Patriot National Bancorp Inc (PNBK) — SEC Filings
Patriot National Bancorp Inc (PNBK) — 41 SEC filings. Latest: 8-K (Apr 8, 2026). Includes 28 8-K, 6 10-Q, 2 DEF 14A.
View Patriot National Bancorp Inc on SEC EDGAR
Overview
Patriot National Bancorp Inc (PNBK) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 31, 2025: Patriot National Bancorp, Inc. filed an 8-K on December 31, 2025, reporting on its financial statements and exhibits. The filing pertains to the period ending December 31, 2025, and includes information relevant to Regulation FD disclosure.
Sentiment Summary
Across 41 filings, the sentiment breakdown is: 1 bearish, 38 neutral, 2 mixed. The dominant filing sentiment for Patriot National Bancorp Inc is neutral.
Filing Type Overview
Patriot National Bancorp Inc (PNBK) has filed 28 8-K, 6 10-Q, 2 DEF 14A, 1 DEFA14A, 2 10-K, 2 SC 13G/A with the SEC between Feb 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (41)
Risk Profile
Risk Assessment: Of PNBK's 35 recent filings, 1 were flagged as high-risk, 18 as medium-risk, and 16 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $16.186M |
| Net Income | -$2.657M |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | $201.530M |
| Operating Margin | N/A |
| Total Assets | $950.752M |
| Total Debt | $16.438M |
Key Executives
- John A. Carrafiell
- Michael J. McEvoy
- Michael J. Carrafiell
- Robert J. Mangiaracina
- Michael J. Carbone
- John A. Varghese
- John C. Diaz
- Robert J. Marino
- Robert D. Johnson, Jr.
- David M. Smith
Industry Context
The banking industry is characterized by intense competition, stringent regulatory oversight, and sensitivity to interest rate fluctuations. Banks like PNBK operate within a landscape where deposit gathering, loan origination, and fee-based income are key revenue drivers. Recent trends include a focus on digital transformation, evolving customer expectations, and the ongoing impact of macroeconomic conditions on credit quality and investment returns.
Top Tags
corporate-governance (5) · management-change (5) · sec-filing (4) · disclosure (4) · material-agreement (4) · 10-Q (4) · financials (4) · 8-k (3) · regulatory-filing (3) · governance (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss (Q3 2025) | $2.657M | Significant improvement from $26.954M net loss in Q3 2024 |
| Net Loss (9M 2025) | $10.435M | Improvement from $30.334M net loss in 9M 2024 |
| Total Assets (Sep 30, 2025) | $950.752M | Decreased from $1,012.292M at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $830.855M | Decreased from $966.597M at Dec 31, 2024 |
| Loans Receivable (Sep 30, 2025) | $581.479M | Decreased from $700.167M at Dec 31, 2024 |
| Net Interest Income (Q3 2025) | $5.010M | Stable compared to $4.999M in Q3 2024 |
| Recovery of Provision for Credit Loss (Q3 2025) | $431K | Shift from $1.026M provision in Q3 2024 |
| Digital Payments Income (Q3 2025) | $2.684M | Increased from $1.333M in Q3 2024 |
| Proceeds from Preferred Stock Issuance | $5.45M | Capital raise completed on March 20, 2025 |
| Expected Proceeds from Common Stock Offering | $25.6M | Registered direct offering announced August 29, 2025 |
| Net Loss (6 months) | $7.778M | Increased from $3.380M in prior year, indicating worsening profitability. |
| Total Assets | $929.953M | Decreased by 8.13% from $1.012B at Dec 31, 2024, showing asset contraction. |
| Loans Receivable (net) | $579.753M | Decreased by 17.19% from $700.167M, impacting interest income. |
| Total Deposits | $830.857M | Decreased by 14.04% from $966.597M, indicating deposit outflow. |
| Shareholders' Equity | $66.201M | Increased significantly from $4.265M due to a $57.75M private placement. |
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Frequently Asked Questions
What are the latest SEC filings for Patriot National Bancorp Inc (PNBK)?
Patriot National Bancorp Inc has 41 recent SEC filings from Feb 2024 to Apr 2026, including 28 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PNBK filings?
Across 41 filings, the sentiment breakdown is: 1 bearish, 38 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Patriot National Bancorp Inc SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Patriot National Bancorp Inc (PNBK) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Patriot National Bancorp Inc?
Key financial highlights from Patriot National Bancorp Inc's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PNBK?
The investment thesis for PNBK includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Patriot National Bancorp Inc?
Key executives identified across Patriot National Bancorp Inc's filings include John A. Carrafiell, Michael J. McEvoy, Michael J. Carrafiell, Robert J. Mangiaracina, Michael J. Carbone and 5 others.
What are the main risk factors for Patriot National Bancorp Inc stock?
Of PNBK's 35 assessed filings, 1 were flagged high-risk, 18 medium-risk, and 16 low-risk.
What are recent predictions and forward guidance from Patriot National Bancorp Inc?
Forward guidance and predictions for Patriot National Bancorp Inc are extracted from SEC filings as they are enriched.