and does not appear to contain any immediately alarming information.

Key Players & Entities

• HCI Group, Inc. (company) — Registrant
• October 16, 2025 (date) — Date of Report
• Florida (location) — State of Incorporation
• 3802 Coconut Palm Drive (address) — Principal Executive Offices
• Tampa (location) — City of Principal Executive Offices
• 33619 (zip_code) — ZIP Code of Principal Executive Offices
• 813-405-3600 (phone_number) — Telephone Number

FAQ

Key Financial Figures

• $53.5 million — pects unaudited revenue will be between $53.5 million to $56.8 million and $162.0 million to
• $56.8 million — evenue will be between $53.5 million to $56.8 million and $162.0 million to $165.3 million fo
• $162.0 million — ween $53.5 million to $56.8 million and $162.0 million to $165.3 million for the three and nin
• $165.3 million — to $56.8 million and $162.0 million to $165.3 million for the three and nine months ended Sep
• $20.1 million — ed net income after tax will be between $20.1 million to $22.2 million and $59.7 million to $
• $22.2 million — er tax will be between $20.1 million to $22.2 million and $59.7 million to $61.8 million for
• $59.7 million — ween $20.1 million to $22.2 million and $59.7 million to $61.8 million for the three and nine
• $61.8 million — n to $22.2 million and $59.7 million to $61.8 million for the three and nine months ended Sep

Filing Documents

• hci-20251016.htm (8-K) — 43KB
• 0001193125-25-240903.txt ( ) — 149KB
• hci-20251016.xsd (EX-101.SCH) — 29KB
• hci-20251016_htm.xml (XML) — 4KB

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On October 16, 2025, our majority-owned subsidiary, Exzeo Group, Inc. ("Exzeo"), filed with the Securities and Exchange Commission an amendment to its registration statement on Form S-1 (the "Exzeo Registration Statement"). The Exzeo Registration Statement included Exzeo's preliminary estimated revenue and net income after tax for the three and nine months ended September 30, 2025. Based upon preliminary estimated financial results, Exzeo currently expects unaudited revenue will be between $53.5 million to $56.8 million and $162.0 million to $165.3 million for the three and nine months ended September 30, 2025, respectively. Exzeo also currently expects that unaudited net income after tax will be between $20.1 million to $22.2 million and $59.7 million to $61.8 million for the three and nine months ended September 30, 2025, respectively. The unaudited preliminary financial results for the three and nine months ended September 30, 2025 reflect Exzeo's preliminary estimates with respect to such results based on currently available information and are subject to completion of its financial closing procedures. Exzeo's financial closing procedures for the three and nine months ended September 30, 2025 are not yet complete and, as a result, its actual results may vary from the estimated preliminary results presented here. The preliminary estimates presented herein have been prepared by, and are the responsibility of, management. Forvis Mazars, LLP, Exzeo's independent registered public accounting firm, has not audited, reviewed, compiled, or performed any procedures with respect to the preliminary financial information. Accordingly, Forvis Mazars, LLP does not express an opinion or any other form of assurance with respect thereto. The information contained in this Item 2.02 is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Ex

Forward-Looking Statements

Forward-Looking Statements This Current Report on Form 8-K may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. These statements may relate, among other things, to expectations regarding Exzeo's estimated financial results for the three and nine months ended September 30, 2025. Words such as "anticipate," "estimate," "expect," "intend," "plan," "confident," "prospects" and "project" and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions, but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the company's filings with the Securities and Exchange Commission. Should any risks or uncertainties develop into actual events, these developments could have material adverse effects on the company's business, financial condition and results of operations. HCI Group, Inc. disclaims all obligations to update any forward-looking statements. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Date: October 16, 2025. HCI GROUP, INC. By: /s/ Andrew L. Graham Andrew L. Graham General Counsel

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View this 8-K filing on SEC EDGAR