Live Oak Bancshares Files 8-K on Financials

Ticker: LOB-PA · Form: 8-K · Filed: Jan 22, 2025 · CIK: 1462120

Sentiment: neutral

Topics: financial-reporting, 8-k

Related Tickers: LOB

TL;DR

Live Oak Bancshares dropped an 8-K on Jan 22, 2025, covering financials. Check it for the deets.

AI Summary

Live Oak Bancshares, Inc. filed an 8-K on January 22, 2025, reporting on its results of operations and financial condition, and filing financial statements and exhibits. The filing does not contain specific financial figures or operational details within the provided text, but indicates a formal reporting event.

Why It Matters

This filing serves as an official update for investors regarding Live Oak Bancshares' financial performance and condition, providing transparency on the company's operational status.

Risk Assessment

Risk Level: low — The filing is a standard 8-K report and does not contain any new material information that would inherently increase risk.

Key Players & Entities

FAQ

What specific financial information is being reported in this 8-K?

The provided text indicates the filing pertains to 'Results of Operations and Financial Condition' and 'Financial Statements and Exhibits', but does not detail specific figures within this excerpt.

What is the exact date of the earliest event reported?

The date of the earliest event reported is January 22, 2025.

What is the company's principal executive office address?

The address of the principal executive offices is 1741 Tiburon Drive, Wilmington, NC 28403.

What is the SIC code for Live Oak Bancshares, Inc.?

The Standard Industrial Classification (SIC) code for Live Oak Bancshares, Inc. is 6022 (STATE COMMERCIAL BANKS).

Is this filing intended to satisfy any other reporting obligations under SEC rules?

The filing notes that it is not intended to simultaneously satisfy the filing obligation under any other provisions, as indicated by the unchecked box for Rule 4.

Filing Stats: 503 words · 2 min read · ~2 pages · Grade level 11 · Accepted 2025-01-22 16:32:37

Filing Documents

02. Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition. On January 22, 2025, Live Oak Bancshares, Inc. (the "Company") announced financial results for the fourth quarter ended December 31, 2024. A copy of the press release announcing the Company's results for the fourth quarter is attached as Exhibit 99.1 hereto and incorporated by reference herein. The information contained in this report (including Exhibit 99.1) shall not be deemed "filed" for purposes of section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description 99.1 Press release dated January 22, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 1

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. LIVE OAK BANCSHARES, INC. Date: January 22, 2025 By: /s/ Walter J. Phifer Walter J. Phifer Chief Financial Officer 2

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