OptimumBank Holdings, Inc. Files 8-K
Ticker: OPHC · Form: 8-K · Filed: Oct 1, 2025 · CIK: 1288855
| Field | Detail |
|---|---|
| Company | Optimumbank Holdings, Inc. (OPHC) |
| Form Type | 8-K |
| Filed Date | Oct 1, 2025 |
| Risk Level | low |
| Pages | 2 |
| Reading Time | 2 min |
| Sentiment | neutral |
Sentiment: neutral
Topics: corporate-governance, financial-reporting, bylaws
TL;DR
OptimumBank Holdings filed an 8-K on Oct 1, 2025, for bylaw changes & financials.
AI Summary
OptimumBank Holdings, Inc. filed an 8-K on October 1, 2025, reporting amendments to its Articles of Incorporation or Bylaws and financial statements. The company, incorporated in Florida with its principal executive offices in Fort Lauderdale, operates as a national commercial bank.
Why It Matters
This filing indicates potential changes to the company's governance or financial structure, which could impact its operations and shareholder value.
Risk Assessment
Risk Level: low — The filing is a routine disclosure of corporate actions and financial statements, not indicating immediate financial distress or significant operational shifts.
Key Players & Entities
- OptimumBank Holdings, Inc. (company) — Registrant
- October 1, 2025 (date) — Date of earliest event reported
- Florida (jurisdiction) — State of incorporation
- Fort Lauderdale (location) — Principal executive offices city
- 2929 East Commercial Boulevard (address) — Principal executive offices street
- 33308 (zip_code) — Principal executive offices zip code
- 954-776-2332 (phone_number) — Registrant's telephone number
FAQ
What specific amendments were made to the Articles of Incorporation or Bylaws?
The filing indicates that amendments were made, but the specific details of these amendments are not provided in the provided text excerpt.
What financial statements are being filed with this 8-K?
The filing states that 'Financial Statements and Exhibits' are being filed, but the specific financial statements are not detailed in the provided text.
When was OptimumBank Holdings, Inc. incorporated?
The filing states the company was incorporated in Florida, but the exact date of incorporation is not specified in the provided text.
What is the IRS employer identification number for OptimumBank Holdings, Inc.?
The IRS employer identification number is listed as 55-0865043.
What is the SIC code for OptimumBank Holdings, Inc.?
The Standard Industrial Classification (SIC) code is 6021, which corresponds to NATIONAL COMMERCIAL BANKS.
Filing Stats: 574 words · 2 min read · ~2 pages · Grade level 12.7 · Accepted 2025-10-01 16:05:27
Filing Documents
- form8-k.htm (8-K) — 41KB
- ex3-1.htm (EX-3.1) — 40KB
- 0001493152-25-016528.txt ( ) — 252KB
- ophc-20251001.xsd (EX-101.SCH) — 3KB
- ophc-20251001_lab.xml (EX-101.LAB) — 33KB
- ophc-20251001_pre.xml (EX-101.PRE) — 22KB
- form8-k_htm.xml (XML) — 4KB
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OPTIMUMBANK HOLDINGS, INC. Date: October 1, 2025 By: /s/ Moishe Gubin Moishe Gubin Chairman of the Board of Directors