Merchants Bancorp (MBINN) — SEC Filings
Merchants Bancorp (MBINN) — 34 SEC filings. Latest: 8-K (Nov 19, 2025). Includes 23 8-K, 6 10-Q, 2 DEF 14A.
View Merchants Bancorp on SEC EDGAR
Overview
Merchants Bancorp (MBINN) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: Merchants Bancorp (MBINN) reported a significant decline in net income for the nine months ended September 30, 2025, falling to $150.921 million from $224.720 million in the prior year, a decrease of 32.8%. This was primarily driven by a substantial increase in the provision for credit losses, which
Sentiment Summary
Across 34 filings, the sentiment breakdown is: 2 bearish, 31 neutral, 1 mixed. The dominant filing sentiment for Merchants Bancorp is neutral.
Filing Type Overview
Merchants Bancorp (MBINN) has filed 23 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (34)
Risk Profile
Risk Assessment: Of MBINN's 31 recent filings, 1 were flagged as high-risk, 6 as medium-risk, and 24 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $1,010.57M |
| Net Income | $150.92M |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | $598.04M |
| Operating Margin | N/A |
| Total Assets | $19.35B |
| Total Debt | $2.90B |
Key Executives
- Michael F. Petrie
Industry Context
The banking industry is currently navigating a complex environment characterized by fluctuating interest rates, evolving regulatory landscapes, and increased competition. While deposit growth has been robust for many institutions, the pressure on net interest margins persists. Noninterest income streams, such as fee-based services and loan sales, are becoming increasingly important for diversification and profitability.
Top Tags
financial-reporting (10) · financials (9) · 8-k (7) · corporate-filing (4) · banking (4) · preferred-stock (4) · 8-K (3) · 10-Q (3) · governance (3) · Merchants Bancorp (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $150.9M | Down 32.8% from $224.7M year-over-year for nine months ended Sep 30, 2025 |
| Provision for Credit Losses | $89.9M | Up 316.8% from $21.6M year-over-year for nine months ended Sep 30, 2025 |
| Total Assets | $19.35B | Increased from $18.80B at December 31, 2024 |
| Total Deposits | $13.93B | Increased from $11.92B at December 31, 2024 |
| Loans Receivable, Net | $10.51B | Increased from $10.35B at December 31, 2024 |
| Total Noninterest Income | $117.1M | Up 31.7% from $88.9M year-over-year for nine months ended Sep 30, 2025 |
| Gain on Sale of Loans | $59.6M | Up 60.1% from $37.2M year-over-year for nine months ended Sep 30, 2025 |
| Salaries and Employee Benefits | $124.1M | Up 33.2% from $93.1M year-over-year for nine months ended Sep 30, 2025 |
| Commission File Number | 001-38258 | Identifies the company's SEC filing history. |
| IRS Employer Identification No. | 20-5747400 | Tax identification number for the company. |
| Net Income (Q2 2025) | $65.2M | decreased from $70.1M in Q2 2024 |
| Net Income (YTD Q2 2025) | $125.0M | decreased from $142.5M in YTD Q2 2024 |
| Total Interest Income (Q2 2025) | $230.0M | increased from $196.2M in Q2 2024 |
| Gain on Sale of Loans, Net (Q2 2025) | $12.5M | decreased from $25.0M in Q2 2024 |
| Other Non-Interest Income (Q2 2025) | $2.5M | decreased from $5.0M in Q2 2024 |
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Frequently Asked Questions
What are the latest SEC filings for Merchants Bancorp (MBINN)?
Merchants Bancorp has 34 recent SEC filings from Jan 2024 to Nov 2025, including 23 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of MBINN filings?
Across 34 filings, the sentiment breakdown is: 2 bearish, 31 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Merchants Bancorp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Merchants Bancorp (MBINN) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Merchants Bancorp?
Key financial highlights from Merchants Bancorp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for MBINN?
The investment thesis for MBINN includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Merchants Bancorp?
Key executives identified across Merchants Bancorp's filings include Michael F. Petrie.
What are the main risk factors for Merchants Bancorp stock?
Of MBINN's 31 assessed filings, 1 were flagged high-risk, 6 medium-risk, and 24 low-risk.
What are recent predictions and forward guidance from Merchants Bancorp?
Forward guidance and predictions for Merchants Bancorp are extracted from SEC filings as they are enriched.