Origin Bancorp Files 8-K for Regulation FD Disclosure

TL;DR

Origin Bancorp filed an 8-K for a Reg FD disclosure on 10/23/25. Details TBD.

AI Summary

Origin Bancorp, Inc. filed an 8-K on October 23, 2025, to report a Regulation FD Disclosure. The filing does not contain specific financial figures or details about the nature of the disclosure, only that it is a current report under Section 13 or 15(d) of the Securities Exchange Act of 1934.

Why It Matters

This filing indicates Origin Bancorp is making a public disclosure under Regulation FD, which could contain material information relevant to investors.

Risk Assessment

Risk Level: medium — The filing itself is a procedural disclosure, but the lack of specific details about the Regulation FD disclosure warrants a medium risk level as the content could be material.

Key Players & Entities

• Origin Bancorp, Inc. (company) — Registrant
• October 23, 2025 (date) — Date of Report
• Regulation FD (regulation) — Disclosure Type
• Louisiana (location) — State of Incorporation
• 500 South Service Road East, Ruston, Louisiana 71270 (address) — Principal Executive Offices

FAQ

Key Financial Figures

• $5.00 — ich registered Common Stock, par value $5.00 per share OBK New York Stock Exchange
• $16.2 m — es, with a total outstanding balance of $16.2 million, as of September 30, 2025. In agg

Filing Documents

• obnk-20251023.htm (8-K) — 27KB
• 0001516912-25-000144.txt ( ) — 160KB
• obnk-20251023.xsd (EX-101.SCH) — 2KB
• obnk-20251023_def.xml (EX-101.DEF) — 5KB
• obnk-20251023_lab.xml (EX-101.LAB) — 25KB
• obnk-20251023_pre.xml (EX-101.PRE) — 16KB
• obnk-20251023_htm.xml (XML) — 3KB

01 Regulation FD Disclosure

ITEM 7.01 Regulation FD Disclosure. On October 23, 2025, Origin Bancorp, Inc. (the "Company") held an earnings call for the quarter ended September 30, 2025. The Company wishes to clarify its response to an analyst's question concerning indirect exposure to Tricolor Holdings, LLC ("Tricolor"), a customer of Origin Bank (the "Bank"). In total, the Bank has four outstanding residential mortgage loans to former Tricolor executives, with a total outstanding balance of $16.2 million, as of September 30, 2025. In aggregate, these loans have a weighted average loan-to-value of approximately 58%, and none has a loan-to-value greater than 80%. Each of these loans is currently performing, and the Company does not anticipate loss exposure. As provided in General Instructions B.2 to Form 8-K, the information furnished in this Item 7.01 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Forward-Looking Statements

Forward-Looking Statements When used in filings by the Company with the Securities and Exchange Commission (the "SEC"), in the Company's press releases or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the words or phrases "anticipates," "believes," "estimates," "expects," "foresees," "intends," "plans," "projects," and similar expressions or future or conditional verbs such as "could," "may," "might," "should," "will," and "would" or variations of such terms are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are subject to certain risks and uncertainties that could cause actual results to differ materially from historical earnings and those presently anticipated or projected. Factors that might cause such a difference include among other things: the impact of management's conclusion, in consultation with the Audit Committee, that a material weakness existed in the Company's internal control procedures over financial reporting; the evaluation and implementation of remediation efforts designed and implemented to enhance the Company's control environment; the potential identification of one or more additional material weaknesses in the Company's internal control of which the Company is not currently aware or that have not yet been detected; the potential identification of one or more material weaknesses in the Company's consolidated financial statements of which the Company is not currently aware or that have not yet been detected; and those described more fully in the Company's periodic filings with the SEC. The Company does not undertake and specifically declines any obligation - to update or revise any forward-looking statements to reflect events or circumstances that occur after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 23, 2025 ORIGIN BANCORP, INC. By: /s/ William J. Wallace, IV William J. Wallace, IV Senior Executive Officer and Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR