Magnolia Bancorp, INC. (MGNO) — SEC Filings

Overview

Magnolia Bancorp, INC. (MGNO) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 9, 2025: Magnolia Bancorp, Inc. filed an 8-K on December 9, 2025, reporting events as of December 8, 2025. The filing primarily concerns Regulation FD disclosures and includes financial statements and exhibits. No specific material events or financial figures were detailed in the provided excerpt.

Sentiment Summary

Across 17 filings, the sentiment breakdown is: 2 bearish, 15 neutral. The dominant filing sentiment for Magnolia Bancorp, INC. is neutral.

Filing Type Overview

Magnolia Bancorp, INC. (MGNO) has filed 6 8-K, 4 10-Q, 1 DEF 14A, 1 10-K, 1 10-Q/A, 3 S-1/A, 1 S-1 with the SEC between Aug 2024 to Dec 2025.

Filings by Year

2025 · 2024

Recent Filings (17)

• Magnolia Bancorp Files 8-K — 8-K · Dec 9, 2025 Risk: low
  Magnolia Bancorp, Inc. filed an 8-K on December 9, 2025, reporting events as of December 8, 2025. The filing primarily concerns Regulation FD disclosures and in
• Magnolia Bancorp's Q3 Loss Widens Amid Deposit Outflows, Conversion Costs — 10-Q · Nov 10, 2025 Risk: high
  Magnolia Bancorp, Inc. (MGNO) reported a net loss of $48,000 for the three months ended September 30, 2025, an increase from the $36,000 net loss in the prior-y
• Magnolia Bancorp Files 8-K on Leadership and Compensation — 8-K · Sep 19, 2025 Risk: low
  Magnolia Bancorp, Inc. filed an 8-K on September 19, 2025, reporting on the departure of directors, election of new directors, appointment of officers, and exec
• Magnolia Bancorp Files 2025 Proxy Statement — DEF 14A · Aug 14, 2025 Risk: low
  Magnolia Bancorp, Inc. filed a definitive proxy statement (DEF 14A) on August 14, 2025, for the fiscal year ending December 31, 2024. The filing concerns the co
• Magnolia Bancorp's Q2 Loss Widens Amid Conversion Costs, Deposit Outflows — 10-Q · Aug 12, 2025 Risk: high
  Magnolia Bancorp, Inc. (MGNO) reported a net loss of $36,000 for the three months ended June 30, 2025, a significant increase from the $6,000 net loss in the pr
• Magnolia Bancorp Files 8-K with Corporate Updates — 8-K · Jul 29, 2025 Risk: low
  Magnolia Bancorp, Inc. filed an 8-K on July 29, 2025, reporting events as of July 24, 2025. The filing indicates amendments to its Articles of Incorporation or
• Magnolia Bancorp Q1 2025 10-Q Filed — 10-Q · May 14, 2025 Risk: low
  Magnolia Bancorp, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and positions, including key figures relate
• Magnolia Bancorp Files 2024 Annual Report — 10-K · Mar 28, 2025 Risk: low
  Magnolia Bancorp, Inc. filed its annual report on Form 10-K for the fiscal year ended December 31, 2024. The company, headquartered in Metairie, Louisiana, oper
• Magnolia Bancorp Files 8-K — 8-K · Jan 14, 2025 Risk: low
  Magnolia Bancorp, Inc. filed an 8-K on January 14, 2025, reporting other events and financial statements. The filing details the company's principal executive o
• Magnolia Bancorp Files 8-K — 8-K · Jan 13, 2025 Risk: low
  Magnolia Bancorp, Inc. filed an 8-K on January 13, 2025, reporting other events and financial statements. The filing does not contain specific financial details
• Magnolia Bancorp Files Q3 2024 10-Q/A Update — 10-Q/A · Jan 3, 2025 Risk: medium
  Magnolia Bancorp, Inc. filed a 10-Q/A on January 3, 2025, for the period ending September 30, 2024. The filing provides updated financial information and disclo
• Magnolia Bancorp Files 8-K — 8-K · Dec 23, 2024 Risk: low
  Magnolia Bancorp, Inc. filed an 8-K on December 23, 2024, reporting other events and financial statements. The filing does not contain specific financial figure
• Magnolia Bancorp Files Q3 2024 10-Q Report — 10-Q · Dec 20, 2024 Risk: low
  Magnolia Bancorp, Inc. filed its quarterly report on Form 10-Q for the period ended September 30, 2024. The filing details the company's financial performance a
• Magnolia Bancorp Files S-1/A Amendment — S-1/A · Nov 4, 2024 Risk: medium
  Magnolia Bancorp, Inc. filed a Pre-Effective Amendment No. 3 to its Form S-1 Registration Statement on November 4, 2024. This filing, with registration number 3
• Magnolia Bancorp Files S-1/A Amendment — S-1/A · Oct 25, 2024 Risk: low
  Magnolia Bancorp, Inc. filed a Pre-Effective Amendment No. 2 to its Form S-1 Registration Statement on October 25, 2024. This filing, under Registration No. 333
• Magnolia Bancorp Files S-1/A Amendment — S-1/A · Oct 9, 2024 Risk: low
  Magnolia Bancorp, Inc. filed a pre-effective amendment (No. 1) to its Form S-1 registration statement on October 9, 2024. This filing relates to the registratio
• Magnolia Bancorp Files S-1 for Public Offering — S-1 · Aug 27, 2024 Risk: medium
  Magnolia Bancorp, Inc. filed an S-1 registration statement on August 27, 2024, indicating its intent to offer securities to the public. The company, headquarter

Risk Profile

Risk Assessment: Of MGNO's 17 recent filings, 2 were flagged as high-risk, 3 as medium-risk, and 12 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Magnolia Bancorp, INC.'s most recent 10-Q filing (Nov 10, 2025):

• Revenue: $1,184K
• Net Income: -$114K
• EPS: -$0.15
• Cash Position: $2.93M
• Total Assets: $36.15M

Key Executives

• Michael L. Hurley

Industry Context

The banking industry, particularly for smaller institutions like Magnolia Bancorp, faces ongoing challenges related to deposit competition, interest rate sensitivity, and increasing regulatory burdens. While net interest income can be bolstered by lower funding costs, managing operational expenses and asset quality remains critical for profitability.

Top Tags

sec-filing (6) · financials (5) · regulatory (2) · Regional Banking (2) · Financial Performance (2) · Deposit Outflows (2) · Net Loss (2) · corporate-governance (2) · 10-Q (2) · quarterly-report (2)

Key Numbers

• Net Loss (Q3 2025): $48K — Increased from $36K in Q3 2024, indicating worsening profitability.
• Net Loss (YTD Sept 2025): $114K — Widened from $60K in YTD Sept 2024, showing a sustained negative trend.
• Total Assets (Sept 30, 2025): $36.15M — Decreased by 17.8% from $43.96M at Dec 31, 2024, reflecting asset contraction.
• Cash and Due from Banks (Sept 30, 2025): $2.93M — Fell by 70.5% from $9.94M at Dec 31, 2024, indicating significant liquidity reduction.
• Interest-Bearing Deposits (Sept 30, 2025): $14.32M — Dropped by 48.6% from $27.85M at Dec 31, 2024, highlighting deposit outflows.
• Net Interest Income (Q3 2025): $331K — Increased by 26.8% from $261K in Q3 2024, driven by lower interest expense.
• Total Noninterest Expense (Q3 2025): $400K — Increased by 27% from $315K in Q3 2024, impacting overall profitability.
• Common Shares Outstanding (Sept 30, 2025): 833,750 — Issued in connection with the conversion to stock form.
• Total Stockholders' Equity (Sept 30, 2025): $20.04M — Increased from $13.92M at Dec 31, 2024, due to stock issuance.
• Nonaccrual Loans (Sept 30, 2025): $72K — Consisted of residential real estate, indicating some asset quality concerns.
• Net Loss (Q2 2025): $36,000 — Increased from $6,000 in Q2 2024, indicating worsening profitability.
• Net Loss (Six Months 2025): $66,000 — Increased from $24,000 in the prior-year period, showing a sustained negative trend.
• Total Assets (June 30, 2025): $37.106 million — Decreased by $6.856 million from $43.962 million at December 31, 2024.
• Interest-Bearing Deposits (June 30, 2025): $15.495 million — Decreased significantly from $27.852 million at December 31, 2024, a 44.4% reduction.
• Total Noninterest Expense (Six Months 2025): $762,000 — Increased by $174,000 or 29.6% from $588,000 in the prior-year period.

Related Companies

MBNC · MBNK

Frequently Asked Questions