Lennar Corp Files 2024 10-K

Ticker: LEN-B · Form: 10-K · Filed: Jan 23, 2025 · CIK: 920760

Sentiment: neutral

Topics: 10-K, real-estate, construction, financials

TL;DR

Lennar's 2024 10-K is in. Full financials for homebuilding, financial services, and multifamily segments are out.

AI Summary

Lennar Corporation filed its 2024 10-K report, detailing its fiscal year ending November 30, 2024. The company, a major homebuilder, operates across various segments including homebuilding, financial services, and multifamily construction. The filing provides financial data and operational insights for the period, with the company headquartered in Miami, Florida.

Why It Matters

This filing provides investors and analysts with a comprehensive overview of Lennar's financial health and operational performance for the fiscal year 2024, crucial for understanding the company's position in the residential construction market.

Risk Assessment

Risk Level: medium — The filing is a standard annual report and does not inherently indicate new or elevated risks.

Key Numbers

Key Players & Entities

FAQ

What were Lennar's total revenues for the fiscal year ending November 30, 2024?

The filing does not explicitly state total revenues in the provided snippet, but it covers the fiscal year ending 2024-11-30.

What is Lennar Corporation's primary business activity?

Lennar Corporation is primarily involved in general building contracting for residential buildings, as indicated by its SIC code [1520].

Where is Lennar Corporation headquartered?

Lennar Corporation is headquartered in Miami, Florida, with its business address at 5505 Waterford District Drive.

When did Lennar Corporation change its name from Pacific Greystone Corp?

Lennar Corporation changed its name from Pacific Greystone Corp on March 23, 1994.

What are the main segments of Lennar's business as indicated by the filing?

The filing indicates segments such as Lennar Homebuilding (East, Central, West, Houston, and Other), Lennar Financial Services, and Lennar Multifamily.

Filing Stats: 4,483 words · 18 min read · ~15 pages · Grade level 15.4 · Accepted 2025-01-23 17:25:12

Key Financial Figures

Filing Documents

Risk Factors

Item 1A. Risk Factors 11

Unresolved Staff Comments

Item 1B. Unresolved Staff Comments 22

Cybersecurity

Item 1C. Cybersecurity 23

Properties

Item 2. Properties 24

Legal Proceedings

Item 3. Legal Proceedings 24

Mine Safety Disclosures

Item 4. Mine Safety Disclosures 24 Part II

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 24

Reserved

Item 6. Reserved 26

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 26

Quantitative and Qualitative Disclosures About Market Risk

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 46

Financial Statements and Supplementary Data

Item 8. Financial Statements and Supplementary Data 48

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 87

Controls and Procedures

Item 9A. Controls and Procedures 87

Other Information

Item 9B. Other Information 89

Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 89 Part III

Directors, Executive Officers and Corporate Governance

Item 10. Directors, Executive Officers and Corporate Governance 89

Executive Compensation

Item 11. Executive Compensation 89

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 89

Certain Relationships and Related Transactions, and Director Independence

Item 13. Certain Relationships and Related Transactions, and Director Independence 89

Principal Accountant Fees and Services

Item 14. Principal Accountant Fees and Services 89 Part IV

Exhibit and Financial Statement Schedules

Item 15. Exhibit and Financial Statement Schedules 90

Form 10-K Summary

Item 16. Form 10-K Summary 92 Signatures 93 Financial Statement Schedule 95 Table of Contents

Business

Item 1. Business. Overview of Lennar Corporation We are one of the largest homebuilders in the United States by deliveries, revenues and net earnings, an originator of residential and commercial mortgage loans, a provider of title insurance and closing services and a developer of multifamily rental properties. In addition, we are a sponsor and manager of funds and joint ventures engaged in development and ownership of multifamily rental properties and a sponsor and manager of a fund engaged in ownership of single-family rental properties. We also have investments in companies that are engaged in applying technology to improve the homebuilding industry and real estate related aspects of the financial services industry. Our homebuilding operations are the most substantial part of our business, generating $34 billion in revenues, or approximately 96% of consolidated revenues, in fiscal 2024. As of November 30, 2024, our reportable Homebuilding segments and all Other Homebuilding operations not required to be reported separately have divisions located in: East: Alabama, Florida, New Jersey and Pennsylvania Central: Georgia, Illinois, Indiana, Maryland, Minnesota, North Carolina, South Carolina, Tennessee and Virginia Texas: Texas West: Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah and Washington Other: Urban divisions and other homebuilding related investments primarily in California, including FivePoint Holdings, LLC ("FivePoint") Our other reportable segments are Financial Services, Multifamily and Lennar Other. Financial information about our Homebuilding, Financial Services, Multifamily and Lennar Other operations is contained in Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations of this Report. About Our Company Our company was founded as a local Miami homebuilder in 1954. We completed our initial public offering in 1971 and listed our common stock on the New York Stock Exchange in 1972. During the

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