Innovative Payment Solutions, Inc. (IPSI) — SEC Filings
Innovative Payment Solutions, Inc. (IPSI) — 15 SEC filings. Latest: 10-Q (Nov 14, 2025). Includes 6 10-Q, 6 8-K, 2 10-K.
View Innovative Payment Solutions, Inc. on SEC EDGAR
Overview
Innovative Payment Solutions, Inc. (IPSI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 14, 2025: Innovative Payment Solutions, Inc. (IPSI) reported a significant net loss of $46,529,425 for the nine months ended September 30, 2025, a substantial increase from the $2,857,262 net loss in the same period of 2024. The company generated no net revenue in either period. A major contributor to the inc
Sentiment Summary
Across 15 filings, the sentiment breakdown is: 3 bearish, 12 neutral. The dominant filing sentiment for Innovative Payment Solutions, Inc. is neutral.
Filing Type Overview
Innovative Payment Solutions, Inc. (IPSI) has filed 6 10-Q, 6 8-K, 2 10-K, 1 10-K/A with the SEC between Feb 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (15)
Risk Profile
Risk Assessment: Of IPSI's 15 recent filings, 2 were flagged as high-risk, 4 as medium-risk, and 9 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $0 |
| Net Income | -$46,529,425 |
| EPS | -$0.23 |
| Debt-to-Equity | N/A |
| Cash Position | $7,045 |
| Operating Margin | N/A |
| Total Assets | $478,487 |
| Total Debt | $55,455,185 |
Key Executives
- Gaston Pereira
- Andrey Novikov
- Joseph Abrams
Industry Context
The payment solutions industry is highly competitive and rapidly evolving, driven by technological advancements and changing consumer preferences. Companies in this space often face significant regulatory scrutiny and require substantial investment in technology and security. Innovative Payment Solutions, Inc. appears to be struggling to gain traction in this environment, as evidenced by its lack of revenue and increasing financial distress.
Top Tags
10-Q (4) · company-information (4) · material-agreement (3) · corporate-action (3) · quarterly-report (3) · Innovative Payment Solutions (3) · SEC Filing (3) · Fintech (2) · Payment Solutions (2) · Derivative Liability (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss | $46,529,425 | Nine months ended September 30, 2025, a significant increase from $2,857,262 in 2024. |
| Net Revenue | $0 | For both three and nine months ended September 30, 2025 and 2024, indicating no operational income. |
| Total Current Liabilities | $55,305,185 | As of September 30, 2025, up from $10,819,190 at December 31, 2024. |
| Derivative Liability | $45,016,246 | As of September 30, 2025, a massive increase from $1,138,204 at December 31, 2024. |
| Total Stockholders' Deficit | $(54,976,698) | As of September 30, 2025, worsening from $(10,584,741) at December 31, 2024. |
| Cash at End of Period | $7,045 | As of September 30, 2025, a slight increase from $526 at the beginning of the period. |
| Cash Used in Operating Activities | $(535,481) | Nine months ended September 30, 2025, an increase from $(480,846) in 2024. |
| Shares of Common Stock Outstanding | 490,622,547 | As of November 14, 2025, indicating significant dilution. |
| Net Cash Provided by Financing Activities | $542,000 | Nine months ended September 30, 2025, essential for sustaining operations. |
| Basic and Diluted Loss Per Share | $(0.23) | Nine months ended September 30, 2025, unchanged from 2024 despite a much larger net loss due to increased share count. |
| SEC File Number | 000-55648 | Identifies the company's filing history with the SEC. |
| IRS Employer Identification No. | 33-1230229 | Company's tax identification number. |
| Total Liabilities | $34.1M | Increased from $11.0M at December 31, 2024 to June 30, 2025 |
| Accumulated Deficit | $88.9M | Increased from $62.8M at December 31, 2024 to June 30, 2025 |
| Loss on settlement and repricing of convertible notes | $17.7M | For the six months ended June 30, 2025 |
Frequently Asked Questions
What are the latest SEC filings for Innovative Payment Solutions, Inc. (IPSI)?
Innovative Payment Solutions, Inc. has 15 recent SEC filings from Feb 2024 to Nov 2025, including 6 10-Q, 6 8-K, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of IPSI filings?
Across 15 filings, the sentiment breakdown is: 3 bearish, 12 neutral. The dominant sentiment is neutral.
Where can I find Innovative Payment Solutions, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Innovative Payment Solutions, Inc. (IPSI) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Innovative Payment Solutions, Inc.?
Key financial highlights from Innovative Payment Solutions, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for IPSI?
The investment thesis for IPSI includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Innovative Payment Solutions, Inc.?
Key executives identified across Innovative Payment Solutions, Inc.'s filings include Gaston Pereira, Andrey Novikov, Joseph Abrams.
What are the main risk factors for Innovative Payment Solutions, Inc. stock?
Of IPSI's 15 assessed filings, 2 were flagged high-risk, 4 medium-risk, and 9 low-risk.
What are recent predictions and forward guidance from Innovative Payment Solutions, Inc.?
Forward guidance and predictions for Innovative Payment Solutions, Inc. are extracted from SEC filings as they are enriched.