Northpointe Bancshares INC (NPB) — SEC Filings

Overview

Northpointe Bancshares INC (NPB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a ARS filed on Apr 2, 2026: Northpointe Bancshares Inc. filed its Annual Report to Security Holders (ARS) on April 2, 2026, for the period ending December 31, 2025. The filing includes financial information and details relevant to its security holders. The company is based in Grand Rapids, MI.

Sentiment Summary

Across 21 filings, the sentiment breakdown is: 1 bullish, 19 neutral, 1 mixed. The dominant filing sentiment for Northpointe Bancshares INC is neutral.

Filing Type Overview

Northpointe Bancshares INC (NPB) has filed 1 ARS, 12 8-K, 3 10-Q, 1 DEF 14A, 1 10-K, 2 S-1/A, 1 S-1 with the SEC between Jan 2025 to Apr 2026.

Filings by Year

2026 · 2025

Recent Filings (21)

• Northpointe Bancshares Files Annual Report — ARS · Apr 2, 2026 Risk: low
  Northpointe Bancshares Inc. filed its Annual Report to Security Holders (ARS) on April 2, 2026, for the period ending December 31, 2025. The filing includes fin
• 8-K Filing — 8-K · Dec 31, 2025
• Northpointe Bancshares Reports Director/Officer Changes & Financials — 8-K · Dec 18, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on December 18, 2025, reporting on the departure of directors or certain officers, the election of directors, the appo
• 8-K Filing — 8-K · Dec 9, 2025
• Northpointe Bancshares' Net Income Jumps 35% on Strong Loan Growth — 10-Q · Nov 12, 2025 Risk: medium
  NORTHPOINTE BANCSHARES INC (NPB) reported a significant increase in net income for the nine months ended September 30, 2025, reaching $59.766 million, up from $
• Northpointe Bancshares Files 8-K on Operations — 8-K · Oct 21, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on October 21, 2025, to report on its results of operations and financial condition, as well as to provide a Regulatio
• Northpointe Bancshares Soars on Loan Growth, Q2 Net Income Up 58% — 10-Q · Aug 13, 2025 Risk: medium
  NORTHPOINTE BANCSHARES INC (NPB) reported a robust financial performance for the three and six months ended June 30, 2025. Net income available to common stockh
• Northpointe Bancshares Names New Directors, Adjusts Exec Pay — 8-K · Aug 11, 2025 Risk: medium
  Northpointe Bancshares, Inc. announced on August 11, 2025, changes in its board of directors and executive compensation. Specifically, the company elected two n
• Northpointe Bancshares Files 8-K — 8-K · Jul 24, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on July 24, 2025, reporting an event on July 23, 2025. The filing indicates a Regulation FD Disclosure and includes Fi
• Northpointe Bancshares Files 8-K on Financials — 8-K · Jul 22, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on July 22, 2025, reporting on its results of operations and financial condition. The filing also includes information
• Northpointe Bancshares Announces Board and Officer Changes — 8-K · Jul 1, 2025 Risk: low
  Northpointe Bancshares, Inc. announced on June 26, 2025, changes in its board and officer appointments. Specifically, the company elected new directors and appo
• Northpointe Bancshares Reports Director and Officer Changes — 8-K · Jun 23, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on March 28, 2025, reporting changes in its board of directors and certain officers, as well as updates to compensator
• Northpointe Bancshares Enters Material Definitive Agreement — 8-K · May 22, 2025 Risk: medium
  Northpointe Bancshares, Inc. announced on May 16, 2025, that it has entered into a material definitive agreement. The filing also includes other events and fina
• Northpointe Bancshares Q1 2025 Filing Details — 10-Q · May 15, 2025 Risk: low
  Northpointe Bancshares Inc. reported its first quarter 2025 results, ending March 31, 2025. The company's financial statements, filed on May 15, 2025, detail it
• Northpointe Bancshares Files 8-K on Financials — 8-K · Apr 22, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on April 22, 2025, reporting on its results of operations and financial condition. The filing also includes Regulation
• Northpointe Bancshares Sets 2025 Annual Meeting Date — DEF 14A · Apr 11, 2025 Risk: low
  Northpointe Bancshares, Inc. is holding its 2025 Annual Meeting of Stockholders on May 15, 2025, and has filed its definitive proxy statement (DEF 14A) on April
• Northpointe Bancshares Files 8-K — 8-K · Apr 8, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an 8-K on April 8, 2025, reporting "Other Events." The filing does not contain specific details about the nature of these eve
• Northpointe Bancshares Files 2024 10-K — 10-K · Mar 28, 2025 Risk: low
  Northpointe Bancshares Inc. filed its 2024 10-K on March 28, 2025, reporting on its financial performance for the fiscal year ending December 31, 2024. The comp
• Northpointe Bancshares Files S-1/A Amendment — S-1/A · Feb 7, 2025 Risk: low
  Northpointe Bancshares, Inc. filed an S-1/A amendment on February 7, 2025, for its registration statement. The filing, with registration number 333-284419, pert
• Northpointe Bancshares Files S-1/A Amendment — S-1/A · Feb 3, 2025 Risk: medium
  Northpointe Bancshares, Inc. filed an S-1/A amendment on February 3, 2025, for its registration statement. The filing, with registration number 333-284419, pert
• Northpointe Bancshares Files for IPO — S-1 · Jan 23, 2025 Risk: medium
  Northpointe Bancshares, Inc. filed an S-1 registration statement on January 23, 2025, for an initial public offering. The company, incorporated in Michigan, ope

Risk Profile

Risk Assessment: Of NPB's 19 recent filings, 0 were flagged as high-risk, 6 as medium-risk, and 13 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Financial Highlights

Key financial metrics from Northpointe Bancshares INC's most recent 10-Q filing (Nov 12, 2025):

• Revenue: $274,079,000
• Net Income: $59,766,000
• EPS: $0.58
• Debt-to-Equity: 9.97
• Cash Position: $419,162,000
• Operating Margin: N/A
• Total Assets: $6,839,580,000
• Total Debt: $1,393,237,000

Key Executives

• David T. Johnson
• Michael J. Van Dyke
• John G. Bratt
• Jeffrey L. DeYoung
• Michael J. Miller
• Kevin J. Comps

Industry Context

The banking industry is currently navigating a complex environment characterized by rising interest rates, which can impact net interest margins and loan demand. Competition for deposits remains fierce as institutions seek to fund asset growth. Regulatory scrutiny continues to focus on capital adequacy, risk management, and consumer protection.

Top Tags

financials (4) · sec-filing (4) · corporate-governance (3) · disclosure (3) · annual-report (2) · financial-reporting (2) · Regional Banking (2) · Loan Growth (2) · Deposit Growth (2) · Net Interest Income (2)

Key Numbers

• Period of Report: 2025-12-31 — Fiscal year end for the reported period
• Filing Date: 2026-04-02 — Date the ARS was accepted by the SEC
• SEC File Number: 001-42517 — Identifies the company's filing with the SEC.
• IRS Employer Identification No.: 38-3413392 — Company's tax identification number.
• Net Income: $59.766M — Increased 35.3% for nine months ended Sep 30, 2025, from $44.169M in 2024.
• Total Assets: $6.839B — Grew from $5.224B at Dec 31, 2024, indicating significant expansion.
• Loans Held for Investment: $5.967B — Increased 34.8% from $4.427B at Dec 31, 2024, driving asset growth.
• Provision for Credit Losses: $2.785M — More than doubled from $1.212M in 2024, signaling potential credit quality concerns.
• Total Deposits: $4.769B — Increased from $3.422B at Dec 31, 2024, funding asset growth.
• Net Interest Income: $107.240M — Increased from $84.193M in 2024, reflecting strong interest income growth.
• Common Stock Shares Outstanding: 34,364,659 — As of November 12, 2025, up from 25,684,560 at December 31, 2024.
• Basic EPS (3 months): $0.58 — Decreased from $0.67 in Q3 2024, despite higher net income, due to increased share count.
• Net income available to common stockholders (Q2 2025): $18.048M — Increased 58.5% from $11.382 million in Q2 2024
• Net income available to common stockholders (YTD Q2 2025): $33.089M — Increased 56.0% from $21.213 million in YTD Q2 2024
• Total Assets (June 30, 2025): $6.431B — Increased 23.1% from $5.224 billion at December 31, 2024

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