OneWater Marine Inc. Enters Material Definitive Agreement

TL;DR

OneWater Marine signed a big deal, filing 8-K on Nov 21.

AI Summary

OneWater Marine Inc. announced on November 17, 2025, that it has entered into a material definitive agreement. The filing, designated as a Form 8-K, was submitted on November 21, 2025, and pertains to the company's operations in the retail auto & home supply stores sector.

Why It Matters

This filing indicates a significant new contract or partnership for OneWater Marine Inc., which could impact its future business operations and financial performance.

Risk Assessment

Risk Level: medium — Entering into a material definitive agreement can introduce new risks and opportunities that may affect the company's financial stability and market position.

Key Numbers

• 001-39213 — SEC File Number (Identifies the company's filing with the SEC.)
• 83-4330138 — IRS Employer Identification No. (Company's tax identification number.)

Key Players & Entities

• OneWater Marine Inc. (company) — Registrant
• November 17, 2025 (date) — Date of earliest event reported
• November 21, 2025 (date) — Filing date
• 6275 Lanier Islands Parkway Buford, Georgia 30518 (address) — Principal executive offices

FAQ

Key Financial Figures

• $0.01 — stered Class A common stock, par value $0.01 per share ONEW The Nasdaq Global Marke
• $497.1 million — djust the maximum borrowing capacity to $497.1 million and permit an additional $38.7 million
• $38.7 million — $497.1 million and permit an additional $38.7 million in availability for overtrade capacity.

Filing Documents

• onew-20251117.htm (8-K) — 30KB
• onew-7thamendmenttoarcredi.htm (EX-10.1) — 1807KB
• cdf-onewaterxthirdamendmen.htm (EX-10.2) — 776KB
• 0001772921-25-000077.txt ( ) — 3148KB
• onew-20251117.xsd (EX-101.SCH) — 2KB
• onew-20251117_lab.xml (EX-101.LAB) — 21KB
• onew-20251117_pre.xml (EX-101.PRE) — 12KB
• onew-20251117_htm.xml (XML) — 3KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. On November 17, 2025, OneWater Marine Inc. (the "Company") entered into Amendment No. 7 to Amended and Restated Credit Agreement and Amendment to Pledge and Security Agreement ("Amendment No.7") to, among other things, (i) modify certain definitions, covenants, terms and conditions and (ii) modify the maturity date to be July 31, 2027, and in connection therewith, the repayment schedule, including certain adjustments to applicable interest rates. The foregoing description is qualified in its entirety by reference to the full text of Amendment No. 7, which is filed as exhibit 10.1 to this Current Report on Form 8-K and incorporated in this Item 1.01 by reference. On November 17, 2025, the Company entered into the Third Amendment to Eighth Amended and Restated Inventory Financing Agreement, Omnibus Amendment to Collateralized Guarantees, and First Amendment to Consent Agreement (the "Third Amendment") to, among other things, (i) modify certain definitions, covenants, terms and conditions, (ii) modify the termination date of the Third Agreement to be March 1, 2027, and (iii) adjust the maximum borrowing capacity to $497.1 million and permit an additional $38.7 million in availability for overtrade capacity. The foregoing description is qualified in its entirety by reference to the full text of the Third Amendment, which is filed as exhibit 10.2 to this Current Report on Form 8-K and incorporated in this Item 1.01 by reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Description *10.1# Amendment No. 7 to Amended and Restated Credit Agreement and Amendment to Pledge and Security Agreement, dated as of November 17, 2025, by and among One Water Assets & Operations, LLC, One Water Marine Holdings, LLC, OneWater Marine Inc. and certain of its subsidiaries from time to time, the lenders from time to time party thereto, and Truist Bank as the Administrative Agent. *10.2# Third Amendment to Eighth Amended and Restated Inventory Financing Agreement, Omnibus Amendment to Collateralized Guarantees, and First Amendment to Consent Agreement, dated as of November 17, 2025, between Wells Fargo Commercial Distribution Finance, LLC as Agent for the several financial institutions that may from time to time become party thereto and Dealers that may from time to time become party thereto. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). * Filed herewith. Certain schedules and exhibits to this agreement have been omitted in accordance with Item 601(a)(5) of Regulation S-K. A copy of any omitted schedule and/or exhibit will be furnished to the Securities and Exchange Commission on request # Certain portions of this exhibit have been redacted pursuant to Item 601(b)(10)(iv) of Regulation S-K. An unredacted copy of the exhibit will be furnished to the Securities and Exchange Commission on request.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ONEWATER MARINE INC. By: /s/ Jack Ezzell Name: Jack Ezzell Title: Chief Operating Officer and Chief Financial Officer Dated: November 21, 2025

View Full Filing

View this 8-K filing on SEC EDGAR