Jefferson Capital, Inc. / De (JCAP) — SEC Filings
Jefferson Capital, Inc. / De (JCAP) — 9 SEC filings. Latest: 8-K (Dec 5, 2025). Includes 3 8-K, 3 S-1/A, 2 10-Q.
View Jefferson Capital, Inc. / De on SEC EDGAR
Overview
Jefferson Capital, Inc. / De (JCAP) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 5, 2025: Jefferson Capital, Inc. filed an 8-K on December 5, 2025, reporting the completion of an acquisition or disposition of assets as of December 4, 2025. The filing also includes financial statements and exhibits related to this event. The company is incorporated in Delaware and headquartered in Minneap
Sentiment Summary
Across 9 filings, the sentiment breakdown is: 1 bullish, 8 neutral. The dominant filing sentiment for Jefferson Capital, Inc. / De is neutral.
Filing Type Overview
Jefferson Capital, Inc. / De (JCAP) has filed 3 8-K, 2 10-Q, 3 S-1/A, 1 S-1 with the SEC between May 2025 to Dec 2025.
Recent SEC Filings (9)
| Date | Form | Description | Risk |
|---|---|---|---|
| Dec 5, 2025 | 8-K | Jefferson Capital Completes Asset Acquisition/Disposition | medium |
| Nov 14, 2025 | 10-Q | Jefferson Capital's Net Income Jumps 47% on Strong Portfolio Growth | medium |
| Nov 13, 2025 | 8-K | Jefferson Capital Files 8-K on Financials | low |
| Oct 29, 2025 | 8-K | Jefferson Capital Enters Material Definitive Agreement | medium |
| Aug 14, 2025 | 10-Q | Jefferson Capital Files Q2 2025 10-Q | low |
| Jun 24, 2025 | S-1/A | Jefferson Capital Files S-1/A, Nears Public Offering | medium |
| Jun 13, 2025 | S-1/A | Jefferson Capital Amends S-1 for Imminent Public Offering | medium |
| May 23, 2025 | S-1/A | Jefferson Capital Amends S-1, Preps for Public Offering | medium |
| May 21, 2025 | S-1 | Jefferson Capital Files S-1 for Public Offering | medium |
Risk Profile
Risk Assessment: Of JCAP's 9 recent filings, 0 were flagged as high-risk, 7 as medium-risk, and 2 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $458.49M |
| Net Income | $150.23M |
| EPS | $6.60 |
| Total Assets | $1.80B |
Key Executives
- Minneapolis, Minnesota
- David Burton
- Matthew Pfohl
- Marc D. Jaffe
- Erika Weinberg
- Alexander D. Lynch
- Michael Stein
Industry Context
Jefferson Capital, Inc. operates in the financial services sector, likely focusing on areas such as debt purchasing, servicing, or lending. The industry is characterized by significant competition, sensitivity to interest rate fluctuations, and a stringent regulatory environment. Growth in portfolio income suggests a favorable market for acquiring or originating receivables, potentially driven by economic conditions or increased demand for credit.
Top Tags
Financial Services (4) · IPO (3) · SEC Filing (3) · Minneapolis (3) · S-1/A (2) · Short-Term Credit (2) · acquisition (1) · disposition (1) · assets (1) · Debt Recovery (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Total Revenues | $458.49M | Increased by 45.8% for the nine months ended September 30, 2025, from $314.36 million in 2024. |
| Net Income | $150.23M | Increased by 47.4% for the nine months ended September 30, 2025, from $101.94 million in 2024. |
| Total Assets | $1.80B | As of September 30, 2025, up from $1.65 billion at December 31, 2024. |
| Investments in receivables, net | $1.64B | As of September 30, 2025, up from $1.50 billion at December 31, 2024, indicating growth in core business. |
| Interest expense | $77.18M | Increased for the nine months ended September 30, 2025, from $55.19 million in 2024. |
| Basic Earnings per share | $6.60 | For the nine months ended September 30, 2025. |
| Common stock outstanding | 58,290,473 | As of November 14, 2025. |
| Total portfolio income | $416.75M | For the nine months ended September 30, 2025, up from $285.36 million in 2024. |
| Servicing expenses | $133.95M | For the nine months ended September 30, 2025, up from $95.87 million in 2024. |
| Total stockholder's equity | $437.37M | As of September 30, 2025, up from $382.53 million at December 31, 2024. |
| Reporting Period End Date | 20250630 | Indicates the end of the fiscal quarter being reported. |
| Filing Date | 20250814 | The date the 10-Q was officially submitted to the SEC. |
| Registration No. | 333-287488 | SEC registration number for the S-1 filing |
| SIC Code | 6153 | Primary Standard Industrial Classification for Short-Term Business Credit Institutions |
| IRS Employer Identification Number | 33-1923926 | Jefferson Capital, Inc.'s EIN |
Frequently Asked Questions
What are the latest SEC filings for Jefferson Capital, Inc. / De (JCAP)?
Jefferson Capital, Inc. / De has 9 recent SEC filings from May 2025 to Dec 2025, including 3 8-K, 3 S-1/A, 2 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of JCAP filings?
Across 9 filings, the sentiment breakdown is: 1 bullish, 8 neutral. The dominant sentiment is neutral.
Where can I find Jefferson Capital, Inc. / De SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Jefferson Capital, Inc. / De (JCAP) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Jefferson Capital, Inc. / De?
Key financial highlights from Jefferson Capital, Inc. / De's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for JCAP?
The investment thesis for JCAP includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Jefferson Capital, Inc. / De?
Key executives identified across Jefferson Capital, Inc. / De's filings include Minneapolis, Minnesota, David Burton, Matthew Pfohl, Marc D. Jaffe, Erika Weinberg and 2 others.
What are the main risk factors for Jefferson Capital, Inc. / De stock?
Of JCAP's 9 assessed filings, 0 were flagged high-risk, 7 medium-risk, and 2 low-risk.
What are recent predictions and forward guidance from Jefferson Capital, Inc. / De?
Forward guidance and predictions for Jefferson Capital, Inc. / De are extracted from SEC filings as they are enriched.