NSTS Bancorp 10-Q: Stock Price Up, Capital Ratios Monitored
Ticker: NSTS · Form: 10-Q · Filed: May 14, 2025 · CIK: 1881592
| Field | Detail |
|---|---|
| Company | Nsts Bancorp, Inc. (NSTS) |
| Form Type | 10-Q |
| Filed Date | May 14, 2025 |
| Risk Level | medium |
| Sentiment | mixed |
Sentiment: mixed
Topics: 10-Q, financials, stock-price, regulation
TL;DR
**NSTS Bancorp 10-Q: Stock at $11.29, watch those capital ratios!**
AI Summary
NSTS Bancorp, Inc. filed its 10-Q for the quarter ending March 31, 2025. The company's common stock closing prices were $11.29 on March 31, 2025, and $9.54 on March 31, 2024. The filing also mentions potential regulatory capital ratio adjustments if leverage ratio thresholds are not met.
Why It Matters
This filing provides insight into NSTS Bancorp's financial health and stock performance, with potential implications for regulatory compliance and investor confidence.
Risk Assessment
Risk Level: medium — The mention of potential shifts in capital ratio requirements indicates a level of regulatory scrutiny or potential future compliance challenges.
Key Numbers
- $11.29 — Stock Price (Closing price on March 31, 2025, indicating recent valuation.)
- $9.54 — Stock Price (Closing price on March 31, 2024, for year-over-year comparison.)
- 10,000,000 — Options Outstanding (Indicates potential dilution or employee incentive value.)
Key Players & Entities
- NSTS Bancorp, Inc. (company) — Filer of the 10-Q report
- $11.29 (dollar_amount) — Closing market price of common stock on March 31, 2025
- $9.54 (dollar_amount) — Closing market price of common stock on March 31, 2024
- March 31, 2025 (date) — End of the reporting period for the 10-Q
- CBLR (company) — Abbreviation for a regulatory framework (likely Community Bank Leverage Ratio)
FAQ
What was the aggregate intrinsic value of outstanding and exercisable options on March 31, 2025?
The filing states this value was calculated based on the closing market price of $11.29 per share, less the exercise price, but the specific dollar amount is not provided in this excerpt.
What is the significance of the CBLR mention?
The CBLR (likely Community Bank Leverage Ratio) is a regulatory measure, and failure to meet its thresholds could require NSTS Bancorp's Bank to revert to different capital ratio rules.
What was the closing stock price on September 30, 2024?
The closing market price of the Company's common stock on September 30, 2024, was $9.05 per share.
What is NSTS Bancorp's fiscal year end?
NSTS Bancorp, Inc.'s fiscal year ends on December 31.
What is the company's SIC code?
The Standard Industrial Classification (SIC) code for NSTS Bancorp, Inc. is 6035, which corresponds to Savings Institution, Federally Chartered.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 14, 2025 regarding NSTS Bancorp, Inc. (NSTS).