Peoples Financial Corp /Ms/ (PFBX) — SEC Filings
Peoples Financial Corp /Ms/ (PFBX) — 28 SEC filings. Latest: 8-K (Nov 25, 2025). Includes 15 8-K, 6 10-Q, 2 10-K.
View Peoples Financial Corp /Ms/ on SEC EDGAR
Overview
Peoples Financial Corp /Ms/ (PFBX) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: PEOPLES FINANCIAL CORP /MS/ (PFBX) reported a significant decline in net income for the three and nine months ended September 30, 2025. Net income for the three months decreased by 95.8% to $643,000 from $15.431 million in the prior year, while nine-month net income fell by 84.2% to $3.195 million f
Sentiment Summary
Across 28 filings, the sentiment breakdown is: 2 bearish, 25 neutral, 1 mixed. The dominant filing sentiment for Peoples Financial Corp /Ms/ is neutral.
Filing Type Overview
Peoples Financial Corp /Ms/ (PFBX) has filed 15 8-K, 6 10-Q, 1 8-K/A, 2 10-K, 2 SC 13D/A, 1 DEFA14A, 1 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (28)
Risk Profile
Risk Assessment: Of PFBX's 23 recent filings, 1 were flagged as high-risk, 4 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Key Executives
- Joseph Stilwell
Industry Context
Peoples Financial Corp operates within the commercial banking sector, which is characterized by evolving interest rate environments and increasing competition. Banks are focusing on diversifying revenue streams through fee-based services like trust operations and managing credit risk across different loan portfolios.
Top Tags
financial-reporting (9) · 8-k (7) · financials (4) · amendment (3) · corporate-governance (3) · shareholder-vote (3) · 8-K (3) · banking (3) · Regional Banking (2) · Financial Performance (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (3 months) | $643K | Decreased 95.8% from $15.431M year-over-year |
| Net Income (9 months) | $3.195M | Decreased 84.2% from $20.175M year-over-year |
| Total Assets | $758.066M | Decreased 8.9% from $831.849M at December 31, 2024 |
| Cash and Due from Banks | $41.895M | Decreased 61.1% from $107.744M at December 31, 2024 |
| Total Deposits | $637.576M | Decreased 11.5% from $720.730M at December 31, 2024 |
| Net Interest Income (3 months) | $4.576M | Decreased 13.3% from $5.279M year-over-year |
| Net Interest Income (9 months) | $15.716M | Decreased 12.1% from $17.875M year-over-year |
| Loans | $252.671M | Increased 8.2% from $233.576M at December 31, 2024 |
| Basic and Diluted EPS (3 months) | $0.14 | Decreased from $3.31 year-over-year |
| Basic and Diluted EPS (9 months) | $0.69 | Decreased from $4.33 year-over-year |
| Trust Department Income and Fees | $400,000 | Increased 33.3% from $300,000 in Q2 2024. |
| Service Charges on Deposit Accounts | $600,000 | Increased 20% from $500,000 in Q2 2024. |
| Unfunded Real Estate Residential Loan Commitments | $1,000,000 | Decreased 33.3% from $1,500,000 in Q2 2024. |
| Unfunded Commercial and Industrial Loan Commitments | $2,000,000 | Increased 100% from $1,000,000 in Q2 2024. |
| Growth in Trust Department Income and Fees | 33.3% | Indicates strong performance in fee-based services. |
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Frequently Asked Questions
What are the latest SEC filings for Peoples Financial Corp /Ms/ (PFBX)?
Peoples Financial Corp /Ms/ has 28 recent SEC filings from Jan 2024 to Nov 2025, including 15 8-K, 6 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PFBX filings?
Across 28 filings, the sentiment breakdown is: 2 bearish, 25 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Peoples Financial Corp /Ms/ SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Peoples Financial Corp /Ms/ (PFBX) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Peoples Financial Corp /Ms/?
Key financial highlights from Peoples Financial Corp /Ms/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PFBX?
The investment thesis for PFBX includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Peoples Financial Corp /Ms/?
Key executives identified across Peoples Financial Corp /Ms/'s filings include Joseph Stilwell.
What are the main risk factors for Peoples Financial Corp /Ms/ stock?
Of PFBX's 23 assessed filings, 1 were flagged high-risk, 4 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Peoples Financial Corp /Ms/?
Forward guidance and predictions for Peoples Financial Corp /Ms/ are extracted from SEC filings as they are enriched.