Paid Inc (PAYD) — SEC Filings
Paid Inc (PAYD) — 12 SEC filings. Latest: 10-Q (Nov 14, 2025). Includes 6 10-Q, 3 8-K, 2 10-K.
Overview
Paid Inc (PAYD) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 14, 2025: PAID INC (PAYD) reported a mixed financial performance for the nine months ended September 30, 2025. Revenue increased by 15.9% to $15,314,444 from $13,209,958 in the prior year, driven by its SaaS-based business services including PaidPayments, PaidCart, PaidShipping, and PaidWeb. Despite this reve
Sentiment Summary
Across 12 filings, the sentiment breakdown is: 1 bearish, 11 neutral. The dominant filing sentiment for Paid Inc is neutral.
Filing Type Overview
Paid Inc (PAYD) has filed 6 10-Q, 3 8-K, 2 10-K, 1 SC 13G with the SEC between Apr 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (12)
| Date | Form | Description | Risk |
|---|---|---|---|
| Nov 14, 2025 | 10-Q | PAYD's Revenue Climbs 16% Amidst Net Loss, Cash Concerns | high |
| Oct 16, 2025 | 8-K | PAID, Inc. Reports Director Departure and Officer Changes | medium |
| Aug 15, 2025 | 10-Q | PAID INC. Q2 2025 Update: Board Changes & Financials | low |
| May 15, 2025 | 10-Q | PAID INC. Files Q1 2025 10-Q | low |
| Apr 15, 2025 | 10-K | PAID, Inc. Files 2024 10-K | medium |
| Nov 14, 2024 | 10-Q | PAID, Inc. Files Q3 2024 10-Q Report | low |
| Oct 31, 2024 | SC 13G | SC 13G Filing | |
| Aug 19, 2024 | 10-Q | PAID, Inc. Files Q2 2024 10-Q Report | medium |
| Jul 12, 2024 | 8-K | PAID, Inc. Files 8-K for Material Definitive Agreement | medium |
| Jun 17, 2024 | 8-K | PAID, Inc. Appoints New Auditor, EisnerAmper LLP | medium |
| May 15, 2024 | 10-Q | PAID, Inc. Files 10-Q for Q1 2024 | low |
| Apr 1, 2024 | 10-K | PAID INC. Files 2023 Annual Report on Form 10-K | low |
Risk Profile
Risk Assessment: Of PAYD's 11 recent filings, 1 were flagged as high-risk, 5 as medium-risk, and 5 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $15.3M |
| Net Income | ($0.51M) |
| EPS | ($0.06) |
| Cash Position | $1.15M |
| Total Assets | $8.33M |
| Total Debt | $3.18M |
Key Executives
- Michael J. O'Malley
Industry Context
PAID INC operates in the business services sector, with a focus on SaaS solutions for payments, e-commerce, and shipping. The competitive landscape likely includes numerous players offering similar digital solutions, requiring continuous innovation and customer acquisition. Industry trends favor digital transformation and cloud-based services, which PAID INC is leveraging.
Top Tags
10-Q (5) · financials (4) · corporate-governance (2) · quarterly-filing (2) · 10-K (2) · quarterly-report (2) · SEC Filing (2) · SaaS (1) · Net Loss (1) · Revenue Growth (1)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Revenue, net | $15.3M | Increased by 15.9% for the nine months ended September 30, 2025, compared to $13.2M in 2024. |
| Net income (loss) | ($0.51M) | Shifted from a net income of $0.94M in 2024 to a net loss for the nine months ended September 30, 2025. |
| Cash and cash equivalents | $1.15M | Decreased from $1.28M at December 31, 2024, indicating declining liquidity. |
| Working capital deficit | ($0.43M) | Reported as of September 30, 2025, highlighting short-term liquidity issues. |
| Share-based compensation | $0.62M | Significantly increased from $0.04M in 2024, impacting profitability. |
| Net loss per share – basic | ($0.06) | Reported for the nine months ended September 30, 2025, compared to $0.12 net income per share in 2024. |
| Notes receivable, long term | $4.56M | Increased from $4.46M at December 31, 2024, with repayment uncertainty. |
| Revenue from Canada | 99% | Represents the vast majority of revenue for the nine months ended September 30, 2025. |
| Fiscal Year End | 1231 | Indicates the end of the company's financial reporting cycle. |
| Reporting Period | Q2 2025 | Financial results for the second quarter of 2025 are detailed. |
| Period End Date | June 30, 2025 | The 10-Q covers financial activities up to this date. |
| Reporting Period End Date | 2024-09-30 | Indicates the end of the fiscal quarter and nine-month period covered by the report. |
| Filing Date | 2024-11-14 | The date the 10-Q was officially submitted to the SEC. |
| Fiscal Period End | 20240630 | The 10-Q covers the period ending on this date. |
| SIC Code | 7389 | Standard Industrial Classification |
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Frequently Asked Questions
What are the latest SEC filings for Paid Inc (PAYD)?
Paid Inc has 12 recent SEC filings from Apr 2024 to Nov 2025, including 6 10-Q, 3 8-K, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PAYD filings?
Across 12 filings, the sentiment breakdown is: 1 bearish, 11 neutral. The dominant sentiment is neutral.
Where can I find Paid Inc SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Paid Inc (PAYD) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Paid Inc?
Key financial highlights from Paid Inc's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PAYD?
The investment thesis for PAYD includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Paid Inc?
Key executives identified across Paid Inc's filings include Michael J. O'Malley.
What are the main risk factors for Paid Inc stock?
Of PAYD's 11 assessed filings, 1 were flagged high-risk, 5 medium-risk, and 5 low-risk.
What are recent predictions and forward guidance from Paid Inc?
Forward guidance and predictions for Paid Inc are extracted from SEC filings as they are enriched.