Kindcard, INC. (KCRD) — SEC Filings

Q: What are the key financial highlights for Kindcard, INC.?

Key financial highlights for Kindcard, INC. are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Kindcard, INC.?

Key executives at Kindcard, INC. are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Kindcard, INC. stock?

Risk factors for Kindcard, INC. (KCRD) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Kindcard, INC.?

Forward-looking statements and predictions from Kindcard, INC. are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Kindcard, INC.. Recent 10-Q filing on Dec 22, 2025. AI-decoded analysis of earnings, risk factors, and insider trades.

View Kindcard, INC. on SEC EDGAR

Overview

Kindcard, INC. (KCRD) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Dec 22, 2025: Kindcard, Inc. (KCRD) reported a significant decline in revenue and a widening net loss for the nine months ended October 31, 2025. Total revenue decreased by 10.39% to $274,232 from $306,159 in the prior year period. The net loss for the nine months ended October 31, 2025, dramatically widened to $

Sentiment Summary

Across 8 filings, the sentiment breakdown is: 3 bearish, 5 neutral. The dominant filing sentiment for Kindcard, INC. is neutral.

Filing Type Overview

Kindcard, INC. (KCRD) has filed 6 10-Q, 2 10-K with the SEC between May 2024 to Dec 2025.

Filings by Year

2025 · 2024

Recent Filings (8)

Kindcard's Losses Mount Amid Revenue Dip, Going Concern Warning — 10-Q · Dec 22, 2025 Risk: high
Kindcard, Inc. (KCRD) reported a significant decline in revenue and a widening net loss for the nine months ended October 31, 2025. Total revenue decreased by 1
Kindcard's Losses Widen Amid Soaring Expenses, Going Concern Doubts — 10-Q · Sep 22, 2025 Risk: high
Kindcard, Inc. (KCRD) reported a significant increase in net loss for the six months ended July 31, 2025, reaching $233,544, up from $173,587 in the prior year,
Kindcard Reports No Revenue, Focuses on Debt Management — 10-Q · Jun 16, 2025 Risk: high
Kindcard, Inc. (KCRD) reported no revenue for the three months ended April 30, 2025, consistent with the prior year period, indicating a continued pre-revenue o
Kindcard, Inc. Files 2025 10-K Report — 10-K · May 19, 2025 Risk: medium
Kindcard, Inc. filed its 2025 10-K report for the fiscal year ending January 31, 2025. The company, formerly MWF Global Inc. until a name change on January 26,
Kindcard, Inc. Files Q3 2024 10-Q — 10-Q · Dec 17, 2024 Risk: low
Kindcard, Inc. filed its 10-Q for the period ending October 31, 2024. The company, formerly known as MWF Global Inc., is incorporated in Nevada and operates in
Kindcard, Inc. Files 10-Q for Period Ending July 31, 2024 — 10-Q · Sep 16, 2024 Risk: medium
Kindcard, Inc. filed a 10-Q for the period ending July 31, 2024. The company, formerly known as MWF Global Inc., is incorporated in Nevada and operates in the r
Kindcard Reports Q1 FY25 Results — 10-Q · Jun 14, 2024 Risk: medium
Kindcard, Inc. filed a 10-Q for the period ending April 30, 2024. The company reported $98.17 million in revenue for the first quarter of fiscal year 2025, with
Kindcard, Inc. Files 2024 10-K Report — 10-K · May 15, 2024 Risk: low
Kindcard, Inc. (KCRD) filed a Annual Report (10-K) with the SEC on May 15, 2024. Kindcard, Inc. reported revenue of $98,170,000 for the fiscal year ending Janua

Risk Profile

Risk Assessment: Of KCRD's 8 recent filings, 3 were flagged as high-risk, 3 as medium-risk, and 2 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Financial Highlights

Key financial metrics from Kindcard, INC.'s most recent 10-Q filing (Dec 22, 2025):

Revenue: $274,232
Net Income: -$278,425
EPS: N/A
Debt-to-Equity: N/A
Cash Position: $9,698
Operating Margin: N/A
Total Assets: $47,046
Total Debt: $1,242,944

Key Executives

Nicholas Cardoso
Brian Schultz

Industry Context

The fintech sector, particularly companies involved in payment processing and card programs, is highly competitive and subject to rapid technological change and evolving regulatory landscapes. Success often hinges on scale, network effects, and efficient cost management. Kindcard appears to be struggling to maintain its market position and revenue streams in this dynamic environment.

Top Tags

Small Cap (3) · financials (3) · 10-Q (3) · FinTech (2) · PayTech (2) · Going Concern (2) · Net Loss (2) · Working Capital Deficit (2) · 10-K (2) · retail (2)

Key Numbers

Total Revenue: $274,232 — Decreased by 10.39% for the nine months ended October 31, 2025, compared to $306,159 in 2024.
Net Loss: $278,425 — Widened by 53.68% for the nine months ended October 31, 2025, from $181,175 in 2024.
Accumulated Deficit: $1,700,559 — As of October 31, 2025, indicating significant historical losses.
Working Capital Deficit: $1,050,289 — As of October 31, 2025, highlighting liquidity issues.
General and Administrative Expenses: $456,529 — Increased by 26.14% for the nine months ended October 31, 2025, from $361,912 in 2024.
Cash Pickup Commission Revenue: $1,155 — Plummeted by 95.48% for the nine months ended October 31, 2025, from $25,574 in 2024.
Common Stock Shares Outstanding: 103,330,799 — As of October 31, 2025, an increase from 98,170,000 shares at January 31, 2025.
Cash: $9,698 — As of October 31, 2025, a slight increase from $9,089 at January 31, 2025, but still very low.
Common Shares Outstanding: 103,330,799 — as of July 31, 2025, up from 98,170,000 at January 31, 2025
Tendercard Program Revenue: $175,771 — for the six months ended July 31, 2025, a 27% increase from $138,448 in 2024
Shares Issued for Services: $129,020 — value of 5,160,799 shares issued for services during the six months ended July 31, 2025
Cash at End of Period: $9,285 — as of July 31, 2025, a slight increase from $9,089 at January 31, 2025
Revenue: $0 — for the three months ended April 30, 2025, indicating no sales
SBA Loan: $149,900 — outstanding balance as of April 30, 2025, representing a significant liability
Unsecured Debt: $100,000 — due to RMR Management Group LLC as of April 30, 2025, adding to financial obligations

Frequently Asked Questions

What are the latest SEC filings for Kindcard, INC. (KCRD)?

Kindcard, INC. has 8 recent SEC filings from May 2024 to Dec 2025, including 6 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of KCRD filings?

Across 8 filings, the sentiment breakdown is: 3 bearish, 5 neutral. The dominant sentiment is neutral.

Where can I find Kindcard, INC. SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Kindcard, INC. (KCRD) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Kindcard, INC.?

Key financial highlights from Kindcard, INC.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for KCRD?

The investment thesis for KCRD includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Kindcard, INC.?

Key executives identified across Kindcard, INC.'s filings include Nicholas Cardoso, Brian Schultz.

What are the main risk factors for Kindcard, INC. stock?

Of KCRD's 8 assessed filings, 3 were flagged high-risk, 3 medium-risk, and 2 low-risk.

What are recent predictions and forward guidance from Kindcard, INC.?

Forward guidance and predictions for Kindcard, INC. are extracted from SEC filings as they are enriched.