Lcnb Corp (LCNB) — SEC Filings
Lcnb Corp (LCNB) — 38 SEC filings. Latest: 13F-HR (Nov 10, 2025). Includes 18 8-K, 7 13F-HR, 6 10-Q.
Overview
Lcnb Corp (LCNB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 5, 2025: LCNB Corp. reported a significant increase in net income for the three and nine months ended September 30, 2025. Net income for the three months rose to $6.936 million, up 53% from $4.532 million in the prior year, while nine-month net income surged to $17.464 million, a 137% increase from $7.372 mi
Sentiment Summary
Across 38 filings, the sentiment breakdown is: 2 bullish, 36 neutral. The dominant filing sentiment for Lcnb Corp is neutral.
Filing Type Overview
Lcnb Corp (LCNB) has filed 7 13F-HR, 6 10-Q, 18 8-K, 2 DEF 14A, 2 10-K, 2 SC 13G, 1 10-K/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (38)
Risk Profile
Risk Assessment: Of LCNB's 29 recent filings, 0 were flagged as high-risk, 2 as medium-risk, and 27 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $18.126M |
| Net Income | $6.936M |
| EPS | $0.49 |
| Debt-to-Equity | 0.39 |
| Cash Position | $35.865M |
| Operating Margin | N/A |
| Total Assets | $2.244B |
| Total Debt | $104.717M |
Key Executives
- David L. Johnson
- Robert L. Lauer
- Stephen R. Strunk
- Bradley A. Ruppert
Industry Context
The banking industry is currently navigating a complex environment characterized by evolving interest rate policies, increasing competition, and a heightened focus on digital transformation. Banks are adapting by optimizing their balance sheets, managing credit risk prudently, and seeking strategic acquisitions to enhance scale and market presence.
Top Tags
corporate-governance (5) · financials (5) · earnings (5) · regulatory-filing (4) · 8-k (4) · financial-reporting (4) · disclosure (4) · financial-results (3) · Regional Banking (2) · financial-condition (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $6.936M | Increased 53% from $4.532M in Q3 2024 |
| Net Income (YTD Q3 2025) | $17.464M | Increased 137% from $7.372M in YTD Q3 2024 |
| Net Interest Income (Q3 2025) | $18.126M | Increased 21% from $14.970M in Q3 2024 |
| Provision for Credit Losses (Q3 2025) | $211K | Decreased 68% from $660K in Q3 2024 |
| Interest on Deposits (Q3 2025) | $6.857M | Decreased 28% from $9.578M in Q3 2024 |
| Total Assets (Sept 30, 2025) | $2.244B | Decreased 2.7% from $2.307B at Dec 31, 2024 |
| Loans, Net (Sept 30, 2025) | $1.666B | Decreased $42.953M from $1.709B at Dec 31, 2024 |
| Total Deposits (Sept 30, 2025) | $1.849B | Decreased 1.5% from $1.878B at Dec 31, 2024 |
| Total Shareholders' Equity (Sept 30, 2025) | $269.870M | Increased 6.6% from $253.036M at Dec 31, 2024 |
| Basic EPS (Q3 2025) | $0.49 | Increased from $0.31 in Q3 2024 |
| SEC File Number | 001-35292 | Identifies the company's filing history with the SEC. |
| IRS Employer Identification Number | 31-1626393 | Unique identifier for tax purposes. |
| Net Income (6 months) | $3.22M | Stable year-over-year, indicating consistent profitability. |
| Q2 Revenue | $12.11M | Slight increase from $12.00M in Q2 2024, showing modest growth. |
| Diluted EPS (6 months) | $0.44 | Unchanged from prior year, reflecting stable per-share earnings. |
Forward-Looking Statements
- {"claim":"LCNB Corp. will likely maintain its significant exposure to large-cap technology stocks in its next 13F filing.","entity":"LCNB CORP","targetDate":"Q1 2024 13F filing (May 2024)","confidence":"medium"}
- {"claim":"The bank's investment strategy will continue to favor established, dividend-paying companies alongside growth-oriented tech firms.","entity":"LCNB CORP","targetDate":"Ongoing","confidence":"medium"}
Frequently Asked Questions
What are the latest SEC filings for Lcnb Corp (LCNB)?
Lcnb Corp has 38 recent SEC filings from Jan 2024 to Nov 2025, including 18 8-K, 7 13F-HR, 6 10-Q. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of LCNB filings?
Across 38 filings, the sentiment breakdown is: 2 bullish, 36 neutral. The dominant sentiment is neutral.
Where can I find Lcnb Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Lcnb Corp (LCNB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Lcnb Corp?
Key financial highlights from Lcnb Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for LCNB?
The investment thesis for LCNB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Lcnb Corp?
Key executives identified across Lcnb Corp's filings include David L. Johnson, Robert L. Lauer, Stephen R. Strunk, Bradley A. Ruppert.
What are the main risk factors for Lcnb Corp stock?
Of LCNB's 29 assessed filings, 0 were flagged high-risk, 2 medium-risk, and 27 low-risk.
What are recent predictions and forward guidance from Lcnb Corp?
Recent forward-looking statements from Lcnb Corp include guidance on {"claim":"LCNB Corp. will likely maintain its significant exposure to large-cap technology stocks in its next 13F filing and 1 other predictions.