Lemonade, INC. (LMND) — SEC Filings

Overview

Lemonade, INC. (LMND) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 5, 2025: Lemonade, Inc. (LMND) reported a net loss of $37.5 million for the three months ended September 30, 2025, a significant improvement from the $67.7 million net loss in the same period of 2024. For the nine months ended September 30, 2025, the net loss was $143.8 million, down from $172.2 million in 2

Sentiment Summary

Across 30 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 27 neutral, 1 mixed. The dominant filing sentiment for Lemonade, INC. is neutral.

Filing Type Overview

Lemonade, INC. (LMND) has filed 6 10-Q, 14 8-K, 2 DEF 14A, 2 10-K, 5 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (30)

• Lemonade Narrows Q3 Loss to $37.5M on Strong Revenue Growth — 10-Q · Nov 5, 2025 Risk: medium
  Lemonade, Inc. (LMND) reported a net loss of $37.5 million for the three months ended September 30, 2025, a significant improvement from the $67.7 million net l
• Lemonade, Inc. Files 8-K: Board Changes & Officer Compensation — 8-K · Oct 15, 2025 Risk: medium
  On October 15, 2025, Lemonade, Inc. filed an 8-K report detailing changes in its board of directors and executive compensation arrangements. The filing indicate
• Lemonade, Inc. Reports Director/Officer Changes — 8-K · Oct 6, 2025 Risk: medium
  On October 6, 2025, Lemonade, Inc. filed an 8-K report detailing the departure of a director, the election of a new director, and the appointment of a new offic
• 10-Q Filing — 10-Q · Aug 5, 2025
• Lemonade, Inc. Signs Material Definitive Agreement — 8-K · Jul 2, 2025 Risk: medium
  On June 30, 2025, Lemonade, Inc. entered into a material definitive agreement. The filing does not provide specific details about the agreement, its counterpart
• Lemonade, Inc. Files 8-K on Shareholder Vote Matters — 8-K · Jun 9, 2025 Risk: low
  On June 4, 2025, Lemonade, Inc. filed an 8-K report to announce the submission of matters to a vote of its security holders. The filing details the company's co
• Lemonade, Inc. Q1 2025 10-Q Filing — 10-Q · May 6, 2025 Risk: medium
  Lemonade, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial information for the first quarter of 2025, including changes in
• Lemonade Inc. Files 2025 Proxy Statement — DEF 14A · Apr 23, 2025 Risk: medium
  Lemonade, Inc. filed its DEF 14A on April 23, 2025, detailing executive compensation and corporate governance for the fiscal year ending December 31, 2024. The
• Lemonade, Inc. Terminates Material Agreement — 8-K · Apr 9, 2025 Risk: medium
  Lemonade, Inc. filed an 8-K on April 9, 2025, reporting the termination of a material definitive agreement and other events that occurred on April 4, 2025. The
• Lemonade, Inc. Files 2024 10-K — 10-K · Feb 26, 2025 Risk: medium
  Lemonade, Inc. filed its 2024 10-K on February 26, 2025, reporting its financial performance for the fiscal year ending December 31, 2024. The filing details th
• Lemonade, Inc. Files 8-K on Financials — 8-K · Feb 25, 2025 Risk: low
  On February 25, 2025, Lemonade, Inc. filed an 8-K report detailing its results of operations and financial condition. The filing includes financial statements a
• Lemonade, Inc. Enters Material Definitive Agreement — 8-K · Feb 7, 2025 Risk: medium
  On February 3, 2025, Lemonade, Inc. entered into a material definitive agreement, which also created a direct financial obligation for the company. The filing d
• Lemonade, Inc. Files 8-K for Regulation FD Disclosure — 8-K · Jan 6, 2025 Risk: low
  On January 2, 2025, Lemonade, Inc. filed an 8-K report. The filing primarily concerns a Regulation FD Disclosure, indicating that the company is providing mater
• Lemonade, Inc. Files Q3 2024 10-Q — 10-Q · Oct 31, 2024 Risk: medium
  Lemonade, Inc. filed its 10-Q for the period ending September 30, 2024. The filing details financial performance and operational updates for the third quarter o
• Lemonade, Inc. Files 8-K on Financials — 8-K · Oct 30, 2024 Risk: low
  On October 30, 2024, Lemonade, Inc. filed an 8-K report to disclose information regarding its results of operations and financial condition. The filing includes
• Lemonade, Inc. Files Q2 2024 10-Q Report — 10-Q · Jul 31, 2024 Risk: low
  Lemonade, Inc. filed its quarterly report on Form 10-Q for the period ended June 30, 2024. The company is incorporated in Delaware and its principal executive o
• Lemonade, Inc. Files 8-K on Financials — 8-K · Jul 30, 2024 Risk: low
  On July 30, 2024, Lemonade, Inc. filed an 8-K report detailing its financial condition and results of operations. The filing includes financial statements and e
• Lemonade, Inc. Files 8-K on Shareholder Vote Matters — 8-K · Jun 11, 2024 Risk: low
  On June 5, 2024, Lemonade, Inc. filed an 8-K report detailing a submission of matters to a vote of its security holders. The filing does not specify the exact n
• Lemonade, Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 1, 2024 Risk: medium
  Lemonade, Inc. (LMND) filed a Quarterly Report (10-Q) with the SEC on May 1, 2024. Lemonade, Inc. filed a 10-Q report for the period ending March 31, 2024. The
• Lemonade, Inc. Files 8-K on Financials — 8-K · Apr 30, 2024 Risk: low
  Lemonade, Inc. filed an 8-K on April 30, 2024, reporting on its Results of Operations and Financial Condition. The filing includes financial statements and exhi
• Lemonade, Inc. DEF 14A Filing — DEF 14A · Apr 24, 2024 Risk: low
  Lemonade, Inc. (LMND) filed a Proxy Statement (DEF 14A) with the SEC on April 24, 2024. This filing is a DEF 14A (Definitive Proxy Statement) for Lemonade, Inc.
• Lemonade, Inc. Files 2023 Annual Report on Form 10-K — 10-K · Feb 28, 2024 Risk: medium
  Lemonade, Inc. (LMND) filed a Annual Report (10-K) with the SEC on February 28, 2024. Lemonade, Inc. filed its 2023 Form 10-K on February 28, 2024. The filing c
• Lemonade Files 8-K on Financial Results & Regulation FD Disclosure — 8-K · Feb 27, 2024 Risk: low
  Lemonade, Inc. filed an 8-K on February 27, 2024, reporting an event that occurred on the same date. The filing indicates disclosure related to "Results of Oper
• SC 13G/A Filing — SC 13G/A · Feb 14, 2024
• SC 13G/A Filing — SC 13G/A · Feb 14, 2024
• SC 13G/A Filing — SC 13G/A · Feb 13, 2024
• SC 13G/A Filing — SC 13G/A · Feb 13, 2024
• Baillie Gifford Amends Lemonade Stake; Institutional Confidence Noted — SC 13G/A · Jan 29, 2024
  Baillie Gifford & Co, a prominent investment management firm, filed an amended SC 13G/A on January 29, 2024, indicating a change in their ownership of Lemonade,
• BlackRock Discloses 5.0% Passive Stake in Lemonade Inc. — SC 13G · Jan 29, 2024
  BlackRock Inc., a major investment firm, reported on January 29, 2024, that as of December 31, 2023, it beneficially owns 5.0% of Lemonade, Inc.'s Common Stock.
• Lemonade Reports Material Agreement & Financial Obligation on Warrants — 8-K · Jan 11, 2024
  On January 8, 2024, Lemonade, Inc. entered into a material definitive agreement and created a direct financial obligation related to warrants to purchase common

Risk Profile

Risk Assessment: Of LMND's 22 recent filings, 0 were flagged as high-risk, 12 as medium-risk, and 10 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Financial Highlights

Key financial metrics from Lemonade, INC.'s most recent 10-Q filing (Nov 5, 2025):

• Revenue: $194.5M
• Net Income: $-37.5M
• EPS: N/A
• Debt-to-Equity: 2.72
• Cash Position: $355.5M
• Operating Margin: N/A
• Total Assets: $1,918.8M
• Total Debt: $139.0M

Key Executives

• Daniel Schreiber
• Shai Wininger

Industry Context

Lemonade operates in the highly competitive insurtech space, challenging traditional insurance models with technology-driven solutions. The industry is characterized by increasing adoption of digital platforms, data analytics for underwriting and claims, and a focus on customer experience. However, it remains heavily regulated and sensitive to economic cycles and catastrophic events.

Top Tags

insurance (5) · 10-Q (4) · financial-condition (4) · Insurance (3) · corporate-governance (3) · results-of-operations (3) · filing (3) · executive-compensation (2) · governance (2) · 10-K (2)

Key Numbers

• Net Loss (Q3 2025): $37.5M — Improved from $67.7M net loss in Q3 2024, showing progress towards profitability.
• Total Revenue (Q3 2025): $194.5M — Increased significantly from $136.6M in Q3 2024, indicating strong top-line growth.
• Net Earned Premium (Q3 2025): $140.0M — Up from $95.7M in Q3 2024, a key driver of revenue growth.
• Loss Before Income Taxes (Q3 2025): $36.3M — Narrowed from $65.8M in Q3 2024, reflecting improved operational efficiency.
• Accumulated Deficit (Sept 30, 2025): $1,442.6M — Still substantial, highlighting the company's history of losses despite recent improvements.
• Cash, Cash Equivalents, and Restricted Cash (Sept 30, 2025): $355.5M — Decreased by $30.2M over nine months, indicating ongoing cash burn.
• Net Cash Used in Operating Activities (9 Months 2025): $37.2M — Increased from $25.2M in the prior year, showing higher operational cash outflow.
• Common Shares Outstanding (Nov 4, 2025): 74,731,027 — Increased from 72,720,866 at Dec 31, 2024, indicating some dilution.
• Reporting Period End Date: 2025-03-31 — Indicates the end of the financial quarter being reported.
• Filing Date: 2025-05-06 — Shows when the report was officially submitted to the SEC.
• Fiscal Year End: 12/31 — Defines the end of Lemonade's annual financial reporting cycle.
• Shares Outstanding: 6,901,934 — Reported for the fiscal year 2024
• Diluted EPS: 0.05263 — Reported for the fiscal year 2024
• Total Assets: 137.7 — As of December 31, 2024
• Total Liabilities: 134.5 — As of December 31, 2024

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Frequently Asked Questions