Monroe Federal Bancorp, Inc. (MFBI) — SEC Filings
Monroe Federal Bancorp, Inc. (MFBI) — 13 SEC filings. Latest: 8-K (Dec 19, 2025). Includes 5 10-Q, 4 8-K, 1 DEF 14A.
View Monroe Federal Bancorp, Inc. on SEC EDGAR
Overview
Monroe Federal Bancorp, Inc. (MFBI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a DEF 14A filed on Nov 13, 2025: Monroe Federal Bancorp, Inc. (MFBI) is holding its first annual meeting since its October 2024 IPO on December 17, 2025, at its Tipp City West Office. Stockholders will vote on three key proposals: electing three directors for three-year terms, approving the Monroe Federal Bancorp, Inc. 2025 Equity
Sentiment Summary
Across 13 filings, the sentiment breakdown is: 3 bearish, 10 neutral. The dominant filing sentiment for Monroe Federal Bancorp, Inc. is neutral.
Filing Type Overview
Monroe Federal Bancorp, Inc. (MFBI) has filed 4 8-K, 1 DEF 14A, 5 10-Q, 1 10-K, 1 S-1/A, 1 S-1 with the SEC between Jun 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (13)
| Date | Form | Description | Risk |
|---|---|---|---|
| Dec 19, 2025 | 8-K | 8-K Filing | |
| Nov 13, 2025 | DEF 14A | Monroe Federal Bancorp Sets First Post-IPO Annual Meeting | low |
| Nov 12, 2025 | 10-Q | Monroe Federal Bancorp's Losses Widen Amid Rising Credit Provisions | high |
| Aug 13, 2025 | 10-Q | Monroe Federal Bancorp's Q2 Loss Widens Amid Rising Interest Expenses | high |
| Jul 3, 2025 | 10-K | Monroe Federal Bancorp's Net Income Dips Amid Rising Interest Costs | medium |
| Feb 14, 2025 | 10-Q | Monroe Federal Bancorp Files Q3 2025 10-Q | low |
| Nov 14, 2024 | 10-Q | Monroe Federal Bancorp Files 10-Q for Q2 2024 | low |
| Oct 23, 2024 | 8-K | Monroe Federal Bancorp Files 8-K | low |
| Oct 21, 2024 | 8-K | Monroe Federal Bancorp Files 8-K | low |
| Sep 23, 2024 | 10-Q | Monroe Federal Bancorp Files 10-Q for Q1 2024 | low |
| Aug 12, 2024 | 8-K | Monroe Federal Bancorp Files 8-K | low |
| Jul 25, 2024 | S-1/A | Monroe Federal Bancorp Files S-1/A Amendment | medium |
| Jun 13, 2024 | S-1 | Monroe Federal Bancorp Files S-1 for Public Offering | medium |
Risk Profile
Risk Assessment: Of MFBI's 12 recent filings, 2 were flagged as high-risk, 3 as medium-risk, and 7 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $1,833,545 |
| Net Income | -$228,615 |
| EPS | N/A |
| Debt-to-Equity | 10.94 |
| Cash Position | $2,718,939 |
| Operating Margin | N/A |
| Total Assets | $147,599,323 |
| Total Debt | $135,238,949 |
Key Executives
- Lewis R. Renollet
- Andrew L. Davidson
- Jason D. Smith
- Jonathan J. Steinke
Industry Context
Monroe Federal Bancorp operates within the community banking sector, characterized by a focus on local markets and personalized customer service. The industry is subject to evolving regulatory landscapes and increasing competition from larger financial institutions and fintech companies. Interest rate fluctuations and economic conditions significantly influence profitability and lending activities for community banks.
Top Tags
Financial Performance (3) · 10-Q (3) · financials (3) · Regional Banking (2) · Net Loss (2) · Credit Losses (2) · Ohio Banking (2) · savings-institution (2) · financial-statements (2) · ipo (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Annual Meeting Date | 2025-12-17 | First annual meeting since October 2024 IPO |
| Initial Public Offering (IPO) Date | 2024-10 | Marks the company's transition to public ownership |
| Number of Directors to be Elected | 3 | Serving for a term of three years |
| Record Date for Voting | 2025-10-31 | Stockholders as of this date are eligible to vote |
| Shares of Common Stock Outstanding | 526,438 | As of October 31, 2025, eligible to vote |
| Voting Limit for Beneficial Ownership | 10% | Record holders exceeding this limit are not entitled to vote excess shares |
| Audit Committee Meetings in Fiscal Year 2025 | 4 | Indicates active oversight by the Audit Committee |
| Compensation Committee Meetings in Fiscal Year 2025 | 1 | Indicates activity of the Compensation Committee |
| Nominating Committee Meetings in Fiscal Year 2025 | 0 | Indicates no formal meetings for the Nominating Committee in the last fiscal year |
| Internet Voting Deadline | 2025-12-16 | 11:59 p.m., Eastern time |
| Net Loss (3 months) | $93,503 | Increased from $85,918 in Q3 2024 |
| Net Loss (6 months) | $228,615 | Increased from $201,748 in H1 2024 |
| Total Assets | $147.6M | Increased from $144.3M at March 31, 2025 |
| Loans Receivable | $110.7M | Increased from $107.8M at March 31, 2025 |
| Provision for Credit Losses (6 months) | $91,332 | Significantly increased from $17,225 in H1 2024 |
Frequently Asked Questions
What are the latest SEC filings for Monroe Federal Bancorp, Inc. (MFBI)?
Monroe Federal Bancorp, Inc. has 13 recent SEC filings from Jun 2024 to Dec 2025, including 5 10-Q, 4 8-K, 1 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of MFBI filings?
Across 13 filings, the sentiment breakdown is: 3 bearish, 10 neutral. The dominant sentiment is neutral.
Where can I find Monroe Federal Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Monroe Federal Bancorp, Inc. (MFBI) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Monroe Federal Bancorp, Inc.?
Key financial highlights from Monroe Federal Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for MFBI?
The investment thesis for MFBI includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Monroe Federal Bancorp, Inc.?
Key executives identified across Monroe Federal Bancorp, Inc.'s filings include Lewis R. Renollet, Andrew L. Davidson, Jason D. Smith, Jonathan J. Steinke.
What are the main risk factors for Monroe Federal Bancorp, Inc. stock?
Of MFBI's 12 assessed filings, 2 were flagged high-risk, 3 medium-risk, and 7 low-risk.
What are recent predictions and forward guidance from Monroe Federal Bancorp, Inc.?
Forward guidance and predictions for Monroe Federal Bancorp, Inc. are extracted from SEC filings as they are enriched.