Pcb Bancorp (PCB) — SEC Filings
Pcb Bancorp (PCB) — 23 SEC filings. Latest: 10-Q (Nov 7, 2025). Includes 10 8-K, 6 10-Q, 2 DEF 14A.
Overview
Pcb Bancorp (PCB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: PCB Bancorp reported a significant increase in net income for the three months ended September 30, 2025, reaching $11.412 million, up 46.04% from $7.814 million in the same period of 2024. Net interest income also saw a robust increase, climbing to $26.978 million in Q3 2025 from $22.719 million in
Sentiment Summary
Across 23 filings, the sentiment breakdown is: 1 bullish, 2 bearish, 19 neutral, 1 mixed. The dominant filing sentiment for Pcb Bancorp is neutral.
Filing Type Overview
Pcb Bancorp (PCB) has filed 6 10-Q, 10 8-K, 1 10-Q/A, 2 DEF 14A, 2 10-K, 1 SC 13D/A, 1 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (23)
Risk Profile
Risk Assessment: Of PCB's 21 recent filings, 1 were flagged as high-risk, 6 as medium-risk, and 14 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $26.978M |
| Net Income | $11.412M |
| EPS | $0.79 |
| Cash Position | $369.498M |
| Total Assets | $3.363B |
Key Executives
- Timothy Chang
- David W. Kim
- Lee Sang Young
- Kijun Ahn
- Daniel Cho
- Haeyoung Cho
- Janice Chung
Industry Context
PCB Bancorp operates within the highly competitive U.S. banking industry, which is influenced by interest rate environments, regulatory changes, and economic conditions. The sector is characterized by a mix of large national banks, regional players, and community banks, all vying for market share in lending and deposit gathering. Trends include digital transformation, focus on niche markets, and increasing consolidation.
Top Tags
regulation-fd (4) · financials (4) · operations (4) · Regional Banking (3) · Financial Performance (3) · financial-condition (3) · disclosure (3) · banking (3) · 10-Q (3) · PCB Bancorp (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $11.412M | Increased 46.04% from $7.814M in Q3 2024 |
| Net Interest Income (Q3 2025) | $26.978M | Increased 18.75% from $22.719M in Q3 2024 |
| Total Assets (Sep 30, 2025) | $3.363B | Increased 9.79% from $3.063B at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $2.913B | Increased 11.36% from $2.615B at Dec 31, 2024 |
| Interest Income from Loans (Q3 2025) | $46.193M | Increased from $42.115M in Q3 2024 |
| Provision (reversal) for credit losses (Q3 2025) | $381K | A reversal, compared to a $50K provision in Q3 2024 |
| Provision for credit losses (9M 2025) | $3.004M | Increased from $1.399M in 9M 2024 |
| Basic EPS (Q3 2025) | $0.79 | Increased from $0.52 in Q3 2024 |
| Common shares outstanding (Oct 31, 2025) | 14,260,754 | Slight decrease from 14,380,651 at Dec 31, 2024 |
| Retained Earnings (Sep 30, 2025) | $180.189M | Increased from $160.797M at Dec 31, 2024 |
| Q2 2025 Net Income | $10.5M | Decreased from $12.3M in Q2 2024, a 14.6% decline. |
| YTD 2025 Net Income | $20.1M | Decreased from $24.5M in YTD 2024, an 17.9% decline. |
| Total Assets | $2.3B | Increased from $2.2B at December 31, 2024, showing growth. |
| Total Deposits | $1.9B | Increased from $1.8B at December 31, 2024, indicating deposit growth. |
| Loans Receivable, Net | $1.8B | Increased from $1.7B at December 31, 2024, reflecting loan portfolio expansion. |
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Frequently Asked Questions
What are the latest SEC filings for Pcb Bancorp (PCB)?
Pcb Bancorp has 23 recent SEC filings from Jan 2024 to Nov 2025, including 10 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PCB filings?
Across 23 filings, the sentiment breakdown is: 1 bullish, 2 bearish, 19 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Pcb Bancorp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Pcb Bancorp (PCB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Pcb Bancorp?
Key financial highlights from Pcb Bancorp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PCB?
The investment thesis for PCB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Pcb Bancorp?
Key executives identified across Pcb Bancorp's filings include Timothy Chang, David W. Kim, Lee Sang Young, Kijun Ahn, Daniel Cho and 2 others.
What are the main risk factors for Pcb Bancorp stock?
Of PCB's 21 assessed filings, 1 were flagged high-risk, 6 medium-risk, and 14 low-risk.
What are recent predictions and forward guidance from Pcb Bancorp?
Forward guidance and predictions for Pcb Bancorp are extracted from SEC filings as they are enriched.