Ethos Technologies INC. (LIFE) — SEC Filings

Overview

Ethos Technologies INC. (LIFE) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a S-1/A filed on Dec 5, 2025: Ethos Technologies Inc. (LIFE) filed an S-1/A on December 5, 2025, for its initial public offering of Class A common stock, aiming to democratize life insurance access. The company reported LTM revenue of $320 million, a 57% year-over-year growth, and achieved GAAP net income of $61 million, represe

Sentiment Summary

Across 2 filings, the sentiment breakdown is: 1 bullish, 1 mixed. The dominant filing sentiment for Ethos Technologies INC. is bullish.

Filing Type Overview

Ethos Technologies INC. (LIFE) has filed 1 S-1/A, 1 S-1 with the SEC between Sep 2025 to Dec 2025.

Recent Filings (2)

• Ethos Technologies Files S-1/A for IPO, Reports $320M LTM Revenue — S-1/A · Dec 5, 2025 Risk: medium
  Ethos Technologies Inc. (LIFE) filed an S-1/A on December 5, 2025, for its initial public offering of Class A common stock, aiming to democratize life insurance
• Ethos Technologies IPO: Digital Life Insurer Posts $320M Revenue, 57% Growth — S-1 · Sep 26, 2025 Risk: medium
  Ethos Technologies Inc. (LIFE) is launching an IPO to democratize life insurance access through its three-sided technology platform. For the twelve months ended

Risk Profile

Risk Assessment: Of LIFE's 2 recent filings, 0 were flagged as high-risk, 2 as medium-risk, and 0 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Key Executives

• Peter Colis
• Lingke Wang

Industry Context

Ethos operates in the life insurance industry, a sector traditionally dominated by large, established players. However, there's a growing trend towards digital transformation and direct-to-consumer models, driven by technological advancements and changing consumer preferences for convenience and transparency. Ethos aims to disrupt this market by leveraging technology to democratize access to life insurance.

Top Tags

Insurtech (2) · IPO (2) · Life Insurance (2) · Emerging Growth Company (2) · Fintech (2) · S-1/A Filing (1) · Digital Platform (1) · Digital Transformation (1) · Dual-Class Stock (1)

Key Numbers

• LTM Revenue: $320M — Represents the company's revenue for the twelve months ended June 30, 2025, demonstrating significant scale.
• LTM YOY Revenue Growth: +57% — Indicates strong year-over-year growth for the twelve months ended June 30, 2025, highlighting market traction.
• LTM GAAP Net Income: $61M — Shows the company's profitability for the twelve months ended June 30, 2025, a key milestone achieved in 2023.
• LTM Net Income Margin: 19% — Reflects the profitability as a percentage of revenue for the twelve months ended June 30, 2025.
• LTM Adj. EBITDA: $81M — Represents adjusted earnings before interest, taxes, depreciation, and amortization for the twelve months ended June 30, 2025.
• LTM Adj. EBITDA Margin: 25% — Indicates the adjusted EBITDA as a percentage of revenue for the twelve months ended June 30, 2025.
• LTM Gross Margin: 98% — Demonstrates high efficiency in cost of goods sold for the twelve months ended June 30, 2025.
• Activated Policies: 480,000+ — Total policies sold through the platform since inception, indicating significant customer adoption.
• Active Selling Agents: 10,000+ — Number of agents who activated a policy through the platform within the last 12 months as of September 30, 2025, showing strong agent network.
• Class B Common Stock Votes: 20 — Each share of Class B common stock is entitled to 20 votes, concentrating voting power with co-founders and major investors.
• LTM Adjusted EBITDA: $81M — For the twelve months ended June 30, 2025, with a 25% LTM Adjusted EBITDA Margin.
• LTM Adjusted EBITDA Margin: 25% — For the twelve months ended June 30, 2025, indicating operational efficiency.
• Votes per Class B share: 20 — Each Class B common stock share is entitled to 20 votes, concentrating control.

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