OceanFirst Financial Corp. Files 8-K on Financials

TL;DR

OCFC filed an 8-K on 10/22/25 detailing financial results and other key events.

AI Summary

OceanFirst Financial Corp. filed an 8-K on October 22, 2025, reporting on its results of operations and financial condition. The filing also included disclosures related to Regulation FD and other events, along with financial statements and exhibits. The company, incorporated in Delaware, is headquartered in Toms River, NJ.

Why It Matters

This 8-K filing provides investors with crucial updates on OceanFirst Financial Corp.'s financial performance and operational status, impacting investment decisions.

Risk Assessment

Risk Level: low — This is a routine 8-K filing reporting on financial condition and operations, not indicating any immediate or significant new risks.

Key Numbers

• 20251022 — Report Date (Date of the 8-K filing and earliest event reported.)
• 1231 — Fiscal Year End (Indicates the end of the company's fiscal year.)

Key Players & Entities

• OCEANFIRST FINANCIAL CORP. (company) — Registrant
• 001-11713 (company) — SEC File Number
• 22-3412577 (company) — IRS Employer Identification No.
• Toms River, New Jersey 07701 (company) — Principal executive offices address
• 1934 Act (company) — SEC Act

FAQ

Key Financial Figures

• $0.01 — ange in which registered Common stock, $0.01 par value per share OCFC NASDAQ Indic
• $0.20 — cash dividend will be in the amount of $0.20 per share and will be payable on Novemb

Filing Documents

• ocfc-20251022.htm (8-K) — 30KB
• ex991-earningsreleasesepte.htm (EX-99.1) — 1126KB
• ex992q32025-earningsrele.htm (EX-99.2) — 44KB
• ex992q32025-earningsrele001.jpg (GRAPHIC) — 69KB
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• ex992q32025-earningsrele028.jpg (GRAPHIC) — 100KB
• oceanfirstpressreleas19a.jpg (GRAPHIC) — 27KB
• 0001004702-25-000121.txt ( ) — 6186KB
• ocfc-20251022.xsd (EX-101.SCH) — 2KB
• ocfc-20251022_lab.xml (EX-101.LAB) — 21KB
• ocfc-20251022_pre.xml (EX-101.PRE) — 12KB
• ocfc-20251022_htm.xml (XML) — 3KB

02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 22, 2025, OceanFirst Financial Corp. (the "Company") issued a press release announcing its financial results for the quarter ended September 30, 2025. That press release is attached to this Report as Exhibit 99.1. The information included in this item and the related presentation is being furnished to the SEC and shall not be deemed "filed" for any purpose.

01 REGULATION FD DISCLOSURE

ITEM 7.01 REGULATION FD DISCLOSURE The Company is scheduled to make presentations to current and prospective investors after October 22, 2025. Attached as Exhibit 99.2 of this Form 8-K is a copy of the presentation which OceanFirst Financial Corp. will make available at these presentations and will post on its website at www.oceanfirst.com. The information included in this item and the related press release is being furnished to the SEC and shall not be deemed "filed" for any purpose.

01 OTHER EVENTS

ITEM 8.01 OTHER EVENTS In the press release described in Item 2.02, the Company announced that the Board of Directors declared a regular quarterly cash dividend on the Company's outstanding common stock. The cash dividend will be in the amount of $0.20 per share and will be payable on November 14, 2025 to the stockholders of record at the close of business on November 3, 2025.

01 FINANCIAL STATEMENTS AND EXHIBITS

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS (d) EXHIBITS 99.1 Press Release dated October 22, 2025 99.2 Text of written presentation which OceanFirst Financial Corp. intends to provide to current and prospective investors after October 22, 2025.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OCEANFIRST FINANCIAL CORP. Dated: October 22, 2025 /s/ Patrick S. Barrett Patrick S. Barrett Senior Executive Vice President and Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR