Pineapple Financial Inc. (PAPL) — SEC Filings
Pineapple Financial Inc. (PAPL) — 41 SEC filings. Latest: 8-K (Dec 29, 2025). Includes 20 8-K, 6 10-Q, 4 DEF 14A.
View Pineapple Financial Inc. on SEC EDGAR
Overview
Pineapple Financial Inc. (PAPL) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a S-1 filed on Dec 12, 2025: Pineapple Financial Inc. (PAPL), a Canadian mortgage technology and brokerage company, filed an S-1 on December 12, 2025, to register 25,682,046 common shares for resale by selling shareholders. The company recently completed a private placement on September 4, 2025, raising approximately $100 milli
Sentiment Summary
Across 41 filings, the sentiment breakdown is: 4 bearish, 35 neutral, 2 mixed. The dominant filing sentiment for Pineapple Financial Inc. is neutral.
Filing Type Overview
Pineapple Financial Inc. (PAPL) has filed 20 8-K, 3 S-1, 2 10-K, 4 DEF 14A, 6 10-Q, 3 S-1/A, 1 8-K/A, 2 DEFA14A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (41)
Risk Profile
Risk Assessment: Of PAPL's 39 recent filings, 5 were flagged as high-risk, 20 as medium-risk, and 14 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | N/A |
| Net Income | N/A |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | N/A |
| Operating Margin | N/A% |
| Total Assets | N/A |
| Total Debt | N/A |
Key Executives
- Shubha Dasgupta
- Darrin Ocasio, Esq.
- Board of Directors
- Darrin Ocasio
- Joseph M. Lucosky
- Soyoung Lee
- Gregory Sichenzia
Industry Context
Pineapple Financial Inc. operates in the competitive mortgage technology and brokerage sector, which is increasingly influenced by digital transformation and fintech innovation. The industry faces ongoing pressure from rising interest rates, evolving regulatory requirements, and the need for efficient, technology-driven customer acquisition and loan processing. Companies are diversifying revenue streams and exploring new investment avenues, such as digital assets, to navigate market volatility and enhance profitability.
Top Tags
material-agreement (7) · corporate-governance (7) · ipo (5) · 10-Q (5) · shareholder-vote (4) · finance (4) · sec-filing (4) · filing (3) · Corporate Governance (3) · Proxy Statement (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Common Shares | 25,682,046 | Total common shares registered for resale by selling shareholders |
| Proceeds raised | $100 million | Raised in the Private Placement for the Treasury Strategy |
| Offering price | $3.80 | Per Subscription Receipt for certain purchasers and Meteora Warrant exercise price |
| Meteora Warrant Shares | 1,039,346 | Issuable upon exercise of Meteora Warrant |
| Last reported sale price | $3.69 | For Common Shares on NYSE American LLC on December 4, 2025 |
| Revenue percentage | 95% | Derived from lender partner service commissions |
| Aggregate market value of common shares held by non-affiliates | $5.391 million | As of August 31, 2025, based on NYSE American closing price. |
| Common shares outstanding | 1,345,941 | As of December 1, 2025. |
| Percentage of total gross revenue | 95% | Derived from lender partner service commissions, indicating high reliance on this stream. |
| Monthly subscription fee | $141.50 | Paid by agents using the Pineapple+ Platform. |
| Per-deal fee for pre-risk assessment | $390 | For mortgages with a funded amount of $390,000 and over. |
| Full-time employees | 39 | As of the filing date, supporting brokerage services. |
| Year of British Columbia office opening | 2024 | Demonstrates geographic expansion. |
| Common Shares to be issued | 24,642,700 | Represents a significant potential dilution for existing shareholders. |
| Common Shares outstanding | 1,345,941 | As of September 15, 2025, prior to the proposed issuance. |
Related Companies
Frequently Asked Questions
What are the latest SEC filings for Pineapple Financial Inc. (PAPL)?
Pineapple Financial Inc. has 41 recent SEC filings from Jan 2024 to Dec 2025, including 20 8-K, 6 10-Q, 4 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PAPL filings?
Across 41 filings, the sentiment breakdown is: 4 bearish, 35 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Pineapple Financial Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Pineapple Financial Inc. (PAPL) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Pineapple Financial Inc.?
Key financial highlights from Pineapple Financial Inc.'s most recent 10-K include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PAPL?
The investment thesis for PAPL includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Pineapple Financial Inc.?
Key executives identified across Pineapple Financial Inc.'s filings include Shubha Dasgupta, Darrin Ocasio, Esq., Board of Directors, Darrin Ocasio, Joseph M. Lucosky and 2 others.
What are the main risk factors for Pineapple Financial Inc. stock?
Of PAPL's 39 assessed filings, 5 were flagged high-risk, 20 medium-risk, and 14 low-risk.
What are recent predictions and forward guidance from Pineapple Financial Inc.?
Forward guidance and predictions for Pineapple Financial Inc. are extracted from SEC filings as they are enriched.