Independent Bank CORP /Mi/ (IBCP) — SEC Filings

Overview

Independent Bank CORP /Mi/ (IBCP) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 425 filed on Mar 24, 2026: This 425 filing from INDEPENDENT BANK CORP /MI/ (CIK: 0000039311) on March 24, 2026, is a communication related to a business combination, specifically an 'introductory meeting' presentation. While the filing itself doesn't detail the specifics of the combination, it indicates ongoing activity in a

Sentiment Summary

Across 29 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 26 neutral. The dominant filing sentiment for Independent Bank CORP /Mi/ is neutral.

Filing Type Overview

Independent Bank CORP /Mi/ (IBCP) has filed 1 425, 17 8-K, 6 10-Q, 2 10-K, 1 SC 13G, 2 SC 13G/A with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (29)

• 8-K Filing — 8-K · Apr 23, 2026
• INDEPENDENT BANK CORP Files Business Combination Communication — 425 · Mar 24, 2026
  This 425 filing from INDEPENDENT BANK CORP /MI/ (CIK: 0000039311) on March 24, 2026, is a communication related to a business combination, specifically an 'intr
• Independent Bank Corp. Announces Board and Executive Changes — 8-K · Dec 19, 2025 Risk: medium
  Independent Bank Corp. (IBCP) announced on December 16, 2025, changes related to its board of directors and executive compensation. The filing details the depar
• IBCP Posts Strong Q3 Earnings, Net Income Jumps 26.7% — 10-Q · Nov 5, 2025 Risk: medium
  INDEPENDENT BANK CORP /MI/ reported a strong financial performance for the quarter ended September 30, 2025, with net income increasing by 26.7% to $17.502 mill
• Independent Bank Corp. Files 8-K on Financials — 8-K · Oct 28, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on October 28, 2025, to report on its results of operations and financial condition. The filing includes financial st
• Independent Bank Corp. Files 8-K — 8-K · Aug 15, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on August 15, 2025, to report other events and financial statements. The filing does not contain specific financial f
• IBCP Q2 Net Income Dips Amidst Rate Headwinds — 10-Q · Aug 6, 2025 Risk: medium
  INDEPENDENT BANK CORP /MI/ (IBCP) reported a net income of $18.5 million for the second quarter of 2025, a decrease from $20.1 million in the second quarter of
• Independent Bank Corp. Files 8-K — 8-K · Jul 28, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on July 28, 2025, to report information under Regulation FD and to file financial statements and exhibits. The filing
• Independent Bank Corp. Files 8-K on Financials — 8-K · Jul 24, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on July 24, 2025, to report on its results of operations and financial condition. The filing includes financial state
• Independent Bank Corp. Q1 2025 10-Q Filed — 10-Q · May 7, 2025 Risk: low
  Independent Bank Corp. (IBP) filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the first
• Independent Bank Corp. Files 8-K on Financials — 8-K · Apr 24, 2025 Risk: low
  Independent Bank Corp. (IBP) filed an 8-K on April 24, 2025, reporting results of operations and financial condition. The filing includes financial statements a
• Independent Bank Corp. Files 8-K for Shareholder Votes & Exhibits — 8-K · Apr 23, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on April 23, 2025, to report on matters submitted to a vote of security holders and to file financial statements and
• Independent Bank Corp. Files 8-K — 8-K · Apr 22, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on April 22, 2025, to report current information. The filing indicates no specific material events or financial updat
• Independent Bank Corp. Files 2024 10-K — 10-K · Mar 7, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed its 2024 10-K on March 7, 2025, detailing its operations as a commercial bank. The company, incorporated in Michigan with it
• Independent Bank Corp. Files 8-K on Financials — 8-K · Jan 23, 2025 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on January 23, 2025, reporting results of operations and financial condition. The filing includes financial statement
• Independent Bank Corp. Files 8-K on Officer, Director Changes — 8-K · Jan 2, 2025 Risk: low
  Independent Bank Corp. (IBP) filed an 8-K on January 2, 2025, reporting changes in its board of directors and officers, along with updates to executive compensa
• Independent Bank Corp. Files Q3 2024 10-Q — 10-Q · Nov 5, 2024 Risk: low
  Independent Bank Corp. reported its Q3 2024 results on November 5, 2024. The company, based in Grand Rapids, MI, operates in the commercial banking sector. Key
• Independent Bank Corp. Files 8-K on Financials — 8-K · Oct 24, 2024 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on October 24, 2024, to report on its results of operations and financial condition. The filing includes financial st
• Independent Bank Corp. Q2 Earnings: $20M Net Income — 10-Q · Aug 5, 2024 Risk: low
  Independent Bank Corp. reported its financial results for the quarter ended June 30, 2024. The company's total assets stood at $5.0 billion, with total loans an
• Independent Bank Corp. Files 8-K on Financials — 8-K · Jul 25, 2024 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on July 25, 2024, reporting on its results of operations and financial condition. The filing includes financial state
• Independent Bank Corp. Reports Q1 2024 Financial Results — 10-Q · May 3, 2024 Risk: low
  INDEPENDENT BANK CORP /MI/ (IBCP) filed a Quarterly Report (10-Q) with the SEC on May 3, 2024. Net interest income increased to $78.7 million for the three mont
• Independent Bank Corp. Files 8-K on Financials — 8-K · Apr 25, 2024 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on April 25, 2024, to report on its results of operations and financial condition. The filing includes financial stat
• Independent Bank Corp. Files 8-K for Shareholder Votes & Financials — 8-K · Apr 24, 2024 Risk: low
  Independent Bank Corp. (IBCP) filed an 8-K on April 24, 2024, to report on matters submitted to a vote of security holders and to file financial statements and
• Independent Bank Corp. to Acquire River City Bank — 8-K · Apr 23, 2024 Risk: medium
  Independent Bank Corp. (IBP) announced on April 23, 2024, that it has entered into a definitive agreement to acquire River City Bank. The transaction is expecte
• Independent Bank Corp. Files 2023 Annual Report — 10-K · Mar 8, 2024 Risk: low
  Independent Bank Corp. filed its 2023 10-K on March 8, 2024, reporting on its fiscal year ending December 31, 2023. The Michigan-based commercial bank, headquar
• SC 13G Filing — SC 13G · Feb 13, 2024
• FJ Capital Amends IBCP Stake; Updates Ownership as of 12/31/23 — SC 13G/A · Feb 8, 2024 Risk: low
  FJ Capital Management, an investment firm, filed an amended Schedule 13G/A on February 8, 2024, indicating a change in their beneficial ownership of Independent
• Independent Bank Corp Files 8-K on Financial Results — 8-K · Jan 25, 2024
  Independent Bank Corporation (IBCP) filed an 8-K on January 25, 2024, to report its results of operations and financial condition. This filing indicates that th
• BlackRock Amends IBCP Stake: Passive Investment Update — SC 13G/A · Jan 23, 2024
  BlackRock, Inc. filed an amended SC 13G/A on January 23, 2024, indicating a change in their ownership stake in Independent Bank Corporation (NASDAQ: IBCP) as of

Risk Profile

Risk Assessment: Of IBCP's 24 recent filings, 0 were flagged as high-risk, 4 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Independent Bank CORP /Mi/'s most recent 10-Q filing (Nov 5, 2025):

• Revenue: $45.361M
• Net Income: $17.502M
• EPS: $0.85
• Total Assets: $5.493B

Key Executives

• Michigan
• Martin S. Friedman

Industry Context

Independent Bank Corp. operates within the highly competitive banking sector, which is influenced by interest rate environments, regulatory changes, and economic growth. The sector is characterized by a focus on net interest margin, loan origination, and managing credit risk. Recent trends include a focus on digital transformation and adapting to evolving customer preferences.

Top Tags

financial-reporting (7) · financials (7) · banking (7) · results-of-operations (5) · 8-K (5) · Regional Banking (2) · Loan Growth (2) · regulatory-filing (2) · 10-Q (2) · financial-condition (2)

Key Numbers

• SEC File Number: 0-7818 — Identifies the company's filing history with the SEC.
• IRS Employer Identification No.: 38-2032782 — Company's tax identification number.
• Net Income (Q3 2025): $17.502M — Increased 26.7% from $13.810M in Q3 2024
• Net Income (YTD Sep 2025): $49.969M — Increased 3.4% from $48.329M in YTD Sep 2024
• Total Assets (Sep 30, 2025): $5.493B — Increased from $5.338B at Dec 31, 2024
• Net Interest Income (Q3 2025): $45.361M — Increased 8.4% from $41.854M in Q3 2024
• Provision for Credit Losses (Q3 2025): $1.991M — Increased from $1.488M in Q3 2024
• Total Loans (Sep 30, 2025): $4.198B — Increased from $4.039B at Dec 31, 2024
• Commercial Loans (Sep 30, 2025): $2.125B — Increased from $1.937B at Dec 31, 2024
• Total Shareholders' Equity (Sep 30, 2025): $490.742M — Increased from $454.686M at Dec 31, 2024
• Basic Net Income Per Common Share (Q3 2025): $0.85 — Increased from $0.66 in Q3 2024
• Common Shares Outstanding (Nov 4, 2025): 20,691,952 — Reflects share repurchases
• Net Income Q2 2025: $18.5M — Decreased from $20.1M in Q2 2024, indicating profitability pressure.
• Net Income YTD June 2025: $36.2M — Down from $40.5M YTD June 2024, showing a sustained earnings decline.
• Total Assets June 30, 2025: $5.2B — Increased slightly from $5.1B at December 31, 2024, reflecting modest growth.

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