International Bancshares Corp (IBOC) — SEC Filings
International Bancshares Corp (IBOC) — 24 SEC filings. Latest: 10-Q (Nov 6, 2025). Includes 10 8-K, 6 10-Q, 4 SC 13G/A.
View International Bancshares Corp on SEC EDGAR
Overview
International Bancshares Corp (IBOC) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 6, 2025: INTERNATIONAL BANCSHARES CORP (IBOC) reported a robust financial performance for the three and nine months ended September 30, 2025. Net income for the three months increased by 8.6% to $108.375 million from $99.772 million in the prior year, while net income for the nine months rose by 3.8% to $305
Sentiment Summary
Across 24 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 22 neutral. The dominant filing sentiment for International Bancshares Corp is neutral.
Filing Type Overview
International Bancshares Corp (IBOC) has filed 6 10-Q, 10 8-K, 2 DEF 14A, 2 10-K, 4 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (24)
Risk Profile
Risk Assessment: Of IBOC's 21 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $651,543K |
| Net Income | $305,409K |
| EPS | $4.91 |
| Debt-to-Equity | 4.29 |
| Cash Position | $589,321K |
| Operating Margin | N/A |
| Total Assets | $16,551,421K |
| Total Debt | $13,423,613K |
Key Executives
- chief executive officer
Industry Context
INTERNATIONAL BANCSHARES CORP operates within the highly competitive U.S. banking industry, characterized by evolving regulatory landscapes and increasing digital transformation. Regional banks like IBOC face pressure from larger national institutions and fintech companies, necessitating a focus on customer service, efficient operations, and prudent risk management. Interest rate sensitivity remains a key factor, influencing net interest margins and investment portfolio performance.
Top Tags
financials (5) · 8-K (4) · 10-Q (4) · corporate-governance (3) · quarterly-report (3) · banking (3) · institutional-ownership (3) · amendment (3) · Regional Banking (2) · Financial Performance (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net income for three months ended September 30, 2025 | $108.375M | Increased from $99.772 million in 2024, an 8.6% increase. |
| Net income for nine months ended September 30, 2025 | $305.409M | Increased from $294.083 million in 2024, a 3.8% increase. |
| Total assets as of September 30, 2025 | $16.551B | Increased from $15.739 billion at December 31, 2024, a 5.1% increase. |
| Cash and cash equivalents as of September 30, 2025 | $589.321M | Increased from $352.652 million at December 31, 2024, a 67.1% increase. |
| Net loans as of September 30, 2025 | $9.245B | Increased from $8.653 billion at December 31, 2024, a 6.7% increase. |
| Allowance for credit losses as of September 30, 2025 | $155.506M | Decreased from $156.537 million at December 31, 2024, indicating improved credit quality. |
| Total deposits as of September 30, 2025 | $12.456B | Increased from $12.112 billion at December 31, 2024, a 2.8% increase. |
| Basic earnings per common share for three months ended September 30, 2025 | $1.74 | Increased from $1.60 in 2024. |
| Basic earnings per common share for nine months ended September 30, 2025 | $4.91 | Increased from $4.73 in 2024. |
| Total other comprehensive income, net of tax, for nine months ended September 30, 2025 | $115.965M | Increased from $86.914 million in 2024. |
| Net Income (Q2 2025) | $78.9M | Decreased from $82.1M in Q2 2024, indicating a 3.9% decline. |
| Net Income (YTD June 2025) | $157.0M | Decreased from $164.2M in YTD June 2024, representing a 4.4% drop. |
| Common Stock Shares Outstanding | 62.6M | Stable as of June 30, 2025, and March 31, 2025. |
| Reporting Period End Date | 2025-03-31 | Financials as of this date are detailed. |
| Filing Date | 20250505 | Date the 10-Q was submitted to the SEC. |
Forward-Looking Statements
- {"claim":"Wellington Management Group LLP will continue to be a significant institutional holder of International Bancshares Corporation stock.","entity":"Wellington Management Group LLP","targetDate":"December 29, 2024","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for International Bancshares Corp (IBOC)?
International Bancshares Corp has 24 recent SEC filings from Jan 2024 to Nov 2025, including 10 8-K, 6 10-Q, 4 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of IBOC filings?
Across 24 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 22 neutral. The dominant sentiment is neutral.
Where can I find International Bancshares Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all International Bancshares Corp (IBOC) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for International Bancshares Corp?
Key financial highlights from International Bancshares Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for IBOC?
The investment thesis for IBOC includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at International Bancshares Corp?
Key executives identified across International Bancshares Corp's filings include chief executive officer.
What are the main risk factors for International Bancshares Corp stock?
Of IBOC's 21 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from International Bancshares Corp?
Recent forward-looking statements from International Bancshares Corp include guidance on {"claim":"Wellington Management Group LLP will continue to be a significant institutional holder of International Bancsh.