Heritage Insurance Holdings, INC. (HRTG) — SEC Filings
Latest SEC filings for Heritage Insurance Holdings, INC.. Recent 10-Q filing on Nov 7, 2025. AI-decoded analysis of earnings, risk factors, and insider tra
View Heritage Insurance Holdings, INC. on SEC EDGAR
Overview
Heritage Insurance Holdings, INC. (HRTG) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: Heritage Insurance Holdings, Inc. (HRTG) reported a significant increase in net income for the three and nine months ended September 30, 2025. Net income surged to $50.421 million for the three months, up from $8.152 million in the prior year period, representing a 518.5% increase. For the nine mont
Sentiment Summary
Across 33 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 31 neutral. The dominant filing sentiment for Heritage Insurance Holdings, INC. is neutral.
Filing Type Overview
Heritage Insurance Holdings, INC. (HRTG) has filed 6 10-Q, 17 8-K, 2 DEF 14A, 1 10-K/A, 2 10-K, 3 SC 13G, 2 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent Filings (33)
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Heritage Insurance Net Income Soars 518% on Reduced Loss Expenses
— 10-Q · Nov 7, 2025 Risk: medium
Heritage Insurance Holdings, Inc. (HRTG) reported a significant increase in net income for the three and nine months ended September 30, 2025. Net income surged -
Heritage Insurance Holdings Files 8-K
— 8-K · Nov 5, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on November 5, 2025, reporting on its results of operations and financial condition, and including financial stat -
Heritage Insurance Holdings Announces Board and Officer Changes
— 8-K · Sep 25, 2025 Risk: medium
Heritage Insurance Holdings, Inc. announced on September 23, 2025, changes in its board of directors and executive compensation. Specifically, the company repor -
Heritage Swings to Q2 Loss Amid Rising Costs
— 10-Q · Aug 8, 2025 Risk: high
Heritage Insurance Holdings, Inc. reported a net loss of $10.5 million for the three months ended June 30, 2025, a significant deterioration from the net income -
Heritage Insurance Holdings Files 8-K
— 8-K · Aug 5, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on August 5, 2025, reporting on its results of operations and financial condition. The filing includes financial -
Heritage Insurance Enters Material Definitive Agreement
— 8-K · Jul 24, 2025 Risk: medium
Heritage Insurance Holdings, Inc. entered into a material definitive agreement on July 22, 2025, related to a direct financial obligation. The filing does not s -
Heritage Insurance Holdings Schedules 2025 Annual Meeting
— 8-K · Jun 11, 2025 Risk: low
Heritage Insurance Holdings, Inc. announced on June 10, 2025, that it has scheduled its 2025 Annual Meeting of Stockholders for July 25, 2025. The meeting will -
Heritage Insurance Holdings Q1 2025 Update
— 10-Q · May 9, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the -
Heritage Insurance Holdings Files 8-K
— 8-K · May 8, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on May 8, 2025, reporting other events and financial statements. The filing details the company's incorporation i -
Heritage Insurance Holdings Files 8-K
— 8-K · May 6, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on May 6, 2025, reporting on its results of operations and financial condition, and filing financial statements a -
Heritage Insurance Holdings DEF 14A Filing
— DEF 14A · Apr 25, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed a DEF 14A on April 25, 2025, for the period ending June 10, 2025. The filing details executive compensation and other co -
Heritage Insurance Holdings Files 2024 Annual Report Amendment
— 10-K/A · Mar 20, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an amendment (10-K/A) on March 20, 2025, for their annual report for the year ended December 31, 2024. The company, inco -
Heritage Insurance Holdings Files 2024 10-K
— 10-K · Mar 13, 2025 Risk: medium
Heritage Insurance Holdings, Inc. filed its 2024 10-K on March 13, 2025, detailing its financial performance for the fiscal year ending December 31, 2024. The f -
Heritage Insurance Holdings Files 8-K on Financials
— 8-K · Mar 11, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on March 11, 2025, reporting on its results of operations and financial condition. The filing includes financial -
Heritage Insurance Holdings Files 8-K
— 8-K · Jan 29, 2025 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on January 29, 2025, reporting on its results of operations and financial condition, and including financial stat - SC 13G Filing — SC 13G · Nov 8, 2024
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Heritage Insurance Holdings Q3 2024 10-Q Filing
— 10-Q · Nov 8, 2024 Risk: medium
Heritage Insurance Holdings, Inc. filed its 10-Q for the period ending September 30, 2024. The filing details financial performance and operational updates for -
Heritage Insurance Holdings Files 8-K on Financials
— 8-K · Nov 7, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on November 7, 2024, reporting on its results of operations and financial condition as of November 6, 2024. The f - SC 13G Filing — SC 13G · Oct 24, 2024
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Heritage Insurance Holdings Reports Financials
— 8-K · Oct 23, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on October 23, 2024, reporting results of operations and financial condition as of October 22, 2024. The filing d -
Heritage Insurance Holdings Q2 2024 10-Q Filed
— 10-Q · Aug 8, 2024 Risk: medium
Heritage Insurance Holdings, Inc. filed its 10-Q for the period ending June 30, 2024. The filing details financial performance and operational updates for the s -
Heritage Insurance Holdings Files 8-K on Financials
— 8-K · Aug 6, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on August 6, 2024, reporting on its results of operations and financial condition, and including financial statem - SC 13G/A Filing — SC 13G/A · Jun 10, 2024
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Heritage Insurance Holdings Reports on Shareholder Vote
— 8-K · Jun 7, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on June 7, 2024, reporting on matters submitted to a vote of security holders on June 5, 2024. The filing details -
Heritage Insurance Holdings, Inc. Files 10-Q for Q1 2024
— 10-Q · May 8, 2024 Risk: medium
Heritage Insurance Holdings, Inc. (HRTG) filed a Quarterly Report (10-Q) with the SEC on May 8, 2024. Heritage Insurance Holdings, Inc. filed its 10-Q report fo -
Heritage Insurance Holdings Reports Financials
— 8-K · May 2, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on May 2, 2024, reporting on its results of operations and financial condition as of May 1, 2024. The filing incl -
Heritage Insurance Holdings Files 8-K
— 8-K · Apr 30, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on April 30, 2024, reporting other events and financial statements as of April 29, 2024. The filing does not cont -
Heritage Insurance Holdings, Inc. Announces Annual Meeting of Stockholders
— DEF 14A · Apr 25, 2024 Risk: low
Heritage Insurance Holdings, Inc. (HRTG) filed a Proxy Statement (DEF 14A) with the SEC on April 25, 2024. Annual meeting of stockholders to be held on June 5, -
Heritage Insurance Holdings, Inc. Files 2023 Annual Report on Form 10-K
— 10-K · Mar 13, 2024 Risk: medium
Heritage Insurance Holdings, Inc. (HRTG) filed a Annual Report (10-K) with the SEC on March 13, 2024. The filing is a 10-K annual report for Heritage Insurance -
Heritage Insurance Holdings Files 8-K
— 8-K · Mar 11, 2024 Risk: low
Heritage Insurance Holdings, Inc. filed an 8-K on March 11, 2024, to report on its results of operations and financial condition, and to file financial statemen - SC 13G/A Filing — SC 13G/A · Feb 21, 2024
- SC 13G Filing — SC 13G · Feb 14, 2024
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Heritage Insurance Reports Officer/Director Changes, Comp Arrangements
— 8-K · Jan 11, 2024
Heritage Insurance Holdings, Inc. filed an 8-K on January 11, 2024, reporting an event that occurred on January 5, 2024. The filing indicates changes related to
Risk Profile
Risk Assessment: Of HRTG's 27 recent filings, 1 were flagged as high-risk, 8 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
Key financial metrics from Heritage Insurance Holdings, INC.'s most recent 10-Q filing (Nov 7, 2025):
- Revenue: $1.100B
- Net Income: $128.919M
- EPS: N/A
- Debt-to-Equity: 0.18
- Cash Position: $560.435M
- Operating Margin: N/A
- Total Assets: $2.367B
- Total Debt: $79.253M
Key Executives
- Richard Widdicombe
Industry Context
The property and casualty insurance industry is characterized by its sensitivity to economic cycles, interest rates, and catastrophic events. Companies like Heritage Insurance Holdings, Inc. operate in a competitive landscape where effective risk management, underwriting discipline, and efficient claims handling are paramount for profitability. The industry is also subject to evolving regulatory frameworks and increasing demand for digital customer experiences.
Top Tags
financial-reporting (9) · 8-k (6) · insurance (6) · 10-Q (4) · financials (4) · corporate-governance (3) · 8-K (2) · executive-compensation (2) · shareholder-vote (2) · reporting (2)
Key Numbers
- Net income for Q3 2025: $50.421M — Increased 518.5% from $8.152 million in Q3 2024
- Net income for YTD Q3 2025: $128.919M — Increased 212.6% from $41.246 million in YTD Q3 2024
- Losses and loss adjustment expenses for Q3 2025: $74.766M — Decreased 42.5% from $130.020 million in Q3 2024
- Losses and loss adjustment expenses for YTD Q3 2025: $249.793M — Decreased 26.1% from $337.983 million in YTD Q3 2024
- Gross premiums written for Q3 2025: $333.160M — Increased 6.4% from $312.986 million in Q3 2024
- Gross premiums written for YTD Q3 2025: $1.100B — Increased 0.5% from $1.094 billion in YTD Q3 2024
- Total Stockholders' Equity at Sep 30, 2025: $437.253M — Increased 50.4% from $290.799 million at Dec 31, 2024
- Reinsurance recoverable on paid and unpaid claims at Sep 30, 2025: $379.477M — Decreased from $740.204 million at Dec 31, 2024
- SEC File Number: 001-36462 — Identifies the company's filing history with the SEC.
- IRS Employer Identification No.: 45-5338504 — Unique tax identification number for the company.
- Net Loss (Q2 2025): -$10.5M — Significant deterioration from $5.2M net income in Q2 2024.
- Net Loss (YTD Q2 2025): -$18.7M — Compared to $10.1M net income YTD Q2 2024, indicating sustained losses.
- Policy Acquisition Costs (Q2 2025): $35.1M — Increased 7.0% from $32.8M in Q2 2024, contributing to losses.
- General & Administrative Expenses (Q2 2025): $28.9M — Increased 5.1% from $27.5M in Q2 2024, adding to cost pressures.
- Annual Meeting Year: 2025 — The company is holding its annual meeting for this year.
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Frequently Asked Questions
What are the latest SEC filings for Heritage Insurance Holdings, INC. (HRTG)?
Heritage Insurance Holdings, INC. has 33 recent SEC filings from Jan 2024 to Nov 2025, including 17 8-K, 6 10-Q, 3 SC 13G. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of HRTG filings?
Across 33 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 31 neutral. The dominant sentiment is neutral.
Where can I find Heritage Insurance Holdings, INC. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Heritage Insurance Holdings, INC. (HRTG) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Heritage Insurance Holdings, INC.?
Key financial highlights from Heritage Insurance Holdings, INC.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for HRTG?
The investment thesis for HRTG includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Heritage Insurance Holdings, INC.?
Key executives identified across Heritage Insurance Holdings, INC.'s filings include Richard Widdicombe.
What are the main risk factors for Heritage Insurance Holdings, INC. stock?
Of HRTG's 27 assessed filings, 1 were flagged high-risk, 8 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Heritage Insurance Holdings, INC.?
Forward guidance and predictions for Heritage Insurance Holdings, INC. are extracted from SEC filings as they are enriched.