Juniata Valley Financial Corp (JUVF) — SEC Filings
Juniata Valley Financial Corp (JUVF) — 23 SEC filings. Latest: 8-K (Apr 22, 2026). Includes 13 8-K, 5 10-Q, 2 DEF 14A.
View Juniata Valley Financial Corp on SEC EDGAR
Overview
Juniata Valley Financial Corp (JUVF) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 22, 2026: Juniata Valley Financial Corp. filed an 8-K on April 22, 2026, reporting on its Results of Operations and Financial Condition. The filing includes financial statements and exhibits, with the primary document being the 8-K itself in iXBRL format.
Sentiment Summary
Across 23 filings, the sentiment breakdown is: 2 bullish, 20 neutral, 1 mixed. The dominant filing sentiment for Juniata Valley Financial Corp is neutral.
Filing Type Overview
Juniata Valley Financial Corp (JUVF) has filed 13 8-K, 5 10-Q, 2 DEF 14A, 2 10-K, 1 10-K/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (23)
Risk Profile
Risk Assessment: Of JUVF's 22 recent filings, 0 were flagged as high-risk, 4 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $28.571M |
| Net Income | $5.975M |
| EPS | $1.19 |
| Debt-to-Equity | 0.78 |
| Cash Position | $10.478M |
| Operating Margin | N/A |
| Total Assets | $880.467M |
| Total Debt | $43.457M |
Industry Context
Juniata Valley Financial Corp. operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is facing ongoing challenges from digital disruption, increasing regulatory scrutiny, and competition from larger financial institutions and fintech companies. However, community banks often benefit from strong customer loyalty and a deep understanding of their local economies.
Top Tags
8-k (5) · financial-condition (5) · financial-reporting (5) · financials (5) · results-of-operations (4) · 10-Q (3) · Regional Banking (2) · Financial Performance (2) · Loan Growth (2) · 8-K (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $5.975M | Increased 26.1% for the nine months ended September 30, 2025, from $4.738M in 2024. |
| Diluted EPS | $1.19 | Increased from $0.95 in 2024 for the nine months ended September 30, 2025. |
| Total Assets | $880.467M | Increased from $848.874M at December 31, 2024, reflecting growth. |
| Total Loans | $577.722M | Increased from $533.869M at December 31, 2024, showing significant loan portfolio expansion. |
| Total Deposits | $775.578M | Increased from $747.957M at December 31, 2024, indicating strong customer base. |
| Total Stockholders' Equity | $55.001M | Increased from $47.457M at December 31, 2024, enhancing financial stability. |
| Provision for Credit Losses | $669K | Increased from $471K in 2024, reflecting loan growth and prudent risk management. |
| Net Interest Income Growth | 8.4% | Increased to $18.555M for the nine months ended September 30, 2025, from $17.114M in 2024. |
| Non-interest Bearing Deposit Growth | 5.4% | Increased to $207.419M from $196.801M at December 31, 2024. |
| Cash and Cash Equivalents | $10.478M | Slight decrease from $10.998M at December 31, 2024, but still robust. |
| Net Income (Q2 2025) | $1.911M | Increased 9.45% from $1.746M in Q2 2024 |
| Net Income (YTD Q2 2025) | $3.919M | Increased 26.38% from $3.101M in YTD Q2 2024 |
| Allowance for Credit Losses | $6.622M | Increased from $6.183M at Dec 31, 2024 |
| Basic EPS (Q2 2025) | $0.38 | Increased from $0.35 in Q2 2024 |
| Basic EPS (YTD Q2 2025) | $0.78 | Increased from $0.62 in YTD Q2 2024 |
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Frequently Asked Questions
What are the latest SEC filings for Juniata Valley Financial Corp (JUVF)?
Juniata Valley Financial Corp has 23 recent SEC filings from Jan 2024 to Apr 2026, including 13 8-K, 5 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of JUVF filings?
Across 23 filings, the sentiment breakdown is: 2 bullish, 20 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Juniata Valley Financial Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Juniata Valley Financial Corp (JUVF) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Juniata Valley Financial Corp?
Key financial highlights from Juniata Valley Financial Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for JUVF?
The investment thesis for JUVF includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Juniata Valley Financial Corp?
Executive information for Juniata Valley Financial Corp is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Juniata Valley Financial Corp stock?
Of JUVF's 22 assessed filings, 0 were flagged high-risk, 4 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Juniata Valley Financial Corp?
Forward guidance and predictions for Juniata Valley Financial Corp are extracted from SEC filings as they are enriched.