Pioneer Bancorp, Inc./Md (PBFS) — SEC Filings
Pioneer Bancorp, Inc./Md (PBFS) — 32 SEC filings. Latest: ARS (Apr 7, 2026). Includes 20 8-K, 6 10-Q, 2 DEF 14A.
View Pioneer Bancorp, Inc./Md on SEC EDGAR
Overview
Pioneer Bancorp, Inc./Md (PBFS) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 22, 2025: Pioneer Bancorp, Inc./MD announced on December 16, 2025, changes related to its board of directors and officers, including the departure of certain directors and the election of new ones. The company also reported on compensatory arrangements for its officers. The filing details these corporate gove
Sentiment Summary
Across 32 filings, the sentiment breakdown is: 1 bearish, 29 neutral, 2 mixed. The dominant filing sentiment for Pioneer Bancorp, Inc./Md is neutral.
Filing Type Overview
Pioneer Bancorp, Inc./Md (PBFS) has filed 1 ARS, 20 8-K, 6 10-Q, 2 DEF 14A, 1 10-K, 2 SC 13G/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (32)
Risk Profile
Risk Assessment: Of PBFS's 25 recent filings, 0 were flagged as high-risk, 5 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $28.29M |
| Net Income | $4.33M |
| EPS | $0.18 |
| Cash Position | $228.55M |
| Total Assets | $2.24B |
Industry Context
Pioneer Bancorp operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is currently navigating a complex environment of rising interest rates, evolving customer deposit behaviors, and ongoing digital transformation. Competition remains intense from larger banks, credit unions, and fintech companies, necessitating a strong focus on customer service and efficient operations.
Top Tags
financial-reporting (8) · 8-k (8) · 10-Q (5) · corporate-governance (4) · 8-K (4) · SEC Filing (3) · financials (3) · governance (3) · Regional Banking (2) · shareholder-vote (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| SEC File Number | 001-38991 | Identifies the specific SEC filing for Pioneer Bancorp, Inc. |
| I.R.S. Employer Identification No. | 83-4274253 | Tax identification number for Pioneer Bancorp, Inc. |
| Net Income (Q3 2025) | $4.33M | Decreased 31.38% from $6.31M in Q3 2024 |
| Net Income (9 Months 2025) | $16.54M | Increased 10.56% from $14.96M in 9 Months 2024 |
| Provision for Credit Losses (Q3 2025) | $785K | Shifted from a negative provision of $870K in Q3 2024 |
| Total Assets (Sept 30, 2025) | $2.24B | Increased from $1.98B at Dec 31, 2024 |
| Net Loans Receivable (Sept 30, 2025) | $1.61B | Increased from $1.43B at Dec 31, 2024 |
| Common Stock Repurchases (9 Months 2025) | $10.88M | Reflects capital management activities |
| Shares Outstanding (Nov 4, 2025) | 25,080,547 | Indicates current share count |
| Total Interest and Dividend Income (Q3 2025) | $28.29M | Increased from $24.38M in Q3 2024 |
| Total Interest Expense (Q3 2025) | $8.08M | Increased from $6.48M in Q3 2024 |
| Basic EPS (Q3 2025) | $0.18 | Decreased from $0.25 in Q3 2024 |
| Net Income | $4.5M | Decreased from $5.2M in Q2 2024, indicating profitability pressure. |
| Reporting Period | Q2 2025 | The period covered by this 10-Q filing. |
| Accession Number | 0000943374-25-000363 | Unique identifier for the filing |
Forward-Looking Statements
- {"claim":"Pioneer Bancorp, Inc./MD will announce a significant corporate transaction (e.g., merger, acquisition, or divestiture).","entity":"Pioneer Bancorp, Inc./MD","targetDate":"Within 3 months of February 7, 2024","confidence":"medium"}
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Frequently Asked Questions
What are the latest SEC filings for Pioneer Bancorp, Inc./Md (PBFS)?
Pioneer Bancorp, Inc./Md has 32 recent SEC filings from Jan 2024 to Apr 2026, including 20 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PBFS filings?
Across 32 filings, the sentiment breakdown is: 1 bearish, 29 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Pioneer Bancorp, Inc./Md SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Pioneer Bancorp, Inc./Md (PBFS) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Pioneer Bancorp, Inc./Md?
Key financial highlights from Pioneer Bancorp, Inc./Md's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PBFS?
The investment thesis for PBFS includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Pioneer Bancorp, Inc./Md?
Executive information for Pioneer Bancorp, Inc./Md is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Pioneer Bancorp, Inc./Md stock?
Of PBFS's 25 assessed filings, 0 were flagged high-risk, 5 medium-risk, and 20 low-risk.
What are recent predictions and forward guidance from Pioneer Bancorp, Inc./Md?
Recent forward-looking statements from Pioneer Bancorp, Inc./Md include guidance on {"claim":"Pioneer Bancorp, Inc./MD will announce a significant corporate transaction (e.g., merger, acquisition, or dive.