MFA Financial Suspends Employee Benefit Plan Trading

TL;DR

MFA Financial (MFA) halted trading in employee benefit plans as of Oct 30, 2025.

AI Summary

MFA Financial, Inc. filed an 8-K on October 30, 2025, to report a temporary suspension of trading under its employee benefit plans. The filing also includes financial statements and exhibits.

Why It Matters

This filing indicates a temporary halt in trading for employee benefit plans, which could affect employees' ability to manage their investments in MFA Financial stock.

Risk Assessment

Risk Level: low — The filing is a procedural update regarding employee benefit plans and does not indicate immediate financial distress or significant operational changes.

Key Players & Entities

• MFA Financial, Inc. (company) — Registrant
• October 30, 2025 (date) — Date of Report

FAQ

Key Financial Figures

• $0.01 — registered: Common Stock, par value $0.01 per share MFA New York Stock Exchan

Filing Documents

• tm2529800d1_8k.htm (8-K) — 40KB
• tm2529800d1_ex99-1.htm (EX-99.1) — 6KB
• 0001104659-25-104387.txt ( ) — 274KB
• mfa-20251030.xsd (EX-101.SCH) — 4KB
• mfa-20251030_def.xml (EX-101.DEF) — 27KB
• mfa-20251030_lab.xml (EX-101.LAB) — 38KB
• mfa-20251030_pre.xml (EX-101.PRE) — 26KB
• tm2529800d1_8k_htm.xml (XML) — 9KB

04 Temporary Suspension of Trading Under Registrant's Employee

Item 5.04 Temporary Suspension of Trading Under Registrant's Employee Benefit Plans On October 30, 2025, MFA Financial, Inc. (the "Company") delivered to its directors and executive officers (collectively, the "Covered Persons") a notice (the "Blackout Period Notice") pursuant to Rule 104(b)(2)(i) of Regulation BTR adopted by the Securities and Exchange Commission, which informed the Covered Persons of upcoming restrictions on the trading of the Company's common stock (the "Common Stock") and the Company's 7.50% Series B Cumulative Redeemable Preferred Stock (the "Series B Preferred") due to a planned "blackout period" relating to the MFA Financial, Inc. 401(k) Savings Plan (the "Plan"). The blackout period under the Plan is being imposed in connection with the removal of each of the Common Stock and the Series B Preferred as investment options under the Plan and the liquidation of shares of Common Stock and Series B Preferred held in the Plan at the time of the blackout period. The blackout period will begin at 4:00 p.m. Eastern Time on December 1, 2025, and it is expected to end following the close of business on December 5, 2025. During the blackout period, participants in the Plan will be unable to execute any transactions involving either the Common Stock or the Series B Preferred in their Plan accounts, including transactions involving exchanges in and/or out of the Common Stock and the Series B Preferred and distributions involving the Common Stock and the Series B Preferred. In addition, during the blackout period, participants in the Plan will be unable to direct or diversify the assets that had been invested in the Common Stock and/or the Series B Preferred at the start of the blackout period. While the blackout period is in effect, the Covered Persons (and their immediate family members who share their residence) will be prohibited from, directly or indirectly, engaging in any purchase, sale, transfer, acquisition, or disposition of any shares of Com

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits 99.1 Notice of Blackout Period to Directors and Executive Officers of MFA Financial, Inc., dated October 30, 2025. 104 Cover Page Interactive Data File (formatted as Inline XBRL). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MFA FINANCIAL, INC. (REGISTRANT) By: /s/ Harold E. Schwartz Name: Harold E. Schwartz Title: Senior Vice President and General Counsel Date: October 30, 2025 EXHIBIT INDEX Exhibit No. Description 99.1 Notice of Blackout Period to Executive Officers and Directors of MFA Financial, Inc., dated October 30, 2025. 104 Cover Page Interactive Data File (formatted as Inline XBRL).

View Full Filing

View this 8-K filing on SEC EDGAR