LM Funding America Reports Financial Obligation
Ticker: LMFA · Form: 8-K · Filed: Oct 24, 2025 · CIK: 1640384
| Field | Detail |
|---|---|
| Company | Lm Funding America, INC. (LMFA) |
| Form Type | 8-K |
| Filed Date | Oct 24, 2025 |
| Risk Level | medium |
| Pages | 2 |
| Reading Time | 3 min |
| Key Dollar Amounts | $0.001, $2.0 million, $1.3 million, $700,000 |
| Sentiment | neutral |
Sentiment: neutral
Topics: financial-obligation, sec-filing
Related Tickers: LMFA
TL;DR
LMFA filed an 8-K about a new financial obligation - details TBD.
AI Summary
LM Funding America, Inc. filed an 8-K on October 24, 2025, reporting on events that occurred on October 21, 2025. The filing primarily concerns the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement. Specific details regarding the nature of this obligation, including any associated dollar amounts or counter-parties, are not provided in the excerpt.
Why It Matters
This filing indicates a new financial commitment or arrangement for LM Funding America, which could impact its financial health and future operations.
Risk Assessment
Risk Level: medium — The filing indicates a new financial obligation, the specifics of which are not yet detailed, creating uncertainty.
Key Players & Entities
- LM Funding America, Inc. (company) — Registrant
- October 21, 2025 (date) — Earliest event reported
- October 24, 2025 (date) — Filing date
- Delaware (jurisdiction) — State of Incorporation
- Tampa, Florida (location) — Principal Executive Offices
FAQ
What is the nature of the financial obligation reported by LM Funding America?
The filing indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement, but the specific details of this obligation are not provided in the excerpt.
When did the event triggering this 8-K filing occur?
The earliest event reported occurred on October 21, 2025.
What is the filing date of this 8-K?
The 8-K was filed on October 24, 2025.
Where are LM Funding America's principal executive offices located?
LM Funding America's principal executive offices are located at 1200 West Platt Street, Suite 100, Tampa, Florida 33606.
Under which section of the Securities Exchange Act is this 8-K filed?
This 8-K is filed pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.
Filing Stats: 654 words · 3 min read · ~2 pages · Grade level 12.8 · Accepted 2025-10-24 16:07:50
Key Financial Figures
- $0.001 — ich registered Common Stock par value $0.001 per share LMFA The Nasdaq Stock Mar
- $2.0 million — ny obtained an additional loan of up to $2.0 million from the Lender comprised of a $1.3 mil
- $1.3 million — million from the Lender comprised of a $1.3 million advance on the date of the Loan Agreeme
- $700,000 — n additional borrowing in the amount of $700,000 that the Company had the right to draw
Filing Documents
- lmfa-20251021.htm (8-K) — 58KB
- 0001193125-25-249964.txt ( ) — 163KB
- lmfa-20251021.xsd (EX-101.SCH) — 25KB
- lmfa-20251021_htm.xml (XML) — 5KB
03 Creation of a Direct Financial Obligation
Item 2.03 Creation of a Direct Financial Obligation SE & AJ Liebel Second Tranche Funding As previously disclosed, on September 15, 2025, LM Funding America, Inc. (the "Company") entered into an Amendment to Loan Agreement and Loan Documents (the "Loan Agreement Amendment") by and among the Company, each of LM Funding, LLC and US Digital Mining and Hosting Co., LLC (subsidiaries of the Company), as guarantors (jointly and severally, the "Guarantors"), and SE & AJ Liebel Limited Partnership, as lender (the "Lender"). The Loan Agreement Amendment amended the Loan Agreement previously entered into on August 6, 2024, among the Company, the Guarantors, and the Lender. Pursuant to the Loan Agreement Amendment, the Company obtained an additional loan of up to $2.0 million from the Lender comprised of a $1.3 million advance on the date of the Loan Agreement Amendment and an additional borrowing in the amount of $700,000 that the Company had the right to draw down in a second tranche (the "Second Tranche"). In accordance with the terms of the Loan Agreement Amendment, on October 21, 2025, the Company provided notice to the Lender requesting funding of the Second Tranche in an amount equal to $700,000, and on the same day, the Lender advanced the Second Tranche to the Company net of certain loan fees.
01 Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description 4.1 Promissory Note, dated September 16, 2025 (incorporated by reference to the Current Report on Form 8-K filed September 18, 2025) 10.1 Loan Agreement Amendment, dated as of September 16, 2025, by and among the Company, LM Funding, LLC, US Digital Mining and Hosting Co., LLC, and SE & AJ Liebel Limited Partnership (incorporated by reference to the Current Report on Form 8-K filed September 18, 2025) 104 Cover Page Interactive Data File (embedded within the inline XBRL document)
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. LM Funding America, Inc. Date: October 24, 2025 By: /s/ Richard Russell Richard Russell, Chief Financial Officer