OceanFirst Financial Corp. Enters Material Definitive Agreement
Ticker: OCFC · Form: 8-K · Filed: Oct 29, 2025 · CIK: 1004702
| Field | Detail |
|---|---|
| Company | Oceanfirst Financial CORP (OCFC) |
| Form Type | 8-K |
| Filed Date | Oct 29, 2025 |
| Risk Level | medium |
| Pages | 5 |
| Reading Time | 5 min |
| Key Dollar Amounts | $0.01, $185,000,000, $181.9 m, $125.0 million |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-definitive-agreement, financial-obligation
TL;DR
OceanFirst Financial Corp. just signed a big deal, creating a new financial obligation.
AI Summary
OceanFirst Financial Corp. entered into a material definitive agreement on October 27, 2025. The company, formerly known as Ocean Financial Corp., is a national commercial bank incorporated in Delaware. The filing indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement.
Why It Matters
This filing signals a significant new financial commitment or obligation for OceanFirst Financial Corp., which could impact its financial standing and future operations.
Risk Assessment
Risk Level: medium — Material definitive agreements and new financial obligations can introduce unforeseen risks and complexities for a company.
Key Players & Entities
- OceanFirst Financial Corp. (company) — Registrant
- Ocean Financial Corp. (company) — Former company name
- October 27, 2025 (date) — Date of earliest event reported
- Delaware (jurisdiction) — State of incorporation
FAQ
What type of material definitive agreement did OceanFirst Financial Corp. enter into?
The filing does not specify the exact nature of the material definitive agreement, only that one was entered into on October 27, 2025.
What is the significance of the 'Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement' item?
This indicates that OceanFirst Financial Corp. has undertaken a new financial commitment that will either appear directly on its balance sheet or be a contingent liability not immediately visible.
When was OceanFirst Financial Corp. incorporated?
OceanFirst Financial Corp. was incorporated in Delaware.
What was the former name of OceanFirst Financial Corp.?
The former name of OceanFirst Financial Corp. was Ocean Financial Corp., with a name change date of December 8, 1995.
What is the principal executive office address for OceanFirst Financial Corp.?
The principal executive offices are located at 110 West Front Street, Red Bank, New Jersey 07701.
Filing Stats: 1,360 words · 5 min read · ~5 pages · Grade level 11.2 · Accepted 2025-10-29 11:07:03
Key Financial Figures
- $0.01 — nge in which registered Common stock, $0.01 par value per share OCFC NASDAQ In
- $185,000,000 — Agreement, the Company issued and sold $185,000,000 aggregate principal amount of 6.375% Fi
- $181.9 m — Notes to the Company were approximately $181.9 million, after giving effect to the under
- $125.0 million — inated Notes due May 15, 2030, of which $125.0 million in principal amount is currently outsta
Filing Documents
- d94221d8k.htm (8-K) — 34KB
- d94221dex11.htm (EX-1.1) — 184KB
- d94221dex41.htm (EX-4.1) — 433KB
- d94221dex42.htm (EX-4.2) — 197KB
- d94221dex51.htm (EX-5.1) — 8KB
- d94221dex991.htm (EX-99.1) — 11KB
- g94221dsp144.jpg (GRAPHIC) — 6KB
- g94221dsp145.jpg (GRAPHIC) — 14KB
- 0001193125-25-255537.txt ( ) — 1211KB
- ocfc-20251027.xsd (EX-101.SCH) — 3KB
- ocfc-20251027_lab.xml (EX-101.LAB) — 17KB
- ocfc-20251027_pre.xml (EX-101.PRE) — 11KB
- d94221d8k_htm.xml (XML) — 3KB
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OCEANFIRST FINANCIAL CORP. Dated: October 29, 2025 /s/ Patrick S. Barrett Patrick S. Barrett Senior Executive Vice President and Chief Financial Officer