LM Funding America Files 8-K/A Amendment

TL;DR

LM Funding America filed an amendment to its 8-K, adding financial statements and exhibits.

AI Summary

LM Funding America, Inc. filed an amendment (8-K/A) on November 28, 2025, to its report originally dated September 15, 2025. This amendment specifically concerns the filing of financial statements and exhibits. The company, incorporated in Delaware, is headquartered in Tampa, Florida, and operates in the finance services sector.

Why It Matters

This filing is an amendment to a previous report, indicating a correction or addition to previously disclosed information, which could be material for investors reviewing the company's financial status.

Risk Assessment

Risk Level: low — This filing is an administrative amendment to a previous report, primarily for the submission of financial statements and exhibits, and does not appear to contain new material events or significant financial changes.

Key Players & Entities

• LM Funding America, Inc. (company) — Registrant
• Delaware (jurisdiction) — State of Incorporation
• Tampa, Florida (location) — Principal Executive Offices
• September 15, 2025 (date) — Date of earliest event reported
• November 28, 2025 (date) — Filing Date

FAQ

Key Financial Figures

• $0.001 — ich registered Common Stock par value $0.001 per share LMFA The Nasdaq Stock Mar

Filing Documents

• lmfa-20250915.htm (8-K/A) — 63KB
• lmfa-ex99_1.htm (EX-99.1) — 323KB
• lmfa-ex99_2.htm (EX-99.2) — 268KB
• lmfa-ex99_3.htm (EX-99.3) — 787KB
• 0001193125-25-302555.txt ( ) — 1629KB
• lmfa-20250915.xsd (EX-101.SCH) — 26KB
• lmfa-20250915_htm.xml (XML) — 6KB

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (a) Carve-Out Financial Statements of Business Acquired The audited balance sheet of the Mississippi Operations, as of December 31, 2024 , and the related statements of operations, changes in equity, and cash flows for the year ended December 31, 2024, and the related notes, are attached as Exhibit 99.1 to this Amendment and incorporated by reference herein. The unaudited balance sheet of the Mississippi Operations as of June 30, 2025 and the related statements of operations, changes in equity, and cash flows for the six months ended June 30, 2025, and the related notes, are attached as Exhibit 99.2 to this Amendment and incorporated by reference herein. (b) Pro forma financial information The following unaudited pro forma financial information of LMFA is attached as Exhibit 99.3 to this Amendment and incorporated by reference herein: Unaudited Pro Forma Consolidated Balance Sheet of LMFA as of June 30, 2025, on a pro forma basis as if the Transaction had been consummated on June 30, 2025. Unaudited Pro Forma Consolidated Statement of Operations of LMFA for the six months ended June 30, 2025, on a pro forma basis as if the Transaction had been consummated on January 1, 2024. Unaudited Pro Forma Consolidated Statement of Operations for LMFA of the year ended December 31, 2024, on a pro forma basis as if the Transaction had been consummated on January 1, 2024. Notes to Unaudited Pro Forma Consolidated Financial Statements. (d) Exhibits Exhibit Number Description 99.1 Audited Financial Statements of the Mississippi Operations as of and for the year ended December 31, 2024 99.2 Unaudited Financial Statements of the Mississippi Operations as of and for the six month period ending June 30, 2025 99.3 Unaudited Pro Forma Consolidated Financial Statements of LMFA as of and for the six months ended June 30, 2025 and for the year ended December 31, 2024 104 Cover Page Interactive Data File (

Forward-Looking Statements

Forward-Looking Statements This Current Report on Form 8-K may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These statements involve risks and uncertainty. Words such as "anticipate," "estimate," "expect," "intend," "plan," and "project" and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements by their nature address matters that are, to different degrees, uncertain, including information regarding the expected benefits to the Company and Acquiror from the Transaction that may or may not be realized within the expected time periods. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Such statements are based on the Company's current expectations and are subject to a number of risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. Investors are cautioned that there can be no assurance actual results or business conditions will not differ materially from those projected or suggested in such forward-looking statements as a result of various risks and uncertainties. Investors should refer to the risks detailed from time to time in the reports the Company files with the SEC, including the Company's Annual Report on Form 10-K for the year ended December 31, 2024, as well as other filings on Form 10-Q and periodic filings on Form 8-K, for additional factors that could cause actual results to differ materially from those stated or implied by such forward-looking statements. The Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, unless required by law.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. LM Funding America, Inc Date: November 28, 2025 By: /s/ Richard Russell Richard Russell, Chief Financial Officer

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View this 8-K/A filing on SEC EDGAR