Live Oak Bancshares Files 8-K on Financials

Ticker: LOB-PA · Form: 8-K · Filed: Oct 22, 2025 · CIK: 1462120

Sentiment: neutral

Topics: financial-condition, results-of-operations, filing

Related Tickers: LOBC

TL;DR

LOBC filed an 8-K on 10/22/25 detailing financial results. Check it out.

AI Summary

Live Oak Bancshares, Inc. filed an 8-K on October 22, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and exhibits, with the company's principal executive offices located at 1741 Tiburon Drive, Wilmington, NC 28403. The report covers events occurring on or before October 22, 2025.

Why It Matters

This 8-K filing provides an update on Live Oak Bancshares' financial performance and condition, which is crucial for investors to assess the company's health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial information and does not appear to contain any immediate or significant risks.

Key Players & Entities

FAQ

What specific financial information is being reported in this 8-K?

The 8-K filing indicates it pertains to 'Results of Operations and Financial Condition' and includes 'Financial Statements and Exhibits'.

When was this 8-K report filed?

The report was filed as of October 22, 2025.

What is the principal business address of Live Oak Bancshares, Inc.?

The principal executive offices are located at 1741 Tiburon Drive, Wilmington, NC 28403.

In which state is Live Oak Bancshares, Inc. incorporated?

Live Oak Bancshares, Inc. is incorporated in North Carolina (NC).

What is the SEC file number for Live Oak Bancshares, Inc.?

The SEC file number is 001-37497.

Filing Stats: 535 words · 2 min read · ~2 pages · Grade level 11.1 · Accepted 2025-10-22 16:32:19

Filing Documents

02. Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition. On October 22, 2025, Live Oak Bancshares, Inc. (the "Company") announced financial results for the third quarter ended September 30, 2025. A copy of the press release announcing the Company's results for the third quarter is attached as Exhibit 99.1 hereto and incorporated by reference herein. The information contained in this report (including Exhibit 99.1) shall not be deemed "filed" for purposes of section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description 99.1 Press Release dated October 22, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 1

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. LIVE OAK BANCSHARES, INC. Date: October 22, 2025 By: /s/ Walter J. Phifer Walter J. Phifer Chief Financial Officer 2

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