Orange County Bancorp, Inc. /De/ (OBT) — SEC Filings
Orange County Bancorp, Inc. /De/ (OBT) — 50 SEC filings. Latest: 10-Q (May 11, 2026). Includes 33 8-K, 7 10-Q, 6 4.
View Orange County Bancorp, Inc. /De/ on SEC EDGAR
Overview
Orange County Bancorp, Inc. /De/ (OBT) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 4 filed on Mar 23, 2026: This Form 4 filing, dated March 23, 2026, indicates that Michael Lesler, a reporting person for Orange County Bancorp, Inc. (OCBI), has filed a statement of changes in beneficial ownership of securities. While the filing itself doesn't detail specific transactions, it signals that an insider's holdi
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 48 neutral. The dominant filing sentiment for Orange County Bancorp, Inc. /De/ is neutral.
Filing Type Overview
Orange County Bancorp, Inc. /De/ (OBT) has filed 6 4, 7 10-Q, 33 8-K, 2 DEF 14A, 2 10-K with the SEC between Feb 2024 to May 2026.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of OBT's 43 recent filings, 0 were flagged as high-risk, 16 as medium-risk, and 27 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $99,659,000 |
| Net Income | $29,184,000 |
| EPS | $0.75 |
| Debt-to-Equity | N/A |
| Cash Position | $189,880,000 |
| Operating Margin | N/A |
| Total Assets | $2,636,450,000 |
| Total Debt | $56,983,000 |
Key Executives
- Robert J. McEvoy
- Robert J. Ryan
- Matthew J. Durcan
- Michael J. Gilfeather
- Robert J. McInerney
- Michael J. O'Connor
Industry Context
Orange County Bancorp operates in the highly competitive banking sector, characterized by evolving customer preferences for digital services and increasing regulatory scrutiny. Industry trends include a focus on efficiency, managing interest rate risk, and adapting to macroeconomic conditions. Consolidation remains a theme, with smaller banks seeking scale or strategic partnerships.
Top Tags
financials (11) · 8-k (7) · 8-K (6) · financial-reporting (6) · corporate-governance (5) · form-4 (4) · corporate-filing (4) · acquisition (4) · material-agreement (3) · board-changes (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $29.184M | Increased 40.8% for the nine months ended September 30, 2025, from $20.719 million in 2024. |
| Total Interest Income | $99.659M | Increased 10.2% for the nine months ended September 30, 2025, from $95.021 million in 2024. |
| Net Interest Income | $75.715M | Increased 10.2% for the nine months ended September 30, 2025, from $68.688 million in 2024. |
| Provision for Credit Losses - Loans | $6.191M | Decreased 35.9% for the nine months ended September 30, 2025, from $9.661 million in 2024. |
| Total Noninterest Income | $18.460M | Increased 58.2% for the nine months ended September 30, 2025, from $11.667 million in 2024. |
| Total Assets | $2.636B | Increased from $2.510 billion at December 31, 2024. |
| Loans, net | $1.906B | Increased from $1.790 billion at December 31, 2024. |
| Total Stockholders' Equity | $270.120M | Increased from $185.531 million at December 31, 2024, partly due to a capital raise. |
| Capital Raise | $43.560M | Net proceeds from issuance of common shares in June 2025. |
| Basic and Diluted Earnings Per Share (Q3 2025) | $0.75 | Increased from $0.28 in Q3 2024. |
| Commission File Number | 001-40711 | Identifies the company's SEC filing history. |
| IRS Employer Identification No. | 26-1135778 | Company's tax identification number. |
| Revenue | $45.2M | Increased from $43.8M, showing a 3.2% growth driven by net interest income. |
| Increase in Allowance for Credit Losses | $1.5M | Reflects a more cautious stance on potential loan defaults. |
| Accumulated Other Comprehensive Income | -$1.2M | Shifted from a gain of $0.8M to a loss, indicating adverse investment valuation changes. |
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Frequently Asked Questions
What are the latest SEC filings for Orange County Bancorp, Inc. /De/ (OBT)?
Orange County Bancorp, Inc. /De/ has 50 recent SEC filings from Feb 2024 to May 2026, including 33 8-K, 7 10-Q, 6 4. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of OBT filings?
Across 50 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 48 neutral. The dominant sentiment is neutral.
Where can I find Orange County Bancorp, Inc. /De/ SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Orange County Bancorp, Inc. /De/ (OBT) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Orange County Bancorp, Inc. /De/?
Key financial highlights from Orange County Bancorp, Inc. /De/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for OBT?
The investment thesis for OBT includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Orange County Bancorp, Inc. /De/?
Key executives identified across Orange County Bancorp, Inc. /De/'s filings include Robert J. McEvoy, Robert J. Ryan, Matthew J. Durcan, Michael J. Gilfeather, Robert J. McInerney and 1 others.
What are the main risk factors for Orange County Bancorp, Inc. /De/ stock?
Of OBT's 43 assessed filings, 0 were flagged high-risk, 16 medium-risk, and 27 low-risk.
What are recent predictions and forward guidance from Orange County Bancorp, Inc. /De/?
Forward guidance and predictions for Orange County Bancorp, Inc. /De/ are extracted from SEC filings as they are enriched.