Pra Group Inc (PRAA) — SEC Filings
Pra Group Inc (PRAA) — 40 SEC filings. Latest: 10-Q (Nov 10, 2025). Includes 23 8-K, 6 10-Q, 5 SC 13G/A.
View Pra Group Inc on SEC EDGAR
Overview
Pra Group Inc (PRAA) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: PRA Group Inc. reported a significant net loss of $407.703 million for the three months ended September 30, 2025, a stark contrast to the net income of $27.154 million in the same period of 2024. This substantial loss was primarily driven by a goodwill impairment charge of $412.611 million recognize
Sentiment Summary
Across 40 filings, the sentiment breakdown is: 2 bearish, 38 neutral. The dominant filing sentiment for Pra Group Inc is neutral.
Filing Type Overview
Pra Group Inc (PRAA) has filed 6 10-Q, 23 8-K, 2 DEF 14A, 2 10-K, 5 SC 13G/A, 1 SC 13D/A, 1 SC 13G with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (40)
Risk Profile
Risk Assessment: Of PRAA's 33 recent filings, 2 were flagged as high-risk, 14 as medium-risk, and 17 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $311,140,000 |
| Net Income | -$407,703,000 |
| EPS | -$10.43 |
| Debt-to-Equity | 4.08 |
| Cash Position | $107,454,000 |
| Operating Margin | -101.4% |
| Total Assets | $4,999,209,000 |
| Total Debt | $3,606,978,000 |
Key Executives
- Norfolk, Virginia
- Vikram A. Atal
- Kevin P. Stevenson
- Kevin S. Stevenson
- Michael J. Bartell
- David R. Johnson
- Gregory S. Lindberg
- Steven J. Fredrickson
- Glenn W. Welling
Industry Context
PRA Group operates in the debt purchasing and collection industry, a sector characterized by the acquisition of nonperforming loan portfolios from financial institutions. The industry is competitive, with companies vying for portfolios based on price and expected recovery rates. Key trends include increasing regulatory scrutiny, evolving collection technologies, and the ongoing need for capital to fund portfolio acquisitions.
Top Tags
financial-reporting (7) · 8-K (5) · financial-obligation (4) · 10-Q (4) · financials (4) · executive-compensation (4) · amendment (4) · filing (3) · 8-k (3) · governance (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss Attributable to PRA Group, Inc. | $407.703M | For the three months ended September 30, 2025, a significant decline from $27.154M net income in Q3 2024. |
| Goodwill Impairment | $412.611M | Recognized in Q3 2025, the primary driver of the net loss. |
| Total Revenues | $311.140M | For the three months ended September 30, 2025, an increase from $281.477M in Q3 2024. |
| Finance Receivables, Net | $4.572B | As of September 30, 2025, an increase from $4.141B at December 31, 2024, indicating continued portfolio growth. |
| Borrowings | $3.607B | As of September 30, 2025, an increase from $3.327B at December 31, 2024, reflecting increased leverage. |
| Basic Net Loss Per Share | $10.43 | For the three months ended September 30, 2025, compared to $0.69 basic net income per share in Q3 2024. |
| Initial Negative Allowance for Expected Recoveries on Purchases | $893.699M | For the nine months ended September 30, 2025, representing new portfolio investments. |
| Recoveries Collected and Applied to Finance Receivables, Net | $827.190M | For the nine months ended September 30, 2025, demonstrating cash generation from portfolios. |
| SEC File Number | 000-50058 | Identifies the specific SEC filing for PRA Group, Inc. |
| EIN | 75-3078675 | Employer Identification Number for PRA Group, Inc. |
| Net Loss Q2 2025 | -$10.5M | Significant decline from $15.2M net income in Q2 2024. |
| Net Loss H1 2025 | -$18.7M | Reversal from $28.1M net income in H1 2024. |
| Retained Earnings | $1.96B | Decreased from $1.98B at year-end 2024, reflecting losses. |
| Accumulated Other Comprehensive Income | $9.8M | Slight decrease from $10.1M at year-end 2024. |
| Reporting Period | 2025 Q1 | First quarter of 2025 financial data |
Related Companies
Frequently Asked Questions
What are the latest SEC filings for Pra Group Inc (PRAA)?
Pra Group Inc has 40 recent SEC filings from Jan 2024 to Nov 2025, including 23 8-K, 6 10-Q, 5 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PRAA filings?
Across 40 filings, the sentiment breakdown is: 2 bearish, 38 neutral. The dominant sentiment is neutral.
Where can I find Pra Group Inc SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Pra Group Inc (PRAA) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Pra Group Inc?
Key financial highlights from Pra Group Inc's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PRAA?
The investment thesis for PRAA includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Pra Group Inc?
Key executives identified across Pra Group Inc's filings include Norfolk, Virginia, Vikram A. Atal, Kevin P. Stevenson, Kevin S. Stevenson, Michael J. Bartell and 4 others.
What are the main risk factors for Pra Group Inc stock?
Of PRAA's 33 assessed filings, 2 were flagged high-risk, 14 medium-risk, and 17 low-risk.
What are recent predictions and forward guidance from Pra Group Inc?
Forward guidance and predictions for Pra Group Inc are extracted from SEC filings as they are enriched.