If Bancorp, INC. (IROQ) — SEC Filings

Q: What are the key financial highlights for If Bancorp, INC.?

Key financial highlights for If Bancorp, INC. are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at If Bancorp, INC.?

Key executives at If Bancorp, INC. are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for If Bancorp, INC. stock?

Risk factors for If Bancorp, INC. (IROQ) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from If Bancorp, INC.?

Forward-looking statements and predictions from If Bancorp, INC. are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for If Bancorp, INC.. Recent 10-Q filing on Nov 12, 2025. AI-decoded analysis of earnings, risk factors, and insider trades.

View If Bancorp, INC. on SEC EDGAR

Overview

If Bancorp, INC. (IROQ) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 12, 2025: IF Bancorp, Inc. (IROQ) reported a significant increase in net income for the three months ended September 30, 2025, reaching $1.392 million, up from $633 thousand in the same period of 2024, representing a 120% increase. This was primarily driven by a substantial improvement in net interest income,

Sentiment Summary

Across 36 filings, the sentiment breakdown is: 35 neutral, 1 mixed. The dominant filing sentiment for If Bancorp, INC. is neutral.

Filing Type Overview

If Bancorp, INC. (IROQ) has filed 6 10-Q, 18 8-K, 1 10-K/A, 2 10-K, 2 SC 13D/A, 6 SC 13G/A, 1 DEF 14A with the SEC between Jan 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (36)

IF Bancorp's Net Income Soars 120% on Strong Net Interest Income — 10-Q · Nov 12, 2025 Risk: medium
IF Bancorp, Inc. (IROQ) reported a significant increase in net income for the three months ended September 30, 2025, reaching $1.392 million, up from $633 thous
IF Bancorp Files 8-K on Financials — 8-K · Oct 31, 2025 Risk: low
IF Bancorp, Inc. filed an 8-K on October 31, 2025, reporting on its results of operations and financial condition, and including financial statements and exhibi
IF Bancorp, Inc. Signs Material Definitive Agreement — 8-K · Oct 30, 2025 Risk: medium
On October 29, 2025, IF Bancorp, Inc. entered into a material definitive agreement. The company, headquartered in Watseka, Illinois, filed an 8-K report with th
IF Bancorp Amends 10-K for Governance Details, Certifications — 10-K/A · Oct 28, 2025 Risk: low
IF Bancorp, Inc. (IROQ) filed a 10-K/A on October 28, 2025, to amend its Annual Report for the fiscal year ended June 30, 2025, primarily to include information
IF Bancorp Announces Director and Officer Changes — 8-K · Sep 26, 2025 Risk: low
On September 24, 2025, IF Bancorp, Inc. filed an 8-K report detailing changes in its board of directors and executive officers. The filing includes information
IF Bancorp Files Material Definitive Agreement 8-K — 8-K · Sep 16, 2025 Risk: medium
On September 16, 2025, IF Bancorp, Inc. filed an 8-K report detailing a material definitive agreement. The filing does not disclose specific details of the agre
IF Bancorp's Equity Rises Amidst Shifting Loan Portfolio — 10-K · Sep 11, 2025 Risk: medium
IF Bancorp, Inc. (IROQ) reported consolidated assets of $887.7 million at June 30, 2025, unchanged from the prior year, while consolidated deposits decreased sl
IF Bancorp Files 8-K on Financials — 8-K · Aug 29, 2025 Risk: low
IF Bancorp, Inc. filed an 8-K on August 29, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and e
IF Bancorp, Inc. Files 8-K Report — 8-K · Aug 13, 2025 Risk: low
On August 13, 2025, IF Bancorp, Inc. filed a Form 8-K to report other events and financial statements. The filing does not contain specific details on transacti
IF Bancorp Appoints New CEO, Elects Directors — 8-K · May 29, 2025 Risk: medium
On May 28, 2025, IF Bancorp, Inc. announced changes in its executive and director roles. The company elected two new directors, Michael J. O'Leary and David M.
IF Bancorp Files 10-Q, Details Q3 Financials — 10-Q · May 13, 2025 Risk: medium
IF Bancorp, Inc. filed its 10-Q for the period ending March 31, 2025. The filing includes financial data for the quarter and year-to-date periods, with referenc
IF Bancorp Files 8-K on Financials — 8-K · Apr 29, 2025 Risk: low
IF Bancorp, Inc. filed an 8-K on April 29, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and ex
IF Bancorp, Inc. Files 10-Q for Q2 2025 — 10-Q · Feb 12, 2025 Risk: low
IF Bancorp, Inc. filed its 10-Q for the period ending December 31, 2024. The filing includes financial data for the six months ended December 31, 2024, and the
IF Bancorp Files 8-K: Other Events & Exhibits — 8-K · Feb 12, 2025 Risk: low
IF Bancorp, Inc. filed an 8-K on February 12, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing does not contain specific detai
IF Bancorp Files 8-K on Financials — 8-K · Jan 30, 2025 Risk: low
IF Bancorp, Inc. filed an 8-K on January 30, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and
IF Bancorp Files 8-K on Officer Changes and Shareholder Votes — 8-K · Nov 26, 2024 Risk: low
IF Bancorp, Inc. filed an 8-K on November 26, 2024, reporting on the departure of directors or certain officers, the election of directors, the appointment of c
Stilwell Amends IF Bancorp Stake Filing — SC 13D/A · Nov 15, 2024 Risk: medium
Joseph Stilwell filed an amendment (Amendment No. 2) to his Schedule 13D on November 15, 2024, regarding his holdings in IF Bancorp, Inc. The filing indicates a
SC 13G/A Filing — SC 13G/A · Nov 14, 2024
SC 13G/A Filing — SC 13G/A · Nov 13, 2024
IF Bancorp, Inc. Files Q3 2024 10-Q — 10-Q · Nov 12, 2024 Risk: low
IF Bancorp, Inc. filed its 10-Q for the period ending September 30, 2024. The filing details financial performance and operational updates for the quarter. Key
IF Bancorp Files 8-K on Financials — 8-K · Nov 4, 2024 Risk: low
IF Bancorp, Inc. filed an 8-K on November 4, 2024, reporting on its results of operations and financial condition. The filing includes financial statements and
IF Bancorp Files Definitive Proxy Statement for Annual Meeting — DEF 14A · Oct 16, 2024 Risk: low
IF Bancorp, Inc. filed its definitive proxy statement on October 16, 2024, for its annual meeting of stockholders. The meeting will be held at the administrativ
IF Bancorp Reports FY24 Results, Stock Price Up — 10-K · Sep 11, 2024 Risk: low
IF Bancorp, Inc. filed its 10-K for the fiscal year ending June 30, 2024. The company's stock price was $16.18 on June 30, 2024, up from $14.44 on June 30, 2023
IF Bancorp Files 8-K on Financials — 8-K · Aug 29, 2024 Risk: low
IF Bancorp, Inc. filed an 8-K on August 29, 2024, reporting on its results of operations and financial condition. The filing includes financial statements and e
IF Bancorp Files 8-K Report — 8-K · Aug 14, 2024 Risk: low
On August 13, 2024, IF Bancorp, Inc. filed an 8-K report to disclose other events and financial statements. The filing does not contain specific financial figur
Stilwell Amends IF Bancorp Stake Filing — SC 13D/A · May 28, 2024 Risk: medium
Joseph Stilwell filed an amendment to his Schedule 13D on May 28, 2024, regarding his holdings in IF Bancorp, Inc. The filing indicates a change in the benefici
IF Bancorp Appoints New Directors, Adjusts Executive Pay — 8-K · May 22, 2024 Risk: medium
On May 21, 2024, IF Bancorp, Inc. announced changes in its board of directors and executive compensation. Specifically, the company elected two new directors, M
IF Bancorp, Inc. Files 10-Q for Q3 2024 — 10-Q · May 13, 2024 Risk: low
IF Bancorp, Inc. (IROQ) filed a Quarterly Report (10-Q) with the SEC on May 13, 2024. IF Bancorp, Inc. filed its 10-Q report for the period ending March 31, 202
IF Bancorp Files 8-K on Operations and Financials — 8-K · Apr 30, 2024 Risk: low
IF Bancorp, Inc. filed an 8-K on April 30, 2024, reporting on its results of operations and financial condition, and providing financial statements and exhibits
IF Bancorp Files 8-K for Undisclosed Events on Feb 14, 2024 — 8-K · Feb 14, 2024 Risk: low
IF Bancorp, Inc. filed an 8-K Current Report on February 14, 2024, reporting an event that occurred on the same date. The filing indicates that 'Other Events' a
SC 13G/A Filing — SC 13G/A · Feb 13, 2024
SC 13G/A Filing — SC 13G/A · Feb 13, 2024
IF Bancorp, Inc. Files 10-Q for Period Ending December 31, 2023 — 10-Q · Feb 12, 2024 Risk: low
IF Bancorp, Inc. (IROQ) filed a Quarterly Report (10-Q) with the SEC on February 12, 2024. IF Bancorp, Inc. filed a 10-Q report for the period ending December 3
IF Bancorp Files 8-K on Operations & Financial Condition — 8-K · Jan 30, 2024
IF Bancorp, Inc. filed an 8-K on January 30, 2024, to report on its results of operations and financial condition. This filing, under Item 2.02 and Item 9.01, i
Gary S. Schwab Trims IF Bancorp Stake to 5.0% — SC 13G/A · Jan 26, 2024
Gary S. Schwab, an individual investor, has updated his ownership in IF Bancorp, Inc. (NASDAQ: IFBC) through an SC 13G/A filing on January 26, 2024. As of Decem
Iroquois Federal ESOP Trust Holds 9.9% of IF Bancorp (IFBC) — SC 13G/A · Jan 25, 2024
The Iroquois Federal Savings and Loan Association Employee Stock Ownership Plan Trust has updated its ownership stake in IF Bancorp, Inc. (IFBC) as of December

Risk Profile

Risk Assessment: Of IROQ's 29 recent filings, 0 were flagged as high-risk, 9 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from If Bancorp, INC.'s most recent 10-Q filing (Nov 12, 2025):

Revenue: $11,092,000
Net Income: $1,392,000
Cash Position: $8,027,000
Total Assets: $862,332,000

Key Executives

Walter H. Hasselbring, III
Pamela J. Verkler
Richard S. Stenzinger
Thomas J. Chamberlain
Linda L. Hamilton
Michael J. O'Leary
David M. Smith
Thomas J. O'Leary
Joseph Stilwell
Michael J. O'Neill
David W. Smith
Thomas J. M. O'Neill

Industry Context

The banking industry is currently navigating a complex environment characterized by evolving interest rate landscapes and shifting deposit dynamics. Competition remains intense, with institutions vying for stable funding sources and seeking to optimize loan portfolios. Regulatory scrutiny continues to be a significant factor, requiring banks to maintain robust risk management frameworks and capital adequacy.

Top Tags

8-k (8) · financial-reporting (7) · 10-Q (5) · financials (4) · amendment (4) · 8-K (3) · Regional Banking (2) · results-of-operations (2) · SEC Filing (2) · Financial Services (2)

Key Numbers

Net Income: $1.392M — Increased 120% from $633K in Q3 2024 to $1.392M in Q3 2025
Net Interest Income: $6.183M — Increased from $4.821M in Q3 2024 to $6.183M in Q3 2025
Provision (Credit) for Credit Losses: ($42K) — Shifted from a $382K provision in Q3 2024 to a $42K credit in Q3 2025
Total Assets: $862.332M — Decreased from $887.659M at June 30, 2025, to $862.332M at September 30, 2025
Total Deposits: $680.264M — Decreased from $721.258M at June 30, 2025, to $680.264M at September 30, 2025
Demand Deposits: $35.180M — Significantly decreased from $104.428M at June 30, 2025, to $35.180M at September 30, 2025
Total Stockholders' Equity: $84.522M — Increased from $81.837M at June 30, 2025, to $84.522M at September 30, 2025
Dividends per common share: $0.20 — Maintained at $0.20 for both Q3 2025 and Q3 2024
SEC File Number: 001-35226 — Identifies the company's filing history with the SEC.
I.R.S. Employer Identification No.: 45-1834449 — Company's tax identification number.
Aggregate market value of common equity held by nonaffiliates: $56,138,000 — As of December 31, 2024
Shares outstanding of common stock: 3,351,526 — As of September 4, 2025
Number of Board of Directors meetings: 15 — Held during fiscal 2025
Number of Audit Committee meetings: 13 — Held during fiscal 2025
Number of Compensation Committee meetings: 9 — Held during fiscal 2025

Forward-Looking Statements

{"claim":"IF Bancorp's stock price will continue its upward trend in the short term.","entity":"IF Bancorp, Inc.","targetDate":"2024-06-30","confidence":"medium"}

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Frequently Asked Questions

What are the latest SEC filings for If Bancorp, INC. (IROQ)?

If Bancorp, INC. has 36 recent SEC filings from Jan 2024 to Nov 2025, including 18 8-K, 6 10-Q, 6 SC 13G/A. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of IROQ filings?

Across 36 filings, the sentiment breakdown is: 35 neutral, 1 mixed. The dominant sentiment is neutral.

Where can I find If Bancorp, INC. SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all If Bancorp, INC. (IROQ) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for If Bancorp, INC.?

Key financial highlights from If Bancorp, INC.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for IROQ?

The investment thesis for IROQ includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at If Bancorp, INC.?

Key executives identified across If Bancorp, INC.'s filings include Walter H. Hasselbring, III, Pamela J. Verkler, Richard S. Stenzinger, Thomas J. Chamberlain, Linda L. Hamilton and 7 others.

What are the main risk factors for If Bancorp, INC. stock?

Of IROQ's 29 assessed filings, 0 were flagged high-risk, 9 medium-risk, and 20 low-risk.

What are recent predictions and forward guidance from If Bancorp, INC.?

Recent forward-looking statements from If Bancorp, INC. include guidance on {"claim":"IF Bancorp's stock price will continue its upward trend in the short term.","entity":"IF Bancorp, Inc.","targe.