Lument Finance Trust, Inc. 8-K Filing

FAQ

Key Financial Figures

• $0.01 — e on which registered Common Stock, $0.01 par value per share LFT New York St
• $135.6 million — n aggregate unpaid principal balance of $135.6 million for an aggregate purchase price of $135

Filing Documents

• tm2532230d1_8k.htm (8-K) — 30KB
• tm2532230d1_ex10-1.htm (EX-10.1) — 28KB
• tm2532230d1_ex99-1.htm (EX-99.1) — 11KB
• tm2532230d1_ex99-1img001.jpg (GRAPHIC) — 4KB
• 0001104659-25-116923.txt ( ) — 293KB
• lft-20251121.xsd (EX-101.SCH) — 3KB
• lft-20251121_def.xml (EX-101.DEF) — 26KB
• lft-20251121_lab.xml (EX-101.LAB) — 36KB
• lft-20251121_pre.xml (EX-101.PRE) — 25KB
• tm2532230d1_8k_htm.xml (XML) — 5KB

01

Item 1.01 Entry into a Material Definitive Agreement. On November 24, 2025, Lument Commercial Mortgage Trust ("Purchaser"), an indirect wholly owned subsidiary of Lument Finance Trust, Inc. (the "Company"), entered into a Forward Purchase Agreement with Lument Structured Finance, LLC ("LSF" or the "Seller"), an affiliate of Lument Investment Management, LLC, the Company's external manager, to purchase seven mortgage assets ("Mortgage Assets"), with an aggregate unpaid principal balance of $135.6 million for an aggregate purchase price of $135.6 million plus all accrued and unpaid interest on such Mortgage Assets as of the settlement date ("Settlement Date"). Settlement Date means December 10, 2025, or such other date as may be agreed by the Seller and Purchaser. The Mortgage Assets were originated by LSF and represent either whole first lien, floating rate mortgage loans or funded participation interests in first lien, floating rate mortgage loans, secured by six multifamily properties and one healthcare property located across the United States. The foregoing summary does not purport to be a complete description and is qualified in its entirety by the Forward Purchase Agreement, which is filed as an exhibit to this Current Report on Form 8-K.

01

Item 7.01 Regulation FD Disclosure. On November 21, 2025, the Company issued a press release announcing the pricing of a commercial real estate collateralized loan obligation LMNT 2025-FL3, through certain of the Company's wholly owned subsidiaries. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information disclosed under this Item 7.01, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

01

Item 9.01 Exhibits. (d) Exhibits. 10.1 Forward Purchase Agreement, dated as of November 24, 2025, by and between Lument Structured Finance, LLC and Lument Commercial Mortgage Trust. 99.1 Press release of Lument Finance Trust, Inc., dated November 21, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. LUMENT Finance Trust, Inc. Date: November 28, 2025 By: /s/ James A. Briggs James A. Briggs Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR